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Third Coast Bancshares, Inc.

Data quality: 100%
TCBX
NYSE Financial Services Banks - Regional
$37.86
▲ $0.80 (2.16%)
Mkt Cap: 524.04M
Day Range
$37.45 $38.50
52-Week Range
$25.17 $43.84
Volume
49,681
50D / 200D Avg
$39.94 / $37.95
Prev Close
$37.06

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 7.9 10.3
P/B 1.0 1.1
ROE % 13.4 11.7
Net Margin % 18.1 16.8
Rev Growth 5Y % 37.3 11.7
D/E 0.3 0.5

Key Takeaways

Revenue grew 37.32% annually over 5 years — strong growth
Earnings grew 39.06% over the past year
ROE of 13.37% — decent returns on equity
Net margin of 18.07% shows strong profitability
Debt/Equity of 0.26 — conservative balance sheet
Generating 48.16M in free cash flow

Growth

Revenue Growth (5Y)
37.32%
Revenue (1Y)8.54%
Earnings (1Y)39.06%
FCF Growth (3Y)16.24%

Quality

Return on Equity
13.37%
ROIC9.54%
Net Margin18.07%
Op. Margin23.16%

Safety

Debt / Equity
0.26
Current Ratio0.13
Interest Coverage0.54

Valuation

P/E Ratio
7.91
P/B Ratio0.99
EV/EBITDA5.72
Dividend Yield0.01%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 8.54% Revenue Growth (3Y) 15.71%
Earnings Growth (1Y) 39.06% Earnings Growth (3Y) 40.88%
Revenue Growth (5Y) 37.32% Earnings Growth (5Y) 55.21%
Profitability
Revenue (TTM) 366.95M Net Income (TTM) 66.29M
ROE 13.37% ROA 1.24%
Gross Margin 55.26% Operating Margin 23.16%
Net Margin 18.07% Free Cash Flow (TTM) 48.16M
ROIC 9.54% FCF Growth (3Y) 16.24%
Safety
Debt / Equity 0.26 Current Ratio 0.13
Interest Coverage 0.54 Dividend Yield 0.01%
Valuation
P/E Ratio 7.91 P/B Ratio 0.99
P/S Ratio 1.43 PEG Ratio 0.19
EV/EBITDA 5.72 Dividend Yield 0.01%
Market Cap 524.04M Enterprise Value 485.80M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 366.95M 338.07M 274.08M 160.18M 103.19M
Net Income 66.29M 47.67M 33.40M 18.66M 11.42M
EPS (Diluted) 3.79 2.78 1.98 1.25 1.40
Gross Profit 202.79M 164.77M 140.74M 110.49M 83.20M
Operating Income 84.99M 61.35M 41.61M 23.17M 14.48M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 5.34B 4.94B 4.40B 3.77B 2.50B
Total Liabilities 4.81B 4.48B 3.98B 3.39B 2.20B
Shareholders' Equity 531.03M 460.72M 411.97M 381.78M 299.01M
Total Debt 136.97M 132.53M 141.71M 129.43M 1.00M
Cash & Equivalents 175.20M 371.51M 296.93M 329.86M 326.86M
Current Assets 587.63M 781.36M 498.13M 524.27M 363.52M
Current Liabilities 4.67B 4.35B 3.85B 3.27B 2.14B

Strategy Scores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Deep Value Investing (Seth Klarman)
#608 of 820
33
Value Defensive Investing (Benjamin Graham)
#159 of 708
47

Recent Activity

Entered Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entered Defensive Investing (Benjamin Graham)
Mar 24, 2026