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Day Range
$9.33
$9.33
52-Week Range
$9.29
$12.06
Volume
2,700
50D / 200D Avg
$12.05
/
$11.64
Prev Close
$9.33
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 6.6 | 10.3 |
| P/B | 0.5 | 1.1 |
| ROE % | 8.2 | 11.7 |
| Net Margin % | 25.0 | 16.8 |
| Rev Growth 5Y % | -3.9 | 11.7 |
| D/E | 0.9 | 0.5 |
Key Takeaways
Revenue declined -3.88% annually over 5 years
Earnings declined -19.98% over the past year
Net margin of 25.03% shows strong profitability
Negative free cash flow of -217.78M
P/E of 6.58 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 47.94%
Growth
Revenue Growth (5Y)
-3.88%
Revenue (1Y)-51.82%
Earnings (1Y)-19.98%
FCF Growth (3Y)N/A
Quality
Return on Equity
8.18%
ROIC0.00%
Net Margin25.03%
Op. Margin0.00%
Safety
Debt / Equity
0.87
Current Ratio0.24
Interest Coverage0.00
Valuation
P/E Ratio
6.58
P/B Ratio0.52
EV/EBITDAN/A
Dividend Yield0.06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -51.82% | Revenue Growth (3Y) | -8.62% |
| Earnings Growth (1Y) | -19.98% | Earnings Growth (3Y) | -14.20% |
| Revenue Growth (5Y) | -3.88% | Earnings Growth (5Y) | 1.18% |
| Profitability | |||
| Revenue (TTM) | 333.48M | Net Income (TTM) | 83.47M |
| ROE | 8.18% | ROA | 0.78% |
| Gross Margin | 96.64% | Operating Margin | 0.00% |
| Net Margin | 25.03% | Free Cash Flow (TTM) | -217.78M |
| ROIC | 0.00% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.87 | Current Ratio | 0.24 |
| Interest Coverage | 0.00 | Dividend Yield | 0.06% |
| Valuation | |||
| P/E Ratio | 6.58 | P/B Ratio | 0.52 |
| P/S Ratio | 1.65 | PEG Ratio | -0.37 |
| EV/EBITDA | N/A | Dividend Yield | 0.06% |
| Market Cap | 549.52M | Enterprise Value | -694.78M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 333.48M | 692.08M | 399.40M | 238.84M | 390.74M |
| Net Income | 83.47M | 104.31M | 113.37M | 16.50M | 79.64M |
| EPS (Diluted) | 1.42 | 1.77 | 1.92 | 0.28 | 1.35 |
| Gross Profit | 322.28M | 451.13M | 399.40M | 358.36M | 280.50M |
| Operating Income | 0.0 | 146.68M | 170.62M | 36.61M | 112.69M |
Balance Sheet
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 10.75B | 9.75B | 8.83B | 8.22B | 7.33B |
| Total Liabilities | 9.70B | 8.77B | 7.96B | 7.36B | 6.55B |
| Shareholders' Equity | 1.06B | 983.79M | 869.43M | 856.31M | 779.73M |
| Total Debt | 919.40M | 1.44B | 309.98M | 460.62M | 1.12B |
| Cash & Equivalents | 2.16B | 2.35B | 1.94B | 1.55B | 1.41B |
| Current Assets | 2.20B | 2.28B | 1.95B | 1.56B | 1.42B |
| Current Liabilities | 9.24B | 8.38B | 4.83B | 4.50B | 8.74M |