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Banca Mediolanum S.p.A.

Data quality: 100%
BNCDY
OTC Financial Services Banks - Regional
$38.20
▼ $0.10 (-0.25%)
Mkt Cap: 56.46B
Also listed as BNMDF OTC
Day Range
$37.08 $38.77
52-Week Range
$23.74 $49.40
Volume
7
50D / 200D Avg
$43.19 / $40.63
Prev Close
$38.30

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 50.4 10.3
P/B 14.0 1.1
ROE % 29.9 11.7
Net Margin % 37.2 16.8
Rev Growth 5Y % -1.4 11.7
D/E 0.1 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $0.00
$0.00 – $0.00
2.1 B 0
FY2026 $0.00
$0.00 – $0.00
2 B 0

Key Takeaways

Revenue declined -1.39% annually over 5 years
Earnings grew 36.23% over the past year
ROE of 29.93% indicates high profitability
Net margin of 37.21% shows strong profitability
Debt/Equity of 0.10 — conservative balance sheet
Generating 1.10B in free cash flow

Growth

Revenue Growth (5Y)
-1.39%
Revenue (1Y)24.11%
Earnings (1Y)36.23%
FCF Growth (3Y)-30.00%

Quality

Return on Equity
29.93%
ROIC24.60%
Net Margin37.21%
Op. Margin48.22%

Safety

Debt / Equity
0.10
Current Ratio0.04
Interest Coverage2.46

Valuation

P/E Ratio
50.43
P/B Ratio14.03
EV/EBITDA38.31
Dividend Yield0.02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 24.11% Revenue Growth (3Y) 42.13%
Earnings Growth (1Y) 36.23% Earnings Growth (3Y) 48.63%
Revenue Growth (5Y) -1.39% Earnings Growth (5Y) 26.70%
Profitability
Revenue (TTM) 3.01B Net Income (TTM) 1.12B
ROE 29.93% ROA 1.30%
Gross Margin 80.41% Operating Margin 48.22%
Net Margin 37.21% Free Cash Flow (TTM) 1.10B
ROIC 24.60% FCF Growth (3Y) -30.00%
Safety
Debt / Equity 0.10 Current Ratio 0.04
Interest Coverage 2.46 Dividend Yield 0.02%
Valuation
P/E Ratio 50.43 P/B Ratio 14.03
P/S Ratio 18.77 PEG Ratio 0.82
EV/EBITDA 38.31 Dividend Yield 0.02%
Market Cap 56.46B Enterprise Value 55.58B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2024 FY2023 FY2022 FY2021 FY2020
Revenue 3.01B 2.42B 1.49B 6.45B 3.18B
Net Income 1.12B 821.87M 506.83M 713.06M 434.46M
EPS (Diluted) 0.76 0.55 0.34 0.49 0.30
Gross Profit 2.42B 1.92B 1.41B 6.40B 3.11B
Operating Income 1.45B 1.07B 643.84M 890.47M 531.42M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2024 FY2023 FY2022 FY2021 FY2020
Total Assets 86.15B 77.83B 73.60B 73.52B 59.03B
Total Liabilities 82.13B 74.38B 70.66B 70.64B 56.29B
Shareholders' Equity 4.03B 3.45B 2.94B 2.88B 2.74B
Total Debt 396.88M 386.00M 372.29M 68.01M 74.38M
Cash & Equivalents 1.28B 384.78M 2.75B 5.32B 803.23M
Current Assets 1.89B 674.43M 2.95B 5.71B 1.02B
Current Liabilities 47.26B 41.61B 39.54B 39.12B 32.42B