Retour
Fourchette du Jour
22,40 €
22,40 €
Fourchette 52 Semaines
18,30 €
23,99 €
Volume
101
Moyenne 50J / 200J
22,67 €
/
21,48 €
Clôture Précédente
22,41 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 3,4 | 10,3 |
| P/B | 0,4 | 1,1 |
| ROE % | 11,3 | 11,7 |
| Net Margin % | 16,3 | 16,8 |
| Rev Growth 5Y % | 12,5 | 11,7 |
| D/E | 0,8 | 0,5 |
Points Clés
Revenue grew 12,54% annually over 5 years — strong growth
Earnings grew 23,49% over the past year
ROE of 11,34% — decent returns on equity
Net margin of 16,28% shows strong profitability
Generating 481,02M in free cash flow
P/E of 3,42 — trading at a low valuation
Croissance
Revenue Growth (5Y)
12,54%
Revenue (1Y)-0,88%
Earnings (1Y)23,49%
FCF Growth (3Y)140,18%
Qualité
Return on Equity
11,34%
ROIC5,66%
Net Margin16,28%
Op. Margin20,96%
Sécurité
Debt / Equity
0,81
Current RatioN/A
Interest Coverage0,47
Valorisation
P/E Ratio
3,42
P/B Ratio0,36
EV/EBITDA8,35
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0,88% | Revenue Growth (3Y) | -1,89% |
| Earnings Growth (1Y) | 23,49% | Earnings Growth (3Y) | -5,35% |
| Revenue Growth (5Y) | 12,54% | Earnings Growth (5Y) | -8,14% |
| Profitability | |||
| Revenue (TTM) | 1,38B | Net Income (TTM) | 224,09M |
| ROE | 11,34% | ROA | 0,90% |
| Gross Margin | 48,62% | Operating Margin | 20,96% |
| Net Margin | 16,28% | Free Cash Flow (TTM) | 481,02M |
| ROIC | 5,66% | FCF Growth (3Y) | 140,18% |
| Safety | |||
| Debt / Equity | 0,81 | Current Ratio | N/A |
| Interest Coverage | 0,47 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 3,42 | P/B Ratio | 0,36 |
| P/S Ratio | 0,56 | PEG Ratio | 0,14 |
| EV/EBITDA | 8,35 | Dividend Yield | 0,02% |
| Market Cap | 765,37M | Enterprise Value | 2,41B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,38B | 1,39B | 1,43B | 925,92M | 857,92M |
| Net Income | 224,09M | 181,47M | 250,14M | 228,03M | 314,65M |
| EPS (Diluted) | 6,26 | 5,09 | 7,32 | 6,51 | 10,08 |
| Gross Profit | 669,04M | 641,39M | 675,21M | 604,20M | 734,68M |
| Operating Income | 288,43M | 224,37M | 330,74M | 291,30M | 441,21M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 24,90B | 22,31B | 21,32B | 20,90B | 19,63B |
| Total Liabilities | 22,78B | 20,47B | 19,68B | 19,49B | 18,27B |
| Shareholders' Equity | 2,12B | 1,84B | 1,64B | 1,40B | 1,37B |
| Total Debt | 1,71B | 1,31B | 1,53B | 1,12B | 1,19B |
| Cash & Equivalents | 62,05M | 3,79B | 0,0 | 0,0 | 0,0 |
| Current Assets | 18,70B | 16,50B | 3,96B | 579,18M | 610,41M |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 0,0 | 0,0 |