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Navient Corporation

Qualité des données : 100%
Survendu
NAVI
NASDAQ Financial Services Financial - Credit Services
8,24 €
▲ 0,20 € (2,49%)
Cap. Boursière : 783,54M
Fourchette du Jour
8,07 € 8,39 €
Fourchette 52 Semaines
7,86 € 16,07 €
Volume
910 189
Moyenne 50J / 200J
9,90 € / 12,29 €
Clôture Précédente
8,04 €

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (854 pairs)

Métrique Action Médiane du Secteur
P/E -9,8 10,3
P/B 0,3 1,1
ROE % -3,2 11,7
Net Margin % -2,5 16,8
Rev Growth 5Y % -2,2 11,7
D/E 19,1 0,5

Insider Trading Activity

19 transactions
Date Insider Type Shares Price Value
Mar 8, 2026
Navi Ryan David
Chief Investment Officer
grant 734 779
Mar 4, 2026
HAUBER STEPHEN M
EVP, CFO & PAO
grant 73 444 8,68 € 637 494 €
Mar 4, 2026
STANDISH TROY
EVP & Chief Operating Officer
grant 51 843 8,68 € 449 997 €
Mar 2, 2026
STANDISH TROY
EVP & Chief Operating Officer
other 1 783 8,62 € 15 369 €
Mar 2, 2026
HAUBER STEPHEN M
EVP, CFO & PAO
other 4 838 8,62 € 41 704 €
Feb 9, 2026
HAUBER STEPHEN M
EVP, CFO & PAO
other 2 979 10,03 € 29 879 €
Feb 9, 2026
STANDISH TROY
EVP & Chief Operating Officer
other 1 810 10,03 € 18 154 €
Feb 7, 2026
HAUBER STEPHEN M
EVP, CFO & PAO
other 5 167 10,05 € 51 928 €
Feb 7, 2026
STANDISH TROY
EVP & Chief Operating Officer
other 3 059 10,05 € 30 743 €
Feb 6, 2026
HAUBER STEPHEN M
EVP, CFO & PAO
other 2 962 10,05 € 29 768 €
Feb 6, 2026
STANDISH TROY
EVP & Chief Operating Officer
other 893 10,05 € 8 975 €
Dec 31, 2025
YOWAN DAVID L.
President & CEO
other 24 075 13,00 € 312 975 €
Dec 19, 2025
Navi Ryan David
Chief Investment Officer
buy 10 000 7,08 € 70 800 €
Nov 28, 2025
STANDISH TROY
EVP & Chief Operating Officer
other 769 12,40 € 9 536 €
Jul 7, 2025
YOWAN DAVID L.
President & CEO
grant 102 761
Jul 3, 2025
YOWAN DAVID L.
President & CEO
other 23 501 14,82 € 348 285 €
May 23, 2025
STANDISH TROY
EVP & Chief Operating Officer
other 1 057 13,25 € 14 005 €
May 23, 2025
HAUBER STEPHEN M
EVP & Chief Admin Officer
other 789 13,25 € 10 454 €
May 12, 2025
CABRAL ANNA ESCOBEDO
Director
other 44 752 14,05 € 628 766 €

Points Clés

Revenue declined -2,18% annually over 5 years
Earnings declined -161,07% over the past year
Debt/Equity of 19,05 — high leverage
Generating 441,00M in free cash flow
PEG of 0,10 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 21,56%

Croissance

Revenue Growth (5Y)
-2,18%
Revenue (1Y)-23,74%
Earnings (1Y)-161,07%
FCF Growth (3Y)-19,23%

Qualité

Return on Equity
-3,17%
ROIC3,88%
Net Margin-2,48%
Op. Margin77,14%

Sécurité

Debt / Equity
19,05
Current Ratio0,41
Interest Coverage0,96

Valorisation

P/E Ratio
-9,79
P/B Ratio0,33
EV/EBITDA17,82
Dividend Yield0,05%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -23,74% Revenue Growth (3Y) -18,29%
Earnings Growth (1Y) -161,07% Earnings Growth (3Y) N/A
Revenue Growth (5Y) -2,18% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 3,23B Net Income (TTM) -80,00M
ROE -3,17% ROA -0,16%
Gross Margin 86,96% Operating Margin 77,14%
Net Margin -2,48% Free Cash Flow (TTM) 441,00M
ROIC 3,88% FCF Growth (3Y) -19,23%
Safety
Debt / Equity 19,05 Current Ratio 0,41
Interest Coverage 0,96 Dividend Yield 0,05%
Valuation
P/E Ratio -9,79 P/B Ratio 0,33
P/S Ratio 0,24 PEG Ratio 0,10
EV/EBITDA 17,82 Dividend Yield 0,05%
Market Cap 783,54M Enterprise Value 44,39B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 3,23B 4,23B 4,84B 3,84B 3,53B
Net Income -80,00M 131,00M 228,00M 645,00M 717,00M
EPS (Diluted) -0,81 1,18 1,85 4,48 4,17
Gross Profit 2,81B 848,00M 1,16B 1,66B 2,27B
Operating Income 2,49B 174,00M 313,00M 827,00M 936,00M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 48,68B 51,79B 61,38B 70,80B 80,61B
Total Liabilities 46,28B 49,15B 58,62B 67,82B 78,00B
Shareholders' Equity 2,40B 2,64B 2,76B 2,98B 2,60B
Total Debt 45,71B 48,67B 57,92B 67,40B 76,72B
Cash & Equivalents 2,10B 722,00M 839,00M 1,54B 905,00M
Current Assets 2,10B 2,62B 3,14B 3,78B 3,31B
Current Liabilities 5,07B 4,75B 4,76B 4,97B 3,79B