Terug
Dagbereik
€ 49,60
€ 51,28
52-Weeksbereik
€ 37,76
€ 55,77
Volume
135.092
50D / 200D Gem.
€ 51,81
/
€ 47,90
Vorige Slotkoers
€ 48,64
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 9,8 | 10,3 |
| P/B | 1,2 | 1,1 |
| ROE % | 13,6 | 11,7 |
| Net Margin % | 23,9 | 16,8 |
| Rev Growth 5Y % | 17,0 | 11,7 |
| D/E | 1,1 | 0,5 |
Belangrijkste Punten
Revenue grew 16,96% annually over 5 years — strong growth
ROE of 13,56% — decent returns on equity
Net margin of 23,87% shows strong profitability
Generating 11,21M in free cash flow
P/E of 9,79 — trading at a low valuation
PEG of 0,82 suggests growth is underpriced
Groei
Revenue Growth (5Y)
16,96%
Revenue (1Y)2,74%
Earnings (1Y)11,51%
FCF Growth (3Y)-56,75%
Kwaliteit
Return on Equity
13,56%
ROIC4,94%
Net Margin23,87%
Op. Margin27,46%
Veiligheid
Debt / Equity
1,14
Current Ratio0,29
Interest Coverage0,79
Waardering
P/E Ratio
9,79
P/B Ratio1,20
EV/EBITDA11,96
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2,74% | Revenue Growth (3Y) | 10,68% |
| Earnings Growth (1Y) | 11,51% | Earnings Growth (3Y) | 3,90% |
| Revenue Growth (5Y) | 16,96% | Earnings Growth (5Y) | 10,74% |
| Profitability | |||
| Revenue (TTM) | 371,80M | Net Income (TTM) | 88,75M |
| ROE | 13,56% | ROA | 1,30% |
| Gross Margin | 64,03% | Operating Margin | 27,46% |
| Net Margin | 23,87% | Free Cash Flow (TTM) | 11,21M |
| ROIC | 4,94% | FCF Growth (3Y) | -56,75% |
| Safety | |||
| Debt / Equity | 1,14 | Current Ratio | 0,29 |
| Interest Coverage | 0,79 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 9,79 | P/B Ratio | 1,20 |
| P/S Ratio | 2,34 | PEG Ratio | 0,82 |
| EV/EBITDA | 11,96 | Dividend Yield | 0,03% |
| Market Cap | 868,48M | Enterprise Value | 1,22B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 371,80M | 361,89M | 303,50M | 213,92M | 198,66M |
| Net Income | 88,75M | 79,59M | 82,22M | 61,06M | 59,02M |
| EPS (Diluted) | 5,46 | 4,93 | 5,13 | 3,85 | 3,69 |
| Gross Profit | 238,05M | 224,08M | 217,99M | 183,77M | 183,52M |
| Operating Income | 102,09M | 98,29M | 102,70M | 75,79M | 73,72M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6,84B | 6,05B | 5,35B | 4,87B | 5,26B |
| Total Liabilities | 6,11B | 5,47B | 4,83B | 4,43B | 4,80B |
| Shareholders' Equity | 724,88M | 584,53M | 522,15M | 441,41M | 456,56M |
| Total Debt | 825,88M | 648,25M | 836,26M | 640,19M | 693,35M |
| Cash & Equivalents | 473,32M | 393,01M | 130,53M | 96,77M | 975,16M |
| Current Assets | 1,58B | 1,12B | 747,63M | 699,71M | 1,57B |
| Current Liabilities | 5,52B | 4,82B | 4,13B | 3,99B | 4,31B |