Atrás
Rango del Día
$109.36
$161.31
Rango de 52 Semanas
$105.44
$161.31
Volumen
200
Promedio 50D / 200D
$139.90
/
$121.04
Cierre Anterior
$161.31
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 32.3 | 10.3 |
| P/B | 3.5 | 1.1 |
| ROE % | 10.9 | 11.7 |
| Net Margin % | 30.8 | 16.8 |
| Rev Growth 5Y % | 8.6 | 11.7 |
| D/E | 2.8 | 0.5 |
Precio Objetivo de Analistas
No hay cobertura de analistas disponible
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2029 |
$5.67
$5.67 – $5.67
|
2 B | 1 |
| FY2028 |
$5.52
$5.52 – $5.52
|
1.2 B | 1 |
| FY2027 |
$5.26
$5.26 – $5.26
|
1.2 B | 1 |
Puntos Clave
Revenue grew 8.60% annually over 5 years — modest growth
ROE of 10.87% — decent returns on equity
Net margin of 30.78% shows strong profitability
Debt/Equity of 2.80 — high leverage
Negative free cash flow of -2.50B
P/E of 32.25 — premium valuation
Crecimiento
Revenue Growth (5Y)
8.60%
Revenue (1Y)22.46%
Earnings (1Y)-2.47%
FCF Growth (3Y)N/A
Calidad
Return on Equity
10.87%
ROIC2.50%
Net Margin30.78%
Op. Margin36.08%
Seguridad
Debt / Equity
2.80
Current Ratio0.24
Interest Coverage2.01
Valoración
P/E Ratio
32.25
P/B Ratio3.49
EV/EBITDA31.05
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 22.46% | Revenue Growth (3Y) | 9.69% |
| Earnings Growth (1Y) | -2.47% | Earnings Growth (3Y) | -4.30% |
| Revenue Growth (5Y) | 8.60% | Earnings Growth (5Y) | 3.21% |
| Profitability | |||
| Revenue (TTM) | 1.40B | Net Income (TTM) | 429.70M |
| ROE | 10.87% | ROA | 0.70% |
| Gross Margin | 82.07% | Operating Margin | 36.08% |
| Net Margin | 30.78% | Free Cash Flow (TTM) | -2.50B |
| ROIC | 2.50% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 2.80 | Current Ratio | 0.24 |
| Interest Coverage | 2.01 | Dividend Yield | 0.05% |
| Valuation | |||
| P/E Ratio | 32.25 | P/B Ratio | 3.49 |
| P/S Ratio | 9.93 | PEG Ratio | -6.84 |
| EV/EBITDA | 31.05 | Dividend Yield | 0.05% |
| Market Cap | 13.86B | Enterprise Value | 15.64B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.40B | 1.14B | 1.16B | 1.11B | 1.00B |
| Net Income | 429.70M | 440.60M | 469.20M | 388.30M | 378.70M |
| EPS (Diluted) | 5.00 | 5.13 | 5.46 | 4.52 | 4.41 |
| Gross Profit | 1.15B | 1.15B | 1.16B | 1.04B | 1.00B |
| Operating Income | 503.60M | 511.00M | 693.90M | 448.60M | 441.20M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 61.62B | 60.63B | 58.87B | 59.40B | 55.95B |
| Total Liabilities | 57.64B | 56.70B | 55.02B | 55.68B | 52.31B |
| Shareholders' Equity | 3.98B | 3.93B | 3.86B | 3.71B | 3.64B |
| Total Debt | 11.15B | 8.79B | 8.45B | 7.94B | 7.32B |
| Cash & Equivalents | 9.37B | 11.75B | 13.26B | 14.10B | 13.55B |
| Current Assets | 9.89B | 11.75B | 12.60B | 14.17B | 13.62B |
| Current Liabilities | 41.87B | 0.0 | 38.32B | 39.76B | 41.06B |