Retour
Également cotée sous
RAIFY
OTC
Fourchette du Jour
45,00 €
49,95 €
Fourchette 52 Semaines
25,00 €
52,59 €
Volume
100
Moyenne 50J / 200J
45,12 €
/
35,95 €
Clôture Précédente
45,00 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,8 | 10,3 |
| P/B | 0,8 | 1,1 |
| ROE % | 7,1 | 11,7 |
| Net Margin % | 10,5 | 16,8 |
| Rev Growth 5Y % | 17,4 | 11,7 |
| D/E | 2,4 | 0,5 |
Points Clés
Revenue grew 17,40% annually over 5 years — strong growth
Earnings grew 18,50% over the past year
Debt/Equity of 2,36 — high leverage
Generating 2,56B in free cash flow
P/E of 10,77 — trading at a low valuation
PEG of 0,52 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
17,40%
Revenue (1Y)-3,58%
Earnings (1Y)18,50%
FCF Growth (3Y)N/A
Qualité
Return on Equity
7,12%
ROIC3,03%
Net Margin10,46%
Op. Margin20,10%
Sécurité
Debt / Equity
2,36
Current Ratio1,32
Interest Coverage0,67
Valorisation
P/E Ratio
10,77
P/B Ratio0,76
EV/EBITDA17,92
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -3,58% | Revenue Growth (3Y) | -2,34% |
| Earnings Growth (1Y) | 18,50% | Earnings Growth (3Y) | -24,20% |
| Revenue Growth (5Y) | 17,40% | Earnings Growth (5Y) | -0,02% |
| Profitability | |||
| Revenue (TTM) | 13,10B | Net Income (TTM) | 1,37B |
| ROE | 7,12% | ROA | 0,65% |
| Gross Margin | 69,83% | Operating Margin | 20,10% |
| Net Margin | 10,46% | Free Cash Flow (TTM) | 2,56B |
| ROIC | 3,03% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 2,36 | Current Ratio | 1,32 |
| Interest Coverage | 0,67 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 10,77 | P/B Ratio | 0,76 |
| P/S Ratio | 1,13 | PEG Ratio | 0,52 |
| EV/EBITDA | 17,92 | Dividend Yield | 0,04% |
| Market Cap | 14,77B | Enterprise Value | 47,20B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 13,10B | 13,59B | 13,74B | 11,81B | 6,90B |
| Net Income | 1,37B | 1,16B | 2,39B | 3,63B | 1,37B |
| EPS (Diluted) | 3,82 | 3,19 | 6,94 | 10,74 | 3,89 |
| Gross Profit | 9,15B | 8,89B | 8,82B | 9,61B | 5,63B |
| Operating Income | 2,63B | 2,98B | 3,41B | 4,20B | 1,79B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 210,19B | 199,85B | 198,24B | 207,06B | 192,10B |
| Total Liabilities | 189,36B | 179,51B | 178,39B | 188,29B | 176,63B |
| Shareholders' Equity | 19,44B | 19,08B | 18,62B | 17,64B | 14,47B |
| Total Debt | 45,83B | 22,07B | 18,82B | 15,40B | 12,41B |
| Cash & Equivalents | 13,40B | 48,66B | 51,10B | 62,50B | 50,57B |
| Current Assets | 20,63B | 51,54B | 51,44B | 62,85B | 51,08B |
| Current Liabilities | 15,64B | 142,47B | 147,27B | 159,80B | 152,05B |