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Horizon Bancorp, Inc.

Datakwaliteit: 100%
HBNC
NASDAQ Financial Services Banks - Regional
€ 16,20
▲ € 0,39 (2,47%)
Marktkapitalisatie: 829,86M
Dagbereik
€ 16,06 € 16,58
52-Weeksbereik
€ 12,70 € 19,07
Volume
428.312
50D / 200D Gem.
€ 17,27 / € 16,42
Vorige Slotkoers
€ 15,81

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (854 peers)

Metriek Aandeel Sector Mediaan
P/E -5,5 10,3
P/B 1,2 1,1
ROE % -20,7 11,7
Net Margin % -145,9 16,8
Rev Growth 5Y % -19,6 11,7
D/E 0,6 0,5

Insider Trading Activity

20 transactions
Date Insider Type Shares Price Value
Mar 18, 2026
Kerber Lynn
EVP & CCBO
other 450 € 15,71 € 7.070
Mar 18, 2026
Stewart John R
EVP - Chief Financial Officer
other 643 € 15,71 € 10.102
Mar 18, 2026
SECOR MARK E
Executive Vice President
other 250 € 15,71 € 3.928
Mar 17, 2026
Kerber Lynn
EVP & CCBO
grant 4.128
Mar 17, 2026
Stewart John R
EVP - Chief Financial Officer
grant 6.714
Feb 27, 2026
Blackhurst Eric P.
Director
grant 2.662 € 16,90 € 44.988
Feb 27, 2026
MAGNESEN LARRY S
Director
grant 2.662 € 16,90 € 44.988
Feb 27, 2026
WALKER BRIAN C
Director
grant 2.662 € 16,90 € 44.988
Feb 27, 2026
Ahern Kevin
Director
grant 2.681 € 16,74 € 44.880
Feb 27, 2026
Samuels Michele Annette
Director
grant 2.662 € 16,90 € 44.988
Feb 27, 2026
Maass Brian W
Director
grant 2.662 € 16,90 € 44.988
Nov 24, 2025
MAGNESEN LARRY S
Director
buy 4.000 € 16,41 € 65.640
Aug 22, 2025
Blackhurst Eric P.
Director
buy 1.724 € 14,50 € 24.998
Aug 22, 2025
Stewart John R
EVP - Chief Financial Officer
buy 1.724 € 14,50 € 24.998
Aug 15, 2025
Prame Thomas M
Chief Executive Officer
other 4.182 € 15,95 € 66.703
Aug 15, 2025
Kerber Lynn
EVP & SCCO
other 4.383 € 15,95 € 69.909
Jun 9, 2025
Reed Steven William
Director
grant 331 € 15,11 € 5.001
Jun 9, 2025
Freigang Julie Scheck
Director
grant 331 € 15,08 € 4.991
Jun 9, 2025
Williams Vanessa Peterson
Director
grant 331 € 15,08 € 4.991
Jun 9, 2025
Burnell Lawrence E
Director
grant 331 € 15,11 € 5.001

Belangrijkste Punten

Revenue declined -19,57% annually over 5 years
Earnings declined -524,75% over the past year
Generating 41,65M in free cash flow
PEG of 0,01 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 51,40%
Capital efficient — spends only 3,89% of revenue on capex

Groei

Revenue Growth (5Y)
-19,57%
Revenue (1Y)-70,97%
Earnings (1Y)-524,75%
FCF Growth (3Y)-28,37%

Kwaliteit

Return on Equity
-20,73%
ROIC-13,69%
Net Margin-145,86%
Op. Margin-193,40%

Veiligheid

Debt / Equity
0,59
Current Ratio1,14
Interest Coverage-1,50

Waardering

P/E Ratio
-5,51
P/B Ratio1,21
EV/EBITDAN/A
Dividend Yield0,02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -70,97% Revenue Growth (3Y) -43,16%
Earnings Growth (1Y) -524,75% Earnings Growth (3Y) N/A
Revenue Growth (5Y) -19,57% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 103,17M Net Income (TTM) -150,48M
ROE -20,73% ROA -2,34%
Gross Margin -29,46% Operating Margin -193,40%
Net Margin -145,86% Free Cash Flow (TTM) 41,65M
ROIC -13,69% FCF Growth (3Y) -28,37%
Safety
Debt / Equity 0,59 Current Ratio 1,14
Interest Coverage -1,50 Dividend Yield 0,02%
Valuation
P/E Ratio -5,51 P/B Ratio 1,21
P/S Ratio 8,04 PEG Ratio 0,01
EV/EBITDA N/A Dividend Yield 0,02%
Market Cap 829,86M Enterprise Value 1,17B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 103,17M 355,38M 319,32M 278,07M 246,57M
Net Income -150,48M 35,43M 27,98M 93,41M 87,09M
EPS (Diluted) -3,15 0,80 0,64 2,14 1,98
Gross Profit -30,39M 182,11M 180,30M 243,37M 230,35M
Operating Income -199,53M 27,35M 39,00M 105,58M 102,45M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 6,44B 7,80B 7,94B 7,87B 7,41B
Total Liabilities 5,75B 7,04B 7,22B 7,20B 6,69B
Shareholders' Equity 688,25M 763,58M 718,81M 677,38M 723,21M
Total Debt 404,49M 1,35B 1,04B 1,01B 828,27M
Cash & Equivalents 66,81M 294,17M 526,52M 126,32M 598,29M
Current Assets 100,43M 567,59M 1,11B 1,16B 1,79B
Current Liabilities 88,47M 5,70B 5,82B 6,14B 5,94B