Terug
Dagbereik
€ 47,05
€ 48,19
52-Weeksbereik
€ 33,16
€ 56,10
Volume
1.658
50D / 200D Gem.
€ 49,44
/
€ 45,58
Vorige Slotkoers
€ 47,34
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,9 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | 12,2 | 11,7 |
| Net Margin % | 8,5 | 16,8 |
| Rev Growth 5Y % | -15,5 | 11,7 |
| D/E | 1,0 | 0,5 |
Belangrijkste Punten
Revenue declined -15,48% annually over 5 years
Earnings grew 24,39% over the past year
ROE of 12,15% — decent returns on equity
Generating 5,08B in free cash flow
P/E of 10,92 — trading at a low valuation
PEG of 0,39 suggests growth is underpriced
Groei
Revenue Growth (5Y)
-15,48%
Revenue (1Y)-4,83%
Earnings (1Y)24,39%
FCF Growth (3Y)-12,93%
Kwaliteit
Return on Equity
12,15%
ROIC8,89%
Net Margin8,48%
Op. Margin16,77%
Veiligheid
Debt / Equity
0,95
Current Ratio1,35
Interest Coverage7,04
Waardering
P/E Ratio
10,92
P/B Ratio1,28
EV/EBITDA7,37
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -4,83% | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 24,39% | Earnings Growth (3Y) | 11,53% |
| Revenue Growth (5Y) | -15,48% | Earnings Growth (5Y) | 8,11% |
| Profitability | |||
| Revenue (TTM) | 32,97B | Net Income (TTM) | 2,80B |
| ROE | 12,15% | ROA | 0,33% |
| Gross Margin | 55,87% | Operating Margin | 16,77% |
| Net Margin | 8,48% | Free Cash Flow (TTM) | 5,08B |
| ROIC | 8,89% | FCF Growth (3Y) | -12,93% |
| Safety | |||
| Debt / Equity | 0,95 | Current Ratio | 1,35 |
| Interest Coverage | 7,04 | Dividend Yield | 0,05% |
| Valuation | |||
| P/E Ratio | 10,92 | P/B Ratio | 1,28 |
| P/S Ratio | 0,93 | PEG Ratio | 0,39 |
| EV/EBITDA | 7,37 | Dividend Yield | 0,05% |
| Market Cap | 30,53B | Enterprise Value | 40,77B |
Income Statement
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | 32,97B | 34,65B | -5,71B | 69,59B | 64,62B |
| Net Income | 2,80B | 2,25B | 2,25B | 2,97B | 2,05B |
| EPS (Diluted) | 4,19 | 3,30 | 3,22 | 4,27 | 5,46 |
| Gross Profit | 18,42B | 15,29B | 10,86B | 16,83B | 14,19B |
| Operating Income | 5,53B | 3,92B | 4,35B | 5,32B | 3,61B |
Balance Sheet
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 851,36B | 749,48B | 733,65B | 648,00B | 629,10B |
| Total Liabilities | 807,37B | 708,21B | 689,55B | 607,68B | 590,37B |
| Shareholders' Equity | 23,88B | 22,14B | 24,02B | 22,09B | 22,21B |
| Total Debt | 22,80B | 20,94B | 21,17B | 19,53B | 21,54B |
| Cash & Equivalents | 12,55B | 9,14B | 8,87B | 8,17B | 9,48B |
| Current Assets | 36,51B | 28,70B | 30,68B | 15,73B | 16,77B |
| Current Liabilities | 26,96B | 8,09B | 4,39B | 9,76B | 5,82B |