Back
Day Range
$8.07
$8.39
52-Week Range
$7.86
$16.07
Volume
910,189
50D / 200D Avg
$9.90
/
$12.29
Prev Close
$8.04
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | -9.8 | 10.3 |
| P/B | 0.3 | 1.1 |
| ROE % | -3.2 | 11.7 |
| Net Margin % | -2.5 | 16.8 |
| Rev Growth 5Y % | -2.2 | 11.7 |
| D/E | 19.1 | 0.5 |
Key Takeaways
Revenue declined -2.18% annually over 5 years
Earnings declined -161.07% over the past year
Debt/Equity of 19.05 — high leverage
Generating 441.00M in free cash flow
PEG of 0.10 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 21.56%
Growth
Revenue Growth (5Y)
-2.18%
Revenue (1Y)-23.74%
Earnings (1Y)-161.07%
FCF Growth (3Y)-19.23%
Quality
Return on Equity
-3.17%
ROIC3.88%
Net Margin-2.48%
Op. Margin77.14%
Safety
Debt / Equity
19.05
Current Ratio0.41
Interest Coverage0.96
Valuation
P/E Ratio
-9.79
P/B Ratio0.33
EV/EBITDA17.82
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -23.74% | Revenue Growth (3Y) | -18.29% |
| Earnings Growth (1Y) | -161.07% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -2.18% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 3.23B | Net Income (TTM) | -80.00M |
| ROE | -3.17% | ROA | -0.16% |
| Gross Margin | 86.96% | Operating Margin | 77.14% |
| Net Margin | -2.48% | Free Cash Flow (TTM) | 441.00M |
| ROIC | 3.88% | FCF Growth (3Y) | -19.23% |
| Safety | |||
| Debt / Equity | 19.05 | Current Ratio | 0.41 |
| Interest Coverage | 0.96 | Dividend Yield | 0.05% |
| Valuation | |||
| P/E Ratio | -9.79 | P/B Ratio | 0.33 |
| P/S Ratio | 0.24 | PEG Ratio | 0.10 |
| EV/EBITDA | 17.82 | Dividend Yield | 0.05% |
| Market Cap | 783.54M | Enterprise Value | 44.39B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3.23B | 4.23B | 4.84B | 3.84B | 3.53B |
| Net Income | -80.00M | 131.00M | 228.00M | 645.00M | 717.00M |
| EPS (Diluted) | -0.81 | 1.18 | 1.85 | 4.48 | 4.17 |
| Gross Profit | 2.81B | 848.00M | 1.16B | 1.66B | 2.27B |
| Operating Income | 2.49B | 174.00M | 313.00M | 827.00M | 936.00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 48.68B | 51.79B | 61.38B | 70.80B | 80.61B |
| Total Liabilities | 46.28B | 49.15B | 58.62B | 67.82B | 78.00B |
| Shareholders' Equity | 2.40B | 2.64B | 2.76B | 2.98B | 2.60B |
| Total Debt | 45.71B | 48.67B | 57.92B | 67.40B | 76.72B |
| Cash & Equivalents | 2.10B | 722.00M | 839.00M | 1.54B | 905.00M |
| Current Assets | 2.10B | 2.62B | 3.14B | 3.78B | 3.31B |
| Current Liabilities | 5.07B | 4.75B | 4.76B | 4.97B | 3.79B |