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Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna

Qualité des données : 100%
PSZKY
OTC Financial Services Banks - Regional
24,05 €
▲ 1,20 € (5,25%)
Cap. Boursière : 30,06B
Également cotée sous PSZKF OTC
Fourchette du Jour
23,41 € 25,95 €
Fourchette 52 Semaines
14,89 € 28,43 €
Volume
3 552
Moyenne 50J / 200J
25,31 € / 22,18 €
Clôture Précédente
22,85 €

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (854 pairs)

Métrique Action Médiane du Secteur
P/E 2,9 10,3
P/B 0,5 1,1
ROE % 18,4 11,7
Net Margin % 33,5 16,8
Rev Growth 5Y % 17,9 11,7
D/E 0,7 0,5

Points Clés

Revenue grew 17,87% annually over 5 years — strong growth
ROE of 18,43% — decent returns on equity
Net margin of 33,52% shows strong profitability
Generating 6,97B in free cash flow
P/E of 2,94 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 39,47%

Croissance

Revenue Growth (5Y)
17,87%
Revenue (1Y)-21,60%
Earnings (1Y)9,74%
FCF Growth (3Y)-62,45%

Qualité

Return on Equity
18,43%
ROIC9,94%
Net Margin33,52%
Op. Margin43,45%

Sécurité

Debt / Equity
0,71
Current Ratio1,60
Interest Coverage1,53

Valorisation

P/E Ratio
2,94
P/B Ratio0,51
EV/EBITDA3,75
Dividend Yield0,06%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -21,60% Revenue Growth (3Y) -9,40%
Earnings Growth (1Y) 9,74% Earnings Growth (3Y) 36,23%
Revenue Growth (5Y) 17,87% Earnings Growth (5Y) 20,31%
Profitability
Revenue (TTM) 30,46B Net Income (TTM) 10,21B
ROE 18,43% ROA 1,75%
Gross Margin 68,65% Operating Margin 43,45%
Net Margin 33,52% Free Cash Flow (TTM) 6,97B
ROIC 9,94% FCF Growth (3Y) -62,45%
Safety
Debt / Equity 0,71 Current Ratio 1,60
Interest Coverage 1,53 Dividend Yield 0,06%
Valuation
P/E Ratio 2,94 P/B Ratio 0,51
P/S Ratio 0,99 PEG Ratio 1,04
EV/EBITDA 3,75 Dividend Yield 0,06%
Market Cap 30,06B Enterprise Value 49,65B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 30,46B 38,86B 37,11B 25,61B 15,78B
Net Income 10,21B 9,30B 5,50B 3,31B 4,87B
EPS (Diluted) 8,19 7,44 4,40 2,65 3,90
Gross Profit 20,91B 28,87B 24,22B 17,28B 15,09B
Operating Income 13,24B 12,73B 8,56B 4,77B 6,51B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 582,23B 525,23B 495,39B 431,45B 418,09B
Total Liabilities 523,81B 472,86B 450,16B 395,74B 380,39B
Shareholders' Equity 58,43B 52,38B 45,24B 35,72B 37,71B
Total Debt 41,47B 30,16B 22,55B 21,48B 30,01B
Cash & Equivalents 21,89B 27,38B 30,40B 31,51B 20,05B
Current Assets 24,25B 29,85B 31,97B 33,02B 21,86B
Current Liabilities 15,15B 423,21B 403,56B 342,77B 325,67B

Scores de Stratégies

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#335 of 658
29

Activité Récente

Entré Contrarian Investing (David Dreman)
Mar 24, 2026