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Komercní banka, a.s.

Data quality: 100%
Overbought
KMERF
OTC Financial Services Banks - Regional
$54.98
▼ $26.93 (-48.98%)
Mkt Cap: 10.38B
Day Range
$54.98 $54.98
52-Week Range
$28.05 $54.98
Volume
1
50D / 200D Avg
$54.62 / $41.74
Prev Close
$54.98

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (855 peers)

Metric Stock Sector Median
P/E 0.6 10.3
P/B 0.1 1.1
ROE % 14.2 11.7
Net Margin % 17.0 16.8
Rev Growth 5Y % 36.4 11.7
D/E 0.5 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2029 $106.54
$101.60 – $113.60
 45.74B 1
FY2028 $102.79
$98.02 – $109.60
 42.61B 1
FY2027 $96.27
$91.80 – $102.65
 40.65B 1

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-02-06 $1.04 $1.15 +10.6%
2025-10-30 $1.10 $25.31 +2200.9%
2025-07-31 $1.05 $1.17 +11.4%
2025-04-30 $0.80 $0.97 +20.6%
2025-02-06 $0.84 $1.02 +21.7%
2024-10-31 $1.28 $1.42 +10.9%
2024-08-01 $0.87 $0.80 -7.8%
2024-05-03 $0.66 $0.63 -4.5%

Dividend History

Yield

0.08%

Payout Ratio

0.96%

Growth (3Y)

N/A

Growth (5Y)

N/A

No dividend history available.

Key Takeaways

Revenue grew 36.38% annually over 5 years — strong growth
ROE of 14.22% — decent returns on equity
Net margin of 17.02% shows strong profitability
Debt/Equity of 0.50 — conservative balance sheet
Generating 7.86B in free cash flow
P/E of 0.58 — trading at a low valuation

Growth

Revenue Growth (5Y)
36.38%
Revenue (1Y)196.28%
Earnings (1Y)4.65%
FCF Growth (3Y)N/A

Quality

Return on Equity
14.22%
ROIC8.54%
Net Margin17.02%
Op. Margin20.43%

Safety

Debt / Equity
0.50
Current Ratio2.56
Interest Coverage0.31

Valuation

P/E Ratio
0.58
Forward P/E0.60
P/B Ratio0.08
EV/EBITDA3.40
Dividend Yield0.08%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 196.28% Revenue Growth (3Y) -9.56%
Earnings Growth (1Y) 4.65% Earnings Growth (3Y) 7.51%
Revenue Growth (5Y) 36.38% Earnings Growth (5Y) 9.12%
Profitability
Revenue (TTM) 106.05B Net Income (TTM) 18.04B
ROE 14.22% ROA 1.13%
Gross Margin 34.72% Operating Margin 20.43%
Net Margin 17.02% Free Cash Flow (TTM) 7.86B
ROIC 8.54% FCF Growth (3Y) N/A
Safety
Debt / Equity 0.50 Current Ratio 2.56
Interest Coverage 0.31
Dividends
Dividend Yield 0.08% Payout Ratio 0.96%
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 0.58 Forward P/E 0.60
P/B Ratio 0.08 P/S Ratio 0.10
PEG Ratio 2.54 Forward PEG N/A
EV/EBITDA 3.40 Fwd EV/EBITDA 4.06
Forward P/S 0.27 Fwd Earnings Yield 166.67%
FCF Yield 75.66%
Market Cap 10.38B Enterprise Value 73.58B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 106.05B 35.79B 129.64B 37.60B 30.66B
Net Income 18.04B 17.24B 15.61B 17.62B 12.73B
EPS (Diluted) 95.55 91.30 82.67 93.31 67.39
Gross Profit 36.82B 39.72B 36.11B 37.60B 30.66B
Operating Income 21.67B 20.53B 19.11B 21.84B 16.02B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.60T 1.54T 1.52T 1.30T 1.24T
Total Liabilities 1.47T 1.41T 1.39T 1.18T 1.12T
Shareholders' Equity 127.15B 126.66B 125.06B 121.44B 123.51B
Total Debt 63.19B 81.01B 79.41B 53.16B 18.67B
Cash & Equivalents 0.0 72.96B 12.84B 14.19B 29.95B
Current Assets 131.89B 74.10B 14.03B 15.41B 29.95B
Current Liabilities 51.49B 1.27T 1.24T 5.57B 1.84B

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
Custom Deep Value Investing (Seth Klarman)
#450 of 826
39

Recent Activity

Exited Defensive Investing (Benjamin Graham)
Mar 26, 2026
Exited Cash Flow Compounder
Mar 25, 2026
Entered Cash Flow Compounder
Mar 24, 2026
Entered Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entered Defensive Investing (Benjamin Graham)
Mar 24, 2026