Terug
Dagbereik
€ 16,38
€ 17,12
52-Weeksbereik
€ 12,80
€ 18,34
Volume
100
50D / 200D Gem.
€ 16,85
/
€ 15,63
Vorige Slotkoers
€ 16,38
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 8,9 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 12,0 | 11,7 |
| Net Margin % | 25,4 | 16,8 |
| Rev Growth 5Y % | 17,9 | 11,7 |
| D/E | 5,4 | 0,5 |
Belangrijkste Punten
Revenue grew 17,86% annually over 5 years — strong growth
ROE of 12,03% — decent returns on equity
Net margin of 25,36% shows strong profitability
Debt/Equity of 5,38 — high leverage
Generating 1,06B in free cash flow
P/E of 8,89 — trading at a low valuation
Groei
Revenue Growth (5Y)
17,86%
Revenue (1Y)-1,10%
Earnings (1Y)-3,58%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
12,03%
ROIC2,09%
Net Margin25,36%
Op. Margin38,76%
Veiligheid
Debt / Equity
5,38
Current Ratio11,08
Interest Coverage1,56
Waardering
P/E Ratio
8,89
P/B Ratio1,03
EV/EBITDA34,81
Dividend Yield0,08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1,10% | Revenue Growth (3Y) | 9,53% |
| Earnings Growth (1Y) | -3,58% | Earnings Growth (3Y) | -1,75% |
| Revenue Growth (5Y) | 17,86% | Earnings Growth (5Y) | 3,83% |
| Profitability | |||
| Revenue (TTM) | 294,97M | Net Income (TTM) | 74,81M |
| ROE | 12,03% | ROA | 1,16% |
| Gross Margin | 61,46% | Operating Margin | 38,76% |
| Net Margin | 25,36% | Free Cash Flow (TTM) | 1,06B |
| ROIC | 2,09% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 5,38 | Current Ratio | 11,08 |
| Interest Coverage | 1,56 | Dividend Yield | 0,08% |
| Valuation | |||
| P/E Ratio | 8,89 | P/B Ratio | 1,03 |
| P/S Ratio | 2,25 | PEG Ratio | -1,05 |
| EV/EBITDA | 34,81 | Dividend Yield | 0,08% |
| Market Cap | 664,76M | Enterprise Value | 3,98B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 294,97M | 298,26M | 245,88M | 165,48M | 152,87M |
| Net Income | 74,81M | 77,59M | 77,50M | 55,35M | 64,36M |
| EPS (Diluted) | 1,89 | 2,06 | 2,22 | 1,77 | 2,38 |
| Gross Profit | 181,28M | 127,28M | 123,13M | 88,43M | 96,50M |
| Operating Income | 114,32M | 76,55M | 78,23M | 55,07M | 63,97M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6,47B | 5,35B | 4,74B | 4,08B | 3,81B |
| Total Liabilities | 5,83B | 4,75B | 4,21B | 3,59B | 3,37B |
| Shareholders' Equity | 644,32M | 599,19M | 531,84M | 489,31M | 433,26M |
| Total Debt | 3,47B | 6,17M | 66,38M | 8,60M | 100,97M |
| Cash & Equivalents | 151,56M | 61,70M | 60,35M | 78,21M | 122,27M |
| Current Assets | 215,93M | 4,96B | 4,41B | 3,77B | 3,52B |
| Current Liabilities | 19,49M | 30,75M | 23,88M | 20,55M | 18,71M |