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Day Range
$41.69
$43.17
52-Week Range
$30.95
$47.64
Volume
88,948
50D / 200D Avg
$43.19
/
$40.95
Prev Close
$41.48
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.5 | 10.3 |
| P/B | 1.2 | 1.1 |
| ROE % | 11.2 | 11.7 |
| Net Margin % | 22.0 | 16.8 |
| Rev Growth 5Y % | 17.1 | 11.7 |
| D/E | 0.3 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$3.70
$3.50 – $3.89
|
220 M | 3 |
| FY2026 |
$3.40
$3.17 – $3.64
|
210 M | 3 |
Insider Trading Activity
Buy ratio (90d)
0.0%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Feb 11, 2026 |
Pelletier Megan
EVP, Chief Ops & Ppl Officer
|
grant | 4,933 | — | — |
| Feb 11, 2026 |
Pelletier Megan
EVP, Chief Ops & Ppl Officer
|
other | 439 | $44.04 | $19,334 |
| Feb 11, 2026 |
Sprink John Francis II
EVP, Comm Banking Group Exec
|
grant | 3,352 | — | — |
| Feb 11, 2026 |
Sprink John Francis II
EVP, Comm Banking Group Exec
|
other | 503 | $44.04 | $22,152 |
| Feb 11, 2026 |
Westbrook Hunter
President, CEO
|
grant | 20,540 | — | — |
| Feb 11, 2026 |
Westbrook Hunter
President, CEO
|
other | 1,009 | $44.04 | $44,436 |
| Feb 11, 2026 |
POWELL KRISTIN Y.
EVP, Consumer & BB Group Exec
|
grant | 3,477 | — | — |
| Feb 11, 2026 |
POWELL KRISTIN Y.
EVP, Consumer & BB Group Exec
|
other | 732 | $44.04 | $32,237 |
| Feb 11, 2026 |
Sivley Charles F. Jr.
EVP, Chief Technology Officer
|
grant | 2,329 | — | — |
| Feb 11, 2026 |
Sivley Charles F. Jr.
EVP, Chief Technology Officer
|
other | 141 | $44.04 | $6,210 |
| Feb 11, 2026 |
VunCannon Tony J.
EVP, CFO and Treasurer
|
grant | 3,951 | — | — |
| Feb 11, 2026 |
VunCannon Tony J.
EVP, CFO and Treasurer
|
other | 492 | $44.04 | $21,668 |
| Feb 11, 2026 |
Nunley Kevin M.
EVP and Chief Credit Officer
|
grant | 2,407 | — | — |
| Feb 11, 2026 |
Nunley Kevin M.
EVP and Chief Credit Officer
|
other | 232 | $44.04 | $10,217 |
| Feb 11, 2026 |
Jex Lora
EVP and Chief Risk Officer
|
grant | 2,407 | — | — |
| Feb 11, 2026 |
Jex Lora
EVP and Chief Risk Officer
|
other | 254 | $44.04 | $11,186 |
| Feb 6, 2026 |
Sprink John Francis II
EVP
|
other | 4,000 | $17.35 | — |
| Feb 6, 2026 |
Sprink John Francis II
EVP
|
sell | 2,000 | $45.00 | $90,000 |
| Aug 22, 2025 |
POWELL KRISTIN Y.
EVP
|
other | 4,000 | $17.35 | — |
| Aug 22, 2025 |
POWELL KRISTIN Y.
EVP
|
sell | 2,000 | $41.18 | $82,354 |
Key Takeaways
Revenue grew 17.14% annually over 5 years — strong growth
Earnings grew 17.44% over the past year
ROE of 11.17% — decent returns on equity
Net margin of 22.01% shows strong profitability
Debt/Equity of 0.29 — conservative balance sheet
Generating 26.61M in free cash flow
Growth
Revenue Growth (5Y)
17.14%
Revenue (1Y)-0.88%
Earnings (1Y)17.44%
FCF Growth (3Y)N/A
Quality
Return on Equity
11.17%
ROIC7.83%
Net Margin22.01%
Op. Margin27.68%
Safety
Debt / Equity
0.29
Current Ratio0.06
Interest Coverage1.02
Valuation
P/E Ratio
11.49
P/B Ratio1.23
EV/EBITDA11.12
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0.88% | Revenue Growth (3Y) | 4.89% |
| Earnings Growth (1Y) | 17.44% | Earnings Growth (3Y) | 13.41% |
| Revenue Growth (5Y) | 17.14% | Earnings Growth (5Y) | 15.91% |
| Profitability | |||
| Revenue (TTM) | 292.47M | Net Income (TTM) | 64.36M |
| ROE | 11.17% | ROA | 1.42% |
| Gross Margin | 70.48% | Operating Margin | 27.68% |
| Net Margin | 22.01% | Free Cash Flow (TTM) | 26.61M |
| ROIC | 7.83% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.29 | Current Ratio | 0.06 |
| Interest Coverage | 1.02 | Dividend Yield | 0.01% |
| Valuation | |||
| P/E Ratio | 11.49 | P/B Ratio | 1.23 |
| P/S Ratio | 2.53 | PEG Ratio | 0.63 |
| EV/EBITDA | 11.12 | Dividend Yield | 0.01% |
| Market Cap | 739.45M | Enterprise Value | 900.26M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 292.47M | 295.07M | 265.82M | 216.08M | 155.31M |
| Net Income | 64.36M | 54.81M | 50.04M | 44.60M | 35.65M |
| EPS (Diluted) | 3.72 | 3.20 | 2.97 | 2.80 | 2.23 |
| Gross Profit | 206.13M | 194.59M | 185.68M | 170.98M | 150.56M |
| Operating Income | 80.96M | 69.91M | 63.32M | 57.16M | 45.38M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4.55B | 4.60B | 4.67B | 4.61B | 3.55B |
| Total Liabilities | 3.94B | 4.04B | 4.17B | 4.14B | 3.16B |
| Shareholders' Equity | 600.69M | 551.76M | 499.89M | 471.19M | 388.85M |
| Total Debt | 175.22M | 10.12M | 133.78M | 210.23M | 0.0 |
| Cash & Equivalents | 14.41M | 307.76M | 381.86M | 336.65M | 323.10M |
| Current Assets | 172.92M | 644.09M | 676.01M | 645.62M | 588.41M |
| Current Liabilities | 2.79B | 3.78B | 3.79B | 3.80B | 3.10B |