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Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 14,9 | 10,3 |
| P/B | 2,0 | 1,1 |
| ROE % | 13,7 | 11,7 |
| Net Margin % | 28,3 | 16,8 |
| Rev Growth 5Y % | 6,5 | 11,7 |
| D/E | 2,1 | 0,5 |
Belangrijkste Punten
Revenue grew 6,52% annually over 5 years — modest growth
ROE of 13,69% — decent returns on equity
Net margin of 28,34% shows strong profitability
Debt/Equity of 2,10 — high leverage
Generating 207,51M in free cash flow
P/E of 14,85 — trading at a low valuation
Groei
Revenue Growth (5Y)
6,52%
Revenue (1Y)15,43%
Earnings (1Y)5,69%
FCF Growth (3Y)7,50%
Kwaliteit
Return on Equity
13,69%
ROIC0,00%
Net Margin28,34%
Op. Margin0,00%
Veiligheid
Debt / Equity
2,10
Current Ratio0,22
Interest Coverage0,00
Waardering
P/E Ratio
14,85
P/B Ratio1,99
EV/EBITDAN/A
Dividend Yield0,06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 15,43% | Revenue Growth (3Y) | 17,69% |
| Earnings Growth (1Y) | 5,69% | Earnings Growth (3Y) | 6,75% |
| Revenue Growth (5Y) | 6,52% | Earnings Growth (5Y) | 2,76% |
| Profitability | |||
| Revenue (TTM) | 635,40M | Net Income (TTM) | 180,09M |
| ROE | 13,69% | ROA | 2,27% |
| Gross Margin | 88,41% | Operating Margin | 0,00% |
| Net Margin | 28,34% | Free Cash Flow (TTM) | 207,51M |
| ROIC | 0,00% | FCF Growth (3Y) | 7,50% |
| Safety | |||
| Debt / Equity | 2,10 | Current Ratio | 0,22 |
| Interest Coverage | 0,00 | Dividend Yield | 0,06% |
| Valuation | |||
| P/E Ratio | 14,85 | P/B Ratio | 1,99 |
| P/S Ratio | 4,21 | PEG Ratio | 3,69 |
| EV/EBITDA | N/A | Dividend Yield | 0,06% |
| Market Cap | 2,67B | Enterprise Value | 4,72B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 635,40M | 550,45M | 458,78M | 508,86M | 493,49M |
| Net Income | 180,09M | 170,40M | 158,03M | 169,30M | 161,50M |
| EPS (Diluted) | 6,00 | 5,80 | 5,38 | 5,76 | 5,49 |
| Gross Profit | 561,77M | 550,45M | 458,78M | 508,86M | 493,49M |
| Operating Income | 0,0 | 285,93M | 196,17M | 210,47M | 200,48M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 7,94B | 7,95B | 8,09B | 7,65B | 7,10B |
| Total Liabilities | 6,60B | 6,66B | 6,84B | 2,63B | 2,52B |
| Shareholders' Equity | 1,35B | 1,29B | 1,25B | 1,27B | 1,20B |
| Total Debt | 2,83B | 0,0 | 3,10B | 2,63B | 2,52B |
| Cash & Equivalents | 780,98M | 793,20M | 921,97M | 632,64M | 544,77M |
| Current Assets | 781,05M | 793,20M | 1,84B | 644,39M | 552,55M |
| Current Liabilities | 3,59B | 0,0 | 205,97M | 819,92M | 685,23M |