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Day Range
$7.41
$7.63
52-Week Range
$7.11
$12.58
Volume
2,492,697
50D / 200D Avg
$7.83
/
$9.91
Prev Close
$7.37
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Real Estate sector median (361 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 9.9 | 11.2 |
| P/B | 0.5 | 0.9 |
| ROE % | 5.0 | 6.1 |
| Net Margin % | 12.3 | 19.9 |
| Rev Growth 5Y % | 16.3 | 7.0 |
| D/E | 3.7 | 0.9 |
Analyst Price Target
Hold
$8.00
+5.3%
Forward P/E
9.62
Forward EPS
$0.79
EPS Growth (est.)
+0.0%
Est. Revenue
499.60M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$1.00
$0.94 – $1.04
|
571.41M | 2 |
| FY2026 |
$0.79
$0.68 – $0.89
|
499.60M | 4 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-27 | $0.13 | $0.18 | +39.5% |
| 2025-10-31 | $0.23 | $0.35 | +50.9% |
| 2025-08-01 | $0.23 | $0.25 | +9.4% |
| 2025-05-02 | $0.27 | $0.28 | +3.4% |
| 2025-02-21 | $0.42 | $0.39 | -7.1% |
| 2024-11-01 | $0.39 | $0.43 | +10.3% |
| 2024-08-02 | $0.44 | $0.45 | +2.3% |
| 2024-05-03 | $0.44 | $0.47 | +6.8% |
Insider Trading Activity
Buy ratio (90d)
100.0%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 17, 2026 |
Tsunis George
Director
|
buy | 1,927 | $7.85 | $15,126.95 |
| Mar 14, 2026 |
Vahidi Maysa
EVP General Counsel
|
other | 4,282 | $7.67 | $32,842.94 |
| Mar 14, 2026 |
Friedman David Erwin
CCO & Head of Non-Agcy Prod
|
other | 3,598 | $7.67 | $27,596.66 |
| Mar 14, 2026 |
Elenio Paul
Chief Financial Officer
|
other | 13,555 | $7.67 | $103,966.85 |
| Mar 14, 2026 |
GUZIEWICZ ANDREW
Chief Credit Officer
|
other | 1,915 | $7.67 | $14,688.05 |
| Mar 14, 2026 |
Ridings Thomas J.
Chief Accounting Officer
|
other | 4,400 | $7.67 | $33,748.00 |
| Mar 13, 2026 |
Tsunis George
Director
|
grant | 15,141 | — | — |
| Mar 13, 2026 |
Goodman Yonatan C
EVP and COO
|
grant | 649,350 | — | — |
| Mar 13, 2026 |
Wilkens Carrie
Director
|
grant | 15,141 | — | — |
| Mar 13, 2026 |
Effron Caryn
Director
|
grant | 15,141 | — | — |
| Mar 13, 2026 |
BACON KENNETH J
Director
|
grant | 15,141 | — | — |
| Mar 13, 2026 |
Elenio Paul
Chief Financial Officer
|
grant | 64,432 | — | — |
| Mar 13, 2026 |
Elenio Paul
Chief Financial Officer
|
other | 10,965 | $7.67 | $84,101.55 |
| Mar 13, 2026 |
LAZAR MELVIN F
Director
|
grant | 15,141 | — | — |
| Mar 13, 2026 |
Green William C
Director
|
grant | 15,141 | — | — |
| Mar 13, 2026 |
GUZIEWICZ ANDREW
Chief Credit Officer
|
grant | 12,886 | — | — |
| Mar 13, 2026 |
GUZIEWICZ ANDREW
Chief Credit Officer
|
other | 1,549 | $7.67 | $11,880.83 |
| Mar 13, 2026 |
Ridings Thomas J.
Chief Accounting Officer
|
grant | 16,108 | — | — |
| Mar 13, 2026 |
Ridings Thomas J.
Chief Accounting Officer
|
other | 2,741 | $7.67 | $21,023.47 |
| Nov 17, 2025 |
Friedman David Erwin
CCO & Head of Non-Agcy Prod
|
buy | 2,508 | $8.30 | $20,816.40 |
Dividend History
7 yr streakYield
0.21%
Payout Ratio
2.15%
Growth (3Y)
-4.77%
Growth (5Y)
1.58%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 10, 2026 | Mar 24, 2026 | $0.30 | 15.25% |
| Nov 14, 2025 | Nov 26, 2025 | $0.30 | 15.13% |
| Aug 15, 2025 | Aug 29, 2025 | $0.30 | 12.59% |
| May 16, 2025 | May 30, 2025 | $0.30 | 15.04% |
| Mar 07, 2025 | Mar 21, 2025 | $0.43 | 14.06% |
| Nov 15, 2024 | Nov 27, 2024 | $0.43 | 11.81% |
| Aug 16, 2024 | Aug 30, 2024 | $0.43 | 12.86% |
| May 16, 2024 | May 31, 2024 | $0.43 | 12.45% |
| Mar 01, 2024 | Mar 15, 2024 | $0.43 | 13.24% |
| Nov 16, 2023 | Nov 30, 2023 | $0.43 | 13.73% |
| Aug 14, 2023 | Aug 31, 2023 | $0.43 | 10.26% |
| May 18, 2023 | May 31, 2023 | $0.42 | 12.57% |
| Mar 10, 2023 | Mar 17, 2023 | $0.40 | 11.94% |
| Nov 17, 2022 | Nov 30, 2022 | $0.40 | 10.99% |
| Aug 12, 2022 | Aug 31, 2022 | $0.39 | 9.53% |
| May 19, 2022 | May 31, 2022 | $0.38 | 9.05% |
| Mar 03, 2022 | Mar 18, 2022 | $0.37 | 8.06% |
| Nov 12, 2021 | Nov 30, 2021 | $0.36 | 7.18% |
| Aug 13, 2021 | Aug 31, 2021 | $0.35 | 7.27% |
| May 20, 2021 | Jun 01, 2021 | $0.34 | 7.40% |
Key Takeaways
Revenue grew 16.32% annually over 5 years — strong growth
Earnings declined -43.77% over the past year
ROE of 4.98% is below average
Debt/Equity of 3.74 — high leverage
Generating 396.35M in free cash flow
P/E of 9.86 — trading at a low valuation
Growth
Revenue Growth (5Y)
16.32%
Revenue (1Y)92.98%
Earnings (1Y)-43.77%
FCF Growth (3Y)29.63%
Quality
Return on Equity
4.98%
ROIC4.84%
Net Margin12.29%
Op. Margin74.55%
Safety
Debt / Equity
3.74
Current Ratio0.10
Interest Coverage1.29
Valuation
P/E Ratio
9.86
Forward P/E9.62
P/B Ratio0.50
EV/EBITDA13.33
Dividend Yield0.21%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 92.98% | Revenue Growth (3Y) | 29.78% |
| Earnings Growth (1Y) | -43.77% | Earnings Growth (3Y) | -36.71% |
| Revenue Growth (5Y) | 16.32% | Earnings Growth (5Y) | -18.62% |
| Profitability | |||
| Revenue (TTM) | 1.21B | Net Income (TTM) | 148.80M |
| ROE | 4.98% | ROA | 1.03% |
| Gross Margin | 93.86% | Operating Margin | 74.55% |
| Net Margin | 12.29% | Free Cash Flow (TTM) | 396.35M |
| ROIC | 4.84% | FCF Growth (3Y) | 29.63% |
| Safety | |||
| Debt / Equity | 3.74 | Current Ratio | 0.10 |
| Interest Coverage | 1.29 | ||
| Dividends | |||
| Dividend Yield | 0.21% | Payout Ratio | 2.15% |
| Dividend Growth (3Y) | -4.77% | Dividend Growth (5Y) | 1.58% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9.86 | Forward P/E | 9.62 |
| P/B Ratio | 0.50 | P/S Ratio | 1.21 |
| PEG Ratio | -0.19 | Forward PEG | N/A |
| EV/EBITDA | 13.33 | Fwd EV/EBITDA | 25.38 |
| Forward P/S | 2.94 | Fwd Earnings Yield | 10.40% |
| FCF Yield | 27.01% | ||
| Market Cap | 1.47B | Enterprise Value | 12.03B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.21B | 627.52M | 719.01M | 654.07M | 661.48M |
| Net Income | 148.80M | 264.64M | 371.43M | 325.78M | 339.30M |
| EPS (Diluted) | 0.56 | 1.18 | 1.75 | 1.67 | 2.28 |
| Gross Profit | 1.14B | 565.19M | 661.85M | 597.95M | 615.19M |
| Operating Income | 902.83M | 383.50M | 502.06M | 436.12M | 443.39M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 14.49B | 13.49B | 15.74B | 17.04B | 15.07B |
| Total Liabilities | 11.43B | 10.34B | 12.48B | 13.97B | 12.52B |
| Shareholders' Equity | 2.95B | 3.02B | 3.12B | 2.94B | 2.42B |
| Total Debt | 11.05B | 10.04B | 9.47B | 13.57B | 12.15B |
| Cash & Equivalents | 482.88M | 503.80M | 928.97M | 534.36M | 404.58M |
| Current Assets | 482.88M | 12.15B | 999.94M | 15.93B | 13.95B |
| Current Liabilities | 4.93B | 3.44B | 591.13M | 3.77B | 4.30B |