Terug
Dagbereik
€ 1,90
€ 2,00
52-Weeksbereik
€ 1,62
€ 2,55
Volume
2.000
50D / 200D Gem.
€ 1,80
/
€ 1,73
Vorige Slotkoers
€ 2,00
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 9,4 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | 14,6 | 11,7 |
| Net Margin % | 25,1 | 16,8 |
| Rev Growth 5Y % | -55,3 | 11,7 |
| D/E | 0,5 | 0,5 |
Belangrijkste Punten
Revenue declined -55,28% annually over 5 years
Earnings declined -98,18% over the past year
ROE of 14,58% — decent returns on equity
Net margin of 25,11% shows strong profitability
Debt/Equity of 0,50 — conservative balance sheet
Generating 1,23B in free cash flow
Groei
Revenue Growth (5Y)
-55,28%
Revenue (1Y)-98,07%
Earnings (1Y)-98,18%
FCF Growth (3Y)-86,59%
Kwaliteit
Return on Equity
14,58%
ROIC8,98%
Net Margin25,11%
Op. Margin32,19%
Veiligheid
Debt / Equity
0,50
Current Ratio1,73
Interest Coverage1,26
Waardering
P/E Ratio
9,36
P/B Ratio1,31
EV/EBITDA8,20
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -98,07% | Revenue Growth (3Y) | -84,17% |
| Earnings Growth (1Y) | -98,18% | Earnings Growth (3Y) | -85,22% |
| Revenue Growth (5Y) | -55,28% | Earnings Growth (5Y) | -53,37% |
| Profitability | |||
| Revenue (TTM) | 4,50B | Net Income (TTM) | 1,13B |
| ROE | 14,58% | ROA | 1,82% |
| Gross Margin | 67,64% | Operating Margin | 32,19% |
| Net Margin | 25,11% | Free Cash Flow (TTM) | 1,23B |
| ROIC | 8,98% | FCF Growth (3Y) | -86,59% |
| Safety | |||
| Debt / Equity | 0,50 | Current Ratio | 1,73 |
| Interest Coverage | 1,26 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 9,36 | P/B Ratio | 1,31 |
| P/S Ratio | 2,35 | PEG Ratio | -0,08 |
| EV/EBITDA | 8,20 | Dividend Yield | 0,04% |
| Market Cap | 10,57B | Enterprise Value | 11,88B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4,50B | 232,45B | 179,52B | 136,72B | 112,45B |
| Net Income | 1,13B | 62,05B | 51,69B | 39,61B | 23,88B |
| EPS (Diluted) | 0,21 | 11,78 | 10,90 | 8,78 | 5,29 |
| Gross Profit | 3,04B | 170,08B | 138,30B | 118,52B | 97,41B |
| Operating Income | 1,45B | 79,74B | 65,21B | 51,37B | 33,54B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 61,90B | 57,13B | 52,16B | 46,68B | 47,21B |
| Total Liabilities | 53,79B | 49,68B | 45,67B | 40,95B | 41,46B |
| Shareholders' Equity | 8,08B | 7,41B | 6,45B | 5,69B | 5,71B |
| Total Debt | 4,01B | 187,97B | 157,53B | 2,10B | 112,35B |
| Cash & Equivalents | 2,70B | 287,30B | 271,58B | 268,50B | 339,30B |
| Current Assets | 3,84B | 323,47B | 306,17B | 5,38B | 0,0 |
| Current Liabilities | 2,22B | 30,15B | 29,53B | 29,41B | 30,86B |