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OppFi Inc.

Calidad de datos: 100%
OPFI
NYSE Technology Software - Application
$8.07
▲ $0.11 (1.38%)
Cap. Mercado: 696.95M
Rango del Día
$8.04 $8.28
Rango de 52 Semanas
$7.54 $15.03
Volumen
319,707
Promedio 50D / 200D
$9.25 / $10.57
Cierre Anterior
$7.96

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Technology (620 pares)

Métrica Acción Mediana del Sector
P/E 26.5 12.6
P/B 11.9 3.0
ROE % 57.7 8.9
Net Margin % 4.4 5.6
Rev Growth 5Y % 14.2 9.2
D/E 5.8 0.3

Insider Trading Activity

20 transactions
Date Insider Type Shares Price Value
Dec 12, 2025
SCHWARTZ THEODORE G
other 186,737
Nov 21, 2025
Moore Jocelyn
sell 20,200 $9.23 $186,385
Nov 3, 2025
Johnson Pamela D.
CFO
sell 1,129 $10.00 $11,290
Nov 3, 2025
Johnson Pamela D.
CFO
other 469 $10.05 $4,713
Nov 3, 2025
McKay Christopher J.
Chief Risk & Analytics Officer
sell 1,107 $9.85 $10,904
Nov 3, 2025
McKay Christopher J.
Chief Risk & Analytics Officer
other 576 $10.05 $5,789
Oct 2, 2025
Johnson Pamela D.
CFO
sell 5,497 $11.21 $61,621
Oct 1, 2025
Schwartz Todd G.
Chief Executive Officer
other 2,643 $11.33 $29,945
Oct 1, 2025
Johnson Pamela D.
CFO
other 6,079
Jul 2, 2025
Johnson Pamela D.
CFO
sell 5,495 $13.41 $73,688
Jul 1, 2025
Schwartz Todd G.
Chief Executive Officer
other 2,643 $13.99 $36,976
Jul 1, 2025
Johnson Pamela D.
CFO
other 6,076
Jun 13, 2025
Schwartz Todd G.
Chief Executive Officer
sell 96,948
Jun 12, 2025
Schwartz Todd G.
Chief Executive Officer
sell 190,349
Jun 11, 2025
Zeeman Gregory T
sell 50,000 $13.98 $698,820
Jun 11, 2025
Johnson Pamela D.
CFO
sell 35,890 $13.97 $501,523
Jun 10, 2025
Zeeman Gregory T
grant 12,907
Jun 10, 2025
Vennettilli David
grant 51,627
May 27, 2025
McKay Christopher J.
Chief Risk & Analytics Officer
sell 35,001 $12.93 $452,538
May 23, 2025
McKay Christopher J.
Chief Risk & Analytics Officer
sell 66,488 $12.09 $803,714

Puntos Clave

Revenue grew 14.24% annually over 5 years — strong growth
Earnings grew 262.76% over the past year
ROE of 57.70% indicates high profitability
Debt/Equity of 5.80 — high leverage
Generating 382.19M in free cash flow
PEG of 0.06 suggests growth is underpriced

Crecimiento

Revenue Growth (5Y)
14.24%
Revenue (1Y)13.52%
Earnings (1Y)262.76%
FCF Growth (3Y)15.37%

Calidad

Return on Equity
57.70%
ROIC36.44%
Net Margin4.41%
Op. Margin32.37%

Seguridad

Debt / Equity
5.80
Current Ratio7.44
Interest Coverage4.91

Valoración

P/E Ratio
26.47
P/B Ratio11.92
EV/EBITDA4.88
Dividend Yield0.23%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 13.52% Revenue Growth (3Y) 8.31%
Earnings Growth (1Y) 262.76% Earnings Growth (3Y) N/A
Revenue Growth (5Y) 14.24% Earnings Growth (5Y) 0.75%
Profitability
Revenue (TTM) 597.05M Net Income (TTM) 26.33M
ROE 57.70% ROA 3.49%
Gross Margin 95.09% Operating Margin 32.37%
Net Margin 4.41% Free Cash Flow (TTM) 382.19M
ROIC 36.44% FCF Growth (3Y) 15.37%
Safety
Debt / Equity 5.80 Current Ratio 7.44
Interest Coverage 4.91 Dividend Yield 0.23%
Valuation
P/E Ratio 26.47 P/B Ratio 11.92
P/S Ratio 1.17 PEG Ratio 0.06
EV/EBITDA 4.88 Dividend Yield 0.23%
Market Cap 696.95M Enterprise Value 942.97M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 597.05M 525.96M 508.95M 452.86M 350.57M
Net Income 26.33M 7.26M -1.01M 7.10M 25.55M
EPS (Diluted) 0.99 0.36 -0.06 0.05 0.48
Gross Profit 567.71M 420.78M 401.52M 357.72M 261.40M
Operating Income 193.25M 94.54M 46.36M -6.34M 57.26M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 754.09M 641.17M 601.54M 579.84M 502.11M
Total Liabilities 445.21M 406.96M 407.51M 420.69M 344.23M
Shareholders' Equity 58.48M 32.77M 10.44M -494,000.0 -9.04M
Total Debt 339.29M 332.05M 349.18M 363.62M 274.02M
Cash & Equivalents 93.26M 61.34M 31.79M 16.24M 25.06M
Current Assets 639.50M 564.02M 539.28M 510.16M 450.47M
Current Liabilities 85.98M 59.80M 51.47M 55.18M 58.14M

Puntuaciones de Estrategias

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#245 of 326
40

Actividad Reciente

Entró Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026