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KBC Group N.V.

Data quality: 100%
KBCSY
OTC Financial Services Banks - Regional
$60.92
▲ $2.22 (3.78%)
Mkt Cap: 96.74B
Also listed as KBCSF OTC
Day Range
$60.22 $61.53
52-Week Range
$38.90 $73.12
Volume
3,224
50D / 200D Avg
$67.26 / $60.31
Prev Close
$58.70

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 27.1 10.3
P/B 3.5 1.1
ROE % 13.7 11.7
Net Margin % 15.2 16.8
Rev Growth 5Y % 25.8 11.7
D/E 1.0 0.5

Key Takeaways

Revenue grew 25.83% annually over 5 years — strong growth
ROE of 13.67% — decent returns on equity
Net margin of 15.22% shows strong profitability
Generating 8.47B in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 33.27%
Cash machine — converts 237.28% of earnings into free cash flow

Growth

Revenue Growth (5Y)
25.83%
Revenue (1Y)-7.44%
Earnings (1Y)4.48%
FCF Growth (3Y)-11.65%

Quality

Return on Equity
13.67%
ROIC6.22%
Net Margin15.22%
Op. Margin19.54%

Safety

Debt / Equity
0.98
Current Ratio0.15
Interest Coverage0.41

Valuation

P/E Ratio
27.11
P/B Ratio3.47
EV/EBITDA19.67
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -7.44% Revenue Growth (3Y) -4.07%
Earnings Growth (1Y) 4.48% Earnings Growth (3Y) 2.41%
Revenue Growth (5Y) 25.83% Earnings Growth (5Y) 8.09%
Profitability
Revenue (TTM) 23.44B Net Income (TTM) 3.57B
ROE 13.67% ROA 0.90%
Gross Margin 51.86% Operating Margin 19.54%
Net Margin 15.22% Free Cash Flow (TTM) 8.47B
ROIC 6.22% FCF Growth (3Y) -11.65%
Safety
Debt / Equity 0.98 Current Ratio 0.15
Interest Coverage 0.41 Dividend Yield 0.03%
Valuation
P/E Ratio 27.11 P/B Ratio 3.47
P/S Ratio 4.13 PEG Ratio 2.78
EV/EBITDA 19.67 Dividend Yield 0.03%
Market Cap 96.74B Enterprise Value 90.07B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 23.44B 25.32B 25.47B 16.13B 9.35B
Net Income 3.57B 3.42B 3.40B 2.82B 2.61B
EPS (Diluted) 4.35 4.17 4.02 3.44 3.08
Gross Profit 12.16B 11.15B 10.77B 10.06B 7.48B
Operating Income 4.58B 3.94B 4.18B 3.49B 3.42B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 397.37B 373.05B 346.92B 354.55B 340.35B
Total Liabilities 369.39B 348.74B 322.66B 332.73B 317.27B
Shareholders' Equity 27.91B 24.31B 24.26B 21.82B 23.08B
Total Debt 27.33B 27.96B 26.21B 18.98B 20.09B
Cash & Equivalents 34.01B 46.83B 34.53B 51.43B 40.66B
Current Assets 42.44B 50.31B 37.84B 54.81B 43.19B
Current Liabilities 275.34B 256.86B 249.79B 259.66B 245.78B