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Heritage Commerce Corp

Qualité des données : 100%
HTBK
NASDAQ Financial Services Banks - Regional
12,43 €
▲ 0,38 € (3,15%)
Cap. Boursière : 765,60M
Fourchette du Jour
12,26 € 12,67 €
Fourchette 52 Semaines
8,09 € 13,83 €
Volume
1 090 818
Moyenne 50J / 200J
12,78 € / 10,98 €
Clôture Précédente
12,05 €

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (854 pairs)

Métrique Action Médiane du Secteur
P/E 16,0 10,3
P/B 1,1 1,1
ROE % 6,8 11,7
Net Margin % 18,0 16,8
Rev Growth 5Y % 13,1 11,7
D/E 0,1 0,5

Insider Trading Activity

20 transactions
Date Insider Type Shares Price Value
Mar 5, 2026
Sutton Marina Park
grant 4 022
Mar 5, 2026
BIAGINI KOMAS JULIANNE M
grant 6 838
Mar 5, 2026
Heitel Stephen G.
grant 4 022
Mar 5, 2026
Fonti Seth
EVP/Chief Financial Officer
grant 19 463
Mar 5, 2026
SA THOMAS A
Executive Vice President / COO
grant 21 753
Mar 5, 2026
Tam Jeannie
SVP/Chief Accounting Officer
grant 9 209
Mar 5, 2026
Edmonds-Waters Christopher
EVP/People & Culture Officer
grant 13 997
Mar 5, 2026
Conner Jack W
grant 4 022
Mar 5, 2026
Sabnani Janisha
EVP/General Counsel/Corp Sec
grant 14 613
Mar 5, 2026
Just Susan Svensson
EVP/Chief Credit Officer
grant 14 069
Mar 5, 2026
Abate Christopher J
grant 4 022
Mar 5, 2026
Husain Kamran F
grant 4 022
Feb 27, 2026
Sabnani Janisha
EVP/General Counsel/Corp Sec
other 11 580
Feb 27, 2026
Sabnani Janisha
EVP/General Counsel/Corp Sec
grant 238
Dec 23, 2025
SA THOMAS A
Executive Vice President / COO
other 8 690
Dec 23, 2025
SA THOMAS A
Executive Vice President / COO
grant 174
Nov 18, 2025
SA THOMAS A
Executive Vice President / COO
grant 503
Nov 18, 2025
SA THOMAS A
Executive Vice President / COO
other 25 108
Sep 9, 2025
CABRAL BRUCE H
sell 5 889 10,22 € 60 186 €
Sep 8, 2025
Just Susan Svensson
EVP/Chief Credit Officer
sell 960 10,23 € 9 821 €

Points Clés

Revenue grew 13,05% annually over 5 years — strong growth
Earnings grew 18,02% over the past year
Net margin of 17,97% shows strong profitability
Debt/Equity of 0,06 — conservative balance sheet
Generating 60,77M in free cash flow
PEG of 0,85 suggests growth is underpriced

Croissance

Revenue Growth (5Y)
13,05%
Revenue (1Y)5,84%
Earnings (1Y)18,02%
FCF Growth (3Y)-7,71%

Qualité

Return on Equity
6,84%
ROIC6,78%
Net Margin17,97%
Op. Margin25,44%

Sécurité

Debt / Equity
0,06
Current Ratio0,27
Interest Coverage0,95

Valorisation

P/E Ratio
16,01
P/B Ratio1,08
EV/EBITDA11,58
Dividend Yield0,04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 5,84% Revenue Growth (3Y) 4,59%
Earnings Growth (1Y) 18,02% Earnings Growth (3Y) -13,85%
Revenue Growth (5Y) 13,05% Earnings Growth (5Y) 0,07%
Profitability
Revenue (TTM) 266,14M Net Income (TTM) 47,83M
ROE 6,84% ROA 0,83%
Gross Margin 72,63% Operating Margin 25,44%
Net Margin 17,97% Free Cash Flow (TTM) 60,77M
ROIC 6,78% FCF Growth (3Y) -7,71%
Safety
Debt / Equity 0,06 Current Ratio 0,27
Interest Coverage 0,95 Dividend Yield 0,04%
Valuation
P/E Ratio 16,01 P/B Ratio 1,08
P/S Ratio 2,88 PEG Ratio 0,85
EV/EBITDA 11,58 Dividend Yield 0,04%
Market Cap 765,60M Enterprise Value 783,73M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 266,14M 251,45M 243,30M 198,94M 162,94M
Net Income 47,83M 40,53M 64,44M 66,56M 47,70M
EPS (Diluted) 0,78 0,66 1,05 1,09 0,79
Gross Profit 193,31M 170,26M 191,47M 189,23M 158,95M
Operating Income 67,70M 56,67M 90,42M 94,37M 65,87M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 5,76B 5,65B 5,19B 5,15B 5,50B
Total Liabilities 5,06B 4,96B 4,52B 4,52B 4,90B
Shareholders' Equity 708,57M 689,73M 672,90M 632,46M 598,03M
Total Debt 39,81M 39,65M 39,50M 39,35M 39,93M
Cash & Equivalents 21,68M 968,12M 408,13M 306,60M 1,31B
Current Assets 614,64M 1,22B 850,77M 889,66M 1,49B
Current Liabilities 2,27B 4,82B 4,38B 4,49B 4,86B

Scores de Stratégies

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#933 of 1024
22

Activité Récente

Entré Cash Flow Compounder
Mar 24, 2026