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BKNIY
OTC
Dagbereik
€ 16,41
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52-Weeksbereik
€ 9,21
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Volume
100
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€ 13,94
Vorige Slotkoers
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Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 13,5 | 10,3 |
| P/B | 2,3 | 1,1 |
| ROE % | 17,7 | 11,7 |
| Net Margin % | 26,1 | 16,8 |
| Rev Growth 5Y % | 17,7 | 11,7 |
| D/E | 1,6 | 0,5 |
Belangrijkste Punten
Revenue grew 17,68% annually over 5 years — strong growth
ROE of 17,73% — decent returns on equity
Net margin of 26,14% shows strong profitability
Negative free cash flow of -9,95B
P/E of 13,54 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 37,58%
Groei
Revenue Growth (5Y)
17,68%
Revenue (1Y)-19,90%
Earnings (1Y)14,34%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
17,73%
ROIC6,86%
Net Margin26,14%
Op. Margin36,83%
Veiligheid
Debt / Equity
1,62
Current Ratio0,14
Interest Coverage0,94
Waardering
P/E Ratio
13,54
P/B Ratio2,30
EV/EBITDA6,60
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -19,90% | Revenue Growth (3Y) | -2,43% |
| Earnings Growth (1Y) | 14,34% | Earnings Growth (3Y) | 13,57% |
| Revenue Growth (5Y) | 17,68% | Earnings Growth (5Y) | -4,92% |
| Profitability | |||
| Revenue (TTM) | 4,17B | Net Income (TTM) | 1,09B |
| ROE | 17,73% | ROA | 0,83% |
| Gross Margin | 74,14% | Operating Margin | 36,83% |
| Net Margin | 26,14% | Free Cash Flow (TTM) | -9,95B |
| ROIC | 6,86% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1,62 | Current Ratio | 0,14 |
| Interest Coverage | 0,94 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 13,54 | P/B Ratio | 2,30 |
| P/S Ratio | 3,54 | PEG Ratio | 1,14 |
| EV/EBITDA | 6,60 | Dividend Yield | 0,04% |
| Market Cap | 14,75B | Enterprise Value | 10,13B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4,17B | 5,20B | 4,38B | 2,49B | 2,17B |
| Net Income | 1,09B | 952,97M | 844,79M | 560,20M | 1,33B |
| EPS (Diluted) | 1,17 | 1,03 | 0,91 | 0,60 | 1,46 |
| Gross Profit | 3,09B | 3,08B | 2,91B | 2,26B | 2,00B |
| Operating Income | 1,54B | 1,36B | 1,23B | 785,04M | 536,71M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 131,02B | 121,97B | 113,01B | 107,51B | 107,58B |
| Total Liabilities | 124,61B | 116,09B | 107,69B | 102,60B | 102,73B |
| Shareholders' Equity | 6,41B | 5,88B | 5,32B | 4,90B | 4,85B |
| Total Debt | 10,38B | 9,71B | 9,47B | 7,79B | 7,74B |
| Cash & Equivalents | 15,00B | 18,01B | 16,11B | 15,59B | 24,02B |
| Current Assets | 15,00B | 18,17B | 16,25B | 13,48B | 24,14B |
| Current Liabilities | 109,26B | 91,21B | 84,47B | 77,22B | 75,39B |