Atrás
Rango del Día
$15.92
$16.16
Rango de 52 Semanas
$14.43
$17.00
Volumen
100
Promedio 50D / 200D
$15.50
/
$15.26
Cierre Anterior
$15.92
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 9.8 | 10.3 |
| P/B | 1.2 | 1.1 |
| ROE % | 12.5 | 11.7 |
| Net Margin % | 34.8 | 16.8 |
| Rev Growth 5Y % | 7.7 | 11.7 |
| D/E | 0.5 | 0.5 |
Puntos Clave
Revenue grew 7.71% annually over 5 years — modest growth
Earnings declined -26.31% over the past year
ROE of 12.46% — decent returns on equity
Net margin of 34.75% shows strong profitability
Debt/Equity of 0.50 — conservative balance sheet
Negative free cash flow of -567.79M
Crecimiento
Revenue Growth (5Y)
7.71%
Revenue (1Y)4.40%
Earnings (1Y)-26.31%
FCF Growth (3Y)N/A
Calidad
Return on Equity
12.46%
ROIC17.62%
Net Margin34.75%
Op. Margin100.00%
Seguridad
Debt / Equity
0.50
Current RatioN/A
Interest Coverage0.00
Valoración
P/E Ratio
9.82
P/B Ratio1.20
EV/EBITDA2.12
Dividend Yield0.06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4.40% | Revenue Growth (3Y) | 5.26% |
| Earnings Growth (1Y) | -26.31% | Earnings Growth (3Y) | -7.18% |
| Revenue Growth (5Y) | 7.71% | Earnings Growth (5Y) | 26.79% |
| Profitability | |||
| Revenue (TTM) | 2.00B | Net Income (TTM) | 693.48M |
| ROE | 12.46% | ROA | 1.19% |
| Gross Margin | 100.00% | Operating Margin | 100.00% |
| Net Margin | 34.75% | Free Cash Flow (TTM) | -567.79M |
| ROIC | 17.62% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.50 | Current Ratio | N/A |
| Interest Coverage | 0.00 | Dividend Yield | 0.06% |
| Valuation | |||
| P/E Ratio | 9.82 | P/B Ratio | 1.20 |
| P/S Ratio | 3.41 | PEG Ratio | 3.26 |
| EV/EBITDA | 2.12 | Dividend Yield | 0.06% |
| Market Cap | 6.81B | Enterprise Value | 4.22B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.00B | 1.91B | 1.80B | 1.88B | 1.48B |
| Net Income | 693.48M | 941.04M | 804.87M | 516.20M | 268.34M |
| EPS (Diluted) | 1.40 | 1.36 | 1.66 | 1.00 | 0.50 |
| Gross Profit | 2.00B | 4.84B | 1.80B | 1.88B | 1.48B |
| Operating Income | 2.00B | 1.88B | 1.77B | 1.85B | 1.46B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 58.25B | 56.63B | 57.29B | 58.84B | 51.53B |
| Total Liabilities | 52.60B | 51.15B | 51.96B | 53.10B | 46.20B |
| Shareholders' Equity | 5.66B | 5.47B | 4.88B | 5.20B | 4.76B |
| Total Debt | 2.84B | 2.61B | 2.89B | 3.36B | 2.92B |
| Cash & Equivalents | 5.43B | 6.97B | 7.08B | 6.68B | 3.96B |
| Current Assets | 0.0 | 7.70B | 8.47B | 9.13B | 6.52B |
| Current Liabilities | 0.0 | 17.74B | 5.42B | 3.83B | 5.80B |