رجوع
نطاق اليوم
KWD 26.50
KWD 27.21
نطاق 52 أسبوعًا
KWD 19.46
KWD 29.88
حجم التداول
64,352
متوسط 50 يوم / 200 يوم
KWD 27.40
/
KWD 25.65
الإغلاق السابق
KWD 26.21
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (854 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 10.9 | 10.3 |
| P/B | 1.4 | 1.1 |
| ROE % | 13.3 | 11.7 |
| Net Margin % | 26.3 | 16.8 |
| Rev Growth 5Y % | 15.6 | 11.7 |
| D/E | 0.1 | 0.5 |
Insider Trading Activity
Buy ratio (90d)
0.0%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 16, 2026 |
HORVATH LAWRENCE J
EVP & Chief Lending Officer
|
sell | 5,000 | KWD 26.600 | KWD 133,000 |
| Mar 1, 2026 |
Ashworth James T
Director
|
grant | 288,951 | — | — |
| Mar 1, 2026 |
Ruyle Nancy L
Director
|
grant | 20,868 | — | — |
| Feb 28, 2026 |
ZURKAMER ANDREA E
EVP & Chief Risk Officer
|
grant | 2,336 | — | — |
| Feb 28, 2026 |
ZURKAMER ANDREA E
EVP & Chief Risk Officer
|
other | 790 | KWD 26.960 | KWD 21,298 |
| Feb 28, 2026 |
Baker Roger A
Director
|
grant | 600 | — | — |
| Feb 28, 2026 |
LANIER DIANE H
EVP & Chief Retail Officer
|
grant | 2,323 | — | — |
| Feb 28, 2026 |
BURWELL ERIC E
Director
|
grant | 600 | — | — |
| Feb 28, 2026 |
CARTER JAMES LANCE
President and CEO
|
grant | 11,504 | — | — |
| Feb 28, 2026 |
CARTER JAMES LANCE
President and CEO
|
other | 3,475 | KWD 26.960 | KWD 93,686 |
| Feb 28, 2026 |
HORVATH LAWRENCE J
EVP & Chief Lending Officer
|
grant | 4,891 | — | — |
| Feb 28, 2026 |
HORVATH LAWRENCE J
EVP & Chief Lending Officer
|
other | 1,764 | KWD 26.960 | KWD 47,557 |
| Feb 28, 2026 |
DRAKE FRED L
Executive Chairman
|
grant | 10,426 | — | — |
| Feb 28, 2026 |
DRAKE FRED L
Executive Chairman
|
other | 3,788 | KWD 26.960 | KWD 102,124 |
| Feb 28, 2026 |
PFEIFFER GERALD E
Director
|
grant | 600 | — | — |
| Feb 28, 2026 |
SCHEIRER MARK W
EVP & Chief Credit Officer
|
grant | 3,168 | — | — |
| Feb 28, 2026 |
SCHEIRER MARK W
EVP & Chief Credit Officer
|
other | 1,057 | KWD 26.960 | KWD 28,497 |
| Feb 28, 2026 |
Chapman Peter Robert
EVP & CFO
|
grant | 6,818 | — | — |
| Feb 28, 2026 |
Chapman Peter Robert
EVP & CFO
|
other | 6,095 | KWD 26.960 | KWD 164,321 |
| Feb 28, 2026 |
DRAKE ALLEN C
Director
|
grant | 600 | — | — |
النقاط الرئيسية
Revenue grew 15.60% annually over 5 years — strong growth
ROE of 13.28% — decent returns on equity
Net margin of 26.25% shows strong profitability
Debt/Equity of 0.11 — conservative balance sheet
Generating 73.02M in free cash flow
P/E of 10.87 — trading at a low valuation
النمو
Revenue Growth (5Y)
15.60%
Revenue (1Y)2.84%
Earnings (1Y)7.28%
FCF Growth (3Y)7.92%
الجودة
Return on Equity
13.28%
ROIC11.51%
Net Margin26.25%
Op. Margin35.63%
الأمان
Debt / Equity
0.11
Current Ratio0.28
Interest Coverage1.84
التقييم
P/E Ratio
10.87
P/B Ratio1.36
EV/EBITDA8.40
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2.84% | Revenue Growth (3Y) | 5.48% |
| Earnings Growth (1Y) | 7.28% | Earnings Growth (3Y) | 8.15% |
| Revenue Growth (5Y) | 15.60% | Earnings Growth (5Y) | 8.16% |
| Profitability | |||
| Revenue (TTM) | 293.33M | Net Income (TTM) | 77.01M |
| ROE | 13.28% | ROA | 1.52% |
| Gross Margin | 80.03% | Operating Margin | 35.63% |
| Net Margin | 26.25% | Free Cash Flow (TTM) | 73.02M |
| ROIC | 11.51% | FCF Growth (3Y) | 7.92% |
| Safety | |||
| Debt / Equity | 0.11 | Current Ratio | 0.28 |
| Interest Coverage | 1.84 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | 10.87 | P/B Ratio | 1.36 |
| P/S Ratio | 2.85 | PEG Ratio | 1.41 |
| EV/EBITDA | 8.40 | Dividend Yield | 0.03% |
| Market Cap | 836.72M | Enterprise Value | 877.50M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 293.33M | 285.22M | 263.64M | 186.72M | 164.23M |
| Net Income | 77.01M | 71.78M | 65.84M | 56.46M | 56.27M |
| EPS (Diluted) | 2.44 | 2.26 | 2.07 | 2.09 | 2.02 |
| Gross Profit | 234.74M | 219.33M | 218.14M | 180.25M | 166.49M |
| Operating Income | 104.51M | 97.38M | 88.58M | 76.19M | 76.56M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5.07B | 5.03B | 5.07B | 4.29B | 4.31B |
| Total Liabilities | 4.46B | 4.49B | 4.58B | 3.91B | 3.90B |
| Shareholders' Equity | 615.50M | 544.61M | 489.50M | 373.63M | 411.88M |
| Total Debt | 65.21M | 134.60M | 147.33M | 280.26M | 138.29M |
| Cash & Equivalents | 24.42M | 137.69M | 141.76M | 114.16M | 409.76M |
| Current Assets | 861.30M | 214.75M | 925.76M | 977.19M | 1.37B |
| Current Liabilities | 3.03B | 4.35B | 4.44B | 3.63B | 3.80B |