Terug
Dagbereik
€ 32,51
€ 33,46
52-Weeksbereik
€ 32,00
€ 53,27
Volume
237.532
50D / 200D Gem.
€ 36,35
/
€ 41,10
Vorige Slotkoers
€ 32,29
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 13,3 | 10,3 |
| P/B | 2,5 | 1,1 |
| ROE % | 18,5 | 11,7 |
| Net Margin % | 14,9 | 16,8 |
| Rev Growth 5Y % | 0,1 | 11,7 |
| D/E | 0,0 | 0,5 |
Belangrijkste Punten
Revenue grew 0,10% annually over 5 years — modest growth
Earnings declined -14,96% over the past year
ROE of 18,53% — decent returns on equity
Debt/Equity of 0,00 — conservative balance sheet
Generating 8,92M in free cash flow
P/E of 13,29 — trading at a low valuation
Groei
Revenue Growth (5Y)
0,10%
Revenue (1Y)2,63%
Earnings (1Y)-14,96%
FCF Growth (3Y)-44,81%
Kwaliteit
Return on Equity
18,53%
ROIC17,51%
Net Margin14,86%
Op. Margin18,55%
Veiligheid
Debt / Equity
0,00
Current Ratio0,32
Interest Coverage0,00
Waardering
P/E Ratio
13,29
P/B Ratio2,49
EV/EBITDA9,60
Dividend Yield0,07%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2,63% | Revenue Growth (3Y) | 1,67% |
| Earnings Growth (1Y) | -14,96% | Earnings Growth (3Y) | -12,87% |
| Revenue Growth (5Y) | 0,10% | Earnings Growth (5Y) | -7,98% |
| Profitability | |||
| Revenue (TTM) | 317,25M | Net Income (TTM) | 47,15M |
| ROE | 18,53% | ROA | 4,57% |
| Gross Margin | 46,43% | Operating Margin | 18,55% |
| Net Margin | 14,86% | Free Cash Flow (TTM) | 8,92M |
| ROIC | 17,51% | FCF Growth (3Y) | -44,81% |
| Safety | |||
| Debt / Equity | 0,00 | Current Ratio | 0,32 |
| Interest Coverage | 0,00 | Dividend Yield | 0,07% |
| Valuation | |||
| P/E Ratio | 13,29 | P/B Ratio | 2,49 |
| P/S Ratio | 1,97 | PEG Ratio | -1,05 |
| EV/EBITDA | 9,60 | Dividend Yield | 0,07% |
| Market Cap | 626,40M | Enterprise Value | 564,96M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 317,25M | 309,11M | 306,91M | 294,69M | 316,01M |
| Net Income | 47,15M | 55,44M | 62,11M | 55,60M | 65,76M |
| EPS (Diluted) | 2,47 | 2,89 | 3,23 | 2,88 | 3,39 |
| Gross Profit | 147,32M | 128,09M | 306,91M | 142,38M | 155,22M |
| Operating Income | 58,85M | 69,06M | 77,38M | 67,65M | 79,45M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,03B | 1,16B | 1,23B | 1,27B | 1,40B |
| Total Liabilities | 878,95M | 900,45M | 936,71M | 951,85M | 1,00B |
| Shareholders' Equity | 251,60M | 257,34M | 292,45M | 317,43M | 399,32M |
| Total Debt | 491.000,0 | 0,0 | 0,0 | 0,0 | 395.000,0 |
| Cash & Equivalents | 61,93M | 44,05M | 38,68M | 61,47M | 70,72M |
| Current Assets | 222,87M | 0,0 | 0,0 | 0,0 | 740,08M |
| Current Liabilities | 700,73M | 0,0 | 0,0 | 0,0 | 37,88M |