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TrustCo Bank Corp NY

Datakwaliteit: 100%
TRST
NASDAQ Financial Services Banks - Regional
€ 43,19
▲ € 0,53 (1,24%)
Marktkapitalisatie: 778,67M
Dagbereik
€ 43,10 € 44,17
52-Weeksbereik
€ 27,18 € 48,45
Volume
167.254
50D / 200D Gem.
€ 44,02 / € 39,13
Vorige Slotkoers
€ 42,66

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (854 peers)

Metriek Aandeel Sector Mediaan
P/E 12,7 10,3
P/B 1,1 1,1
ROE % 9,0 11,7
Net Margin % 22,0 16,8
Rev Growth 5Y % 10,6 11,7
D/E 0,3 0,5

Insider Trading Activity

Buy ratio (90d) 100.0%
20 transactions
Date Insider Type Shares Price Value
Mar 12, 2026
CURLEY KEVIN M
EXECUTIVE VICE PRESIDENT & COO
buy 588 € 42,55 € 25.019
Nov 26, 2025
LUCARELLI LISA M
buy 200 € 42,69 € 8.538
Nov 19, 2025
Powell Curtis N
other 1.100
Nov 19, 2025
Powell Curtis N
sell 550 € 39,70 € 21.835
Nov 19, 2025
Russell Kimberly Adams
other 1.100
Nov 19, 2025
Russell Kimberly Adams
sell 550 € 39,70 € 21.835
Nov 19, 2025
Maggs Thomas O
other 1.100
Nov 19, 2025
Maggs Thomas O
sell 550 € 39,70 € 21.835
Nov 19, 2025
Cotugno Steffani
other 1.100
Nov 19, 2025
Cotugno Steffani
sell 550 € 39,70 € 21.835
Nov 18, 2025
Powell Curtis N
grant 510
Nov 18, 2025
LUCARELLI LISA M
grant 510
Nov 18, 2025
Silverman Frank B
grant 510
Nov 18, 2025
Cotugno Steffani
grant 510
Nov 18, 2025
CURLEY KEVIN M
EXECUTIVE VICE PRESIDENT & CBO
grant 3.057
Nov 18, 2025
MCCORMICK ROBERT J
CHAIRMAN, PRESIDENT & CEO
grant 9.934
Nov 18, 2025
FLYNN BRIAN C
grant 510
Nov 18, 2025
MARINELLO ANTHONY J MD PHD
grant 510
Nov 18, 2025
Russell Kimberly Adams
grant 510
Nov 18, 2025
Maggs Thomas O
grant 510

Belangrijkste Punten

Revenue grew 10,61% annually over 5 years — strong growth
Earnings grew 25,20% over the past year
Net margin of 21,97% shows strong profitability
Debt/Equity of 0,28 — conservative balance sheet
Generating 45,74M in free cash flow
P/E of 12,74 — trading at a low valuation

Groei

Revenue Growth (5Y)
10,61%
Revenue (1Y)5,77%
Earnings (1Y)25,20%
FCF Growth (3Y)-11,55%

Kwaliteit

Return on Equity
8,97%
ROIC6,93%
Net Margin21,97%
Op. Margin29,18%

Veiligheid

Debt / Equity
0,28
Current Ratio0,26
Interest Coverage0,90

Waardering

P/E Ratio
12,74
P/B Ratio1,13
EV/EBITDA11,34
Dividend Yield0,04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 5,77% Revenue Growth (3Y) 6,69%
Earnings Growth (1Y) 25,20% Earnings Growth (3Y) 2,10%
Revenue Growth (5Y) 10,61% Earnings Growth (5Y) -0,16%
Profitability
Revenue (TTM) 278,33M Net Income (TTM) 61,14M
ROE 8,97% ROA 0,95%
Gross Margin 67,08% Operating Margin 29,18%
Net Margin 21,97% Free Cash Flow (TTM) 45,74M
ROIC 6,93% FCF Growth (3Y) -11,55%
Safety
Debt / Equity 0,28 Current Ratio 0,26
Interest Coverage 0,90 Dividend Yield 0,04%
Valuation
P/E Ratio 12,74 P/B Ratio 1,13
P/S Ratio 2,80 PEG Ratio 0,47
EV/EBITDA 11,34 Dividend Yield 0,04%
Market Cap 778,67M Enterprise Value 920,94M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 278,33M 263,15M 244,52M 205,86M 185,92M
Net Income 61,14M 48,83M 58,65M 75,23M 61,52M
EPS (Diluted) 3,25 2,57 3,08 3,93 3,19
Gross Profit 186,72M 169,77M 188,91M 199,74M 183,80M
Operating Income 81,21M 64,05M 77,61M 99,42M 82,13M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 6,44B 6,24B 6,17B 6,00B 6,20B
Total Liabilities 5,75B 5,56B 5,52B 5,40B 5,60B
Shareholders' Equity 686,59M 676,34M 645,29M 599,99M 601,13M
Total Debt 192,84M 124,94M 133,46M 294,38M 297,41M
Cash & Equivalents 50,57M 47,36M 49,27M 43,43M 48,36M
Current Assets 360,99M 344,52M 501,56M 524,94M 456,07M
Current Liabilities 1,39B 5,48B 5,44B 5,47B 5,54B

Strategiescores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#259 of 326
37

Recente Activiteit

Ingestapt Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026