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KBCSF
OTC
Dagbereik
€ 60,22
€ 61,53
52-Weeksbereik
€ 38,90
€ 73,12
Volume
3.224
50D / 200D Gem.
€ 67,26
/
€ 60,31
Vorige Slotkoers
€ 58,70
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 27,1 | 10,3 |
| P/B | 3,5 | 1,1 |
| ROE % | 13,7 | 11,7 |
| Net Margin % | 15,2 | 16,8 |
| Rev Growth 5Y % | 25,8 | 11,7 |
| D/E | 1,0 | 0,5 |
Belangrijkste Punten
Revenue grew 25,83% annually over 5 years — strong growth
ROE of 13,67% — decent returns on equity
Net margin of 15,22% shows strong profitability
Generating 8,47B in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 33,27%
Cash machine — converts 237,28% of earnings into free cash flow
Groei
Revenue Growth (5Y)
25,83%
Revenue (1Y)-7,44%
Earnings (1Y)4,48%
FCF Growth (3Y)-11,65%
Kwaliteit
Return on Equity
13,67%
ROIC6,22%
Net Margin15,22%
Op. Margin19,54%
Veiligheid
Debt / Equity
0,98
Current Ratio0,15
Interest Coverage0,41
Waardering
P/E Ratio
27,11
P/B Ratio3,47
EV/EBITDA19,67
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -7,44% | Revenue Growth (3Y) | -4,07% |
| Earnings Growth (1Y) | 4,48% | Earnings Growth (3Y) | 2,41% |
| Revenue Growth (5Y) | 25,83% | Earnings Growth (5Y) | 8,09% |
| Profitability | |||
| Revenue (TTM) | 23,44B | Net Income (TTM) | 3,57B |
| ROE | 13,67% | ROA | 0,90% |
| Gross Margin | 51,86% | Operating Margin | 19,54% |
| Net Margin | 15,22% | Free Cash Flow (TTM) | 8,47B |
| ROIC | 6,22% | FCF Growth (3Y) | -11,65% |
| Safety | |||
| Debt / Equity | 0,98 | Current Ratio | 0,15 |
| Interest Coverage | 0,41 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 27,11 | P/B Ratio | 3,47 |
| P/S Ratio | 4,13 | PEG Ratio | 2,78 |
| EV/EBITDA | 19,67 | Dividend Yield | 0,03% |
| Market Cap | 96,74B | Enterprise Value | 90,07B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 23,44B | 25,32B | 25,47B | 16,13B | 9,35B |
| Net Income | 3,57B | 3,42B | 3,40B | 2,82B | 2,61B |
| EPS (Diluted) | 4,35 | 4,17 | 4,02 | 3,44 | 3,08 |
| Gross Profit | 12,16B | 11,15B | 10,77B | 10,06B | 7,48B |
| Operating Income | 4,58B | 3,94B | 4,18B | 3,49B | 3,42B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 397,37B | 373,05B | 346,92B | 354,55B | 340,35B |
| Total Liabilities | 369,39B | 348,74B | 322,66B | 332,73B | 317,27B |
| Shareholders' Equity | 27,91B | 24,31B | 24,26B | 21,82B | 23,08B |
| Total Debt | 27,33B | 27,96B | 26,21B | 18,98B | 20,09B |
| Cash & Equivalents | 34,01B | 46,83B | 34,53B | 51,43B | 40,66B |
| Current Assets | 42,44B | 50,31B | 37,84B | 54,81B | 43,19B |
| Current Liabilities | 275,34B | 256,86B | 249,79B | 259,66B | 245,78B |