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Fourchette du Jour
19,77 €
20,18 €
Fourchette 52 Semaines
18,01 €
22,00 €
Volume
20 336
Moyenne 50J / 200J
20,67 €
/
20,29 €
Clôture Précédente
19,85 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 1,1 | 10,3 |
| P/B | 0,2 | 1,1 |
| ROE % | 15,9 | 11,7 |
| Net Margin % | 6,8 | 16,8 |
| Rev Growth 5Y % | 5,9 | 11,7 |
| D/E | 0,4 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
23,30 €
23,30 € – 23,30 €
|
15 B | 1 |
| FY2027 |
22,16 €
22,16 € – 22,16 €
|
14 B | 1 |
| FY2026 |
20,67 €
20,67 € – 20,67 €
|
14 B | 1 |
Points Clés
Revenue grew 5,90% annually over 5 years — modest growth
ROE of 15,90% — decent returns on equity
Debt/Equity of 0,38 — conservative balance sheet
Generating 1,60B in free cash flow
P/E of 1,14 — trading at a low valuation
PEG of 0,74 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
5,90%
Revenue (1Y)7,89%
Earnings (1Y)14,80%
FCF Growth (3Y)30,71%
Qualité
Return on Equity
15,90%
ROIC10,10%
Net Margin6,81%
Op. Margin8,49%
Sécurité
Debt / Equity
0,38
Current Ratio0,55
Interest Coverage9,91
Valorisation
P/E Ratio
1,14
P/B Ratio0,17
EV/EBITDA1,26
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 7,89% | Revenue Growth (3Y) | 7,29% |
| Earnings Growth (1Y) | 14,80% | Earnings Growth (3Y) | 16,55% |
| Revenue Growth (5Y) | 5,90% | Earnings Growth (5Y) | -10,53% |
| Profitability | |||
| Revenue (TTM) | 12,81B | Net Income (TTM) | 872,70M |
| ROE | 15,90% | ROA | 2,40% |
| Gross Margin | 77,15% | Operating Margin | 8,49% |
| Net Margin | 6,81% | Free Cash Flow (TTM) | 1,60B |
| ROIC | 10,10% | FCF Growth (3Y) | 30,71% |
| Safety | |||
| Debt / Equity | 0,38 | Current Ratio | 0,55 |
| Interest Coverage | 9,91 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 1,14 | P/B Ratio | 0,17 |
| P/S Ratio | 0,08 | PEG Ratio | 0,74 |
| EV/EBITDA | 1,26 | Dividend Yield | 0,01% |
| Market Cap | 998,72M | Enterprise Value | 1,37B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 12,81B | 11,88B | 11,13B | 10,19B | 10,19B |
| Net Income | 872,70M | 760,20M | 642,50M | 276,60M | 1,36B |
| EPS (Diluted) | 17,39 | 14,46 | 11,95 | 5,05 | 10,20 |
| Gross Profit | 9,89B | 9,11B | 8,61B | 7,83B | 4,15B |
| Operating Income | 1,09B | 927,30M | 806,80M | 349,90M | 771,30M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 36,29B | 35,02B | 33,64B | 33,12B | 33,92B |
| Total Liabilities | 30,42B | 29,91B | 28,83B | 28,89B | 28,46B |
| Shareholders' Equity | 5,87B | 5,11B | 4,81B | 4,23B | 5,46B |
| Total Debt | 2,21B | 2,08B | 2,08B | 2,13B | 2,20B |
| Cash & Equivalents | 1,83B | 1,81B | 1,63B | 1,54B | 2,04B |
| Current Assets | 13,15B | 19,03B | 12,75B | 17,47B | 17,69B |
| Current Liabilities | 23,89B | 23,96B | 23,47B | 23,74B | 21,73B |
Scores de Stratégies
This stock passed the criteria for 4 strategies
Score = fit strength (0–100)
Rank = position among all matches
Activité Récente
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