Back
43
Day Range
$9.25
$9.91
52-Week Range
$5.52
$10.87
Volume
117,652
50D / 200D Avg
$9.57
/
$7.95
Prev Close
$9.15
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 3.7 | 10.3 |
| P/B | 0.9 | 1.1 |
| ROE % | 25.1 | 11.7 |
| Net Margin % | 44.7 | 16.8 |
| Rev Growth 5Y % | 2.7 | 11.7 |
| D/E | 0.9 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2030 |
$0.00
$0.00 – $0.00
|
16 B | 0 |
| FY2029 |
$0.00
$0.00 – $0.00
|
14 B | 0 |
| FY2028 |
$3.95
$3.80 – $4.10
|
13 B | 1 |
Key Takeaways
Revenue grew 2.66% annually over 5 years — modest growth
ROE of 25.11% indicates high profitability
Net margin of 44.65% shows strong profitability
Generating 157.07M in free cash flow
P/E of 3.65 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 4.11%
Growth
Revenue Growth (5Y)
2.66%
Revenue (1Y)6.77%
Earnings (1Y)-1.77%
FCF Growth (3Y)-78.90%
Quality
Return on Equity
25.11%
ROIC15.09%
Net Margin44.65%
Op. Margin64.68%
Safety
Debt / Equity
0.86
Current Ratio1.91
Interest Coverage3.78
Valuation
P/E Ratio
3.65
P/B Ratio0.94
EV/EBITDA4.57
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 6.77% | Revenue Growth (3Y) | 6.26% |
| Earnings Growth (1Y) | -1.77% | Earnings Growth (3Y) | 4.31% |
| Revenue Growth (5Y) | 2.66% | Earnings Growth (5Y) | -1.20% |
| Profitability | |||
| Revenue (TTM) | 10.07B | Net Income (TTM) | 4.50B |
| ROE | 25.11% | ROA | 9.08% |
| Gross Margin | 73.51% | Operating Margin | 64.68% |
| Net Margin | 44.65% | Free Cash Flow (TTM) | 157.07M |
| ROIC | 15.09% | FCF Growth (3Y) | -78.90% |
| Safety | |||
| Debt / Equity | 0.86 | Current Ratio | 1.91 |
| Interest Coverage | 3.78 | Dividend Yield | 0.02% |
| Valuation | |||
| P/E Ratio | 3.65 | P/B Ratio | 0.94 |
| P/S Ratio | 1.63 | PEG Ratio | 2.27 |
| EV/EBITDA | 4.57 | Dividend Yield | 0.02% |
| Market Cap | 16.41B | Enterprise Value | 29.75B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 10.07B | 9.43B | 8.92B | 9.09B | 9.06B |
| Net Income | 4.50B | 4.58B | 4.13B | 4.23B | 4.72B |
| EPS (Diluted) | 2.58 | 2.46 | 2.16 | 2.13 | 2.31 |
| Gross Profit | 7.40B | 6.99B | 6.76B | 7.03B | 7.45B |
| Operating Income | 6.51B | 6.04B | 5.16B | 5.49B | 6.27B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 49.51B | 45.23B | 49.42B | 47.59B | 52.53B |
| Total Liabilities | 32.06B | 26.85B | 29.14B | 27.31B | 30.11B |
| Shareholders' Equity | 17.43B | 18.37B | 20.27B | 20.27B | 22.41B |
| Total Debt | 14.94B | 13.83B | 14.71B | 12.76B | 14.63B |
| Cash & Equivalents | 1.60B | 1.64B | 1.79B | 2.61B | 2.56B |
| Current Assets | 17.70B | 15.17B | 18.84B | 17.11B | 21.08B |
| Current Liabilities | 9.29B | 9.16B | 12.15B | 9.31B | 12.96B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#209 of 658
Recent Activity
Entered
Contrarian Investing (David Dreman)
Mar 24, 2026