Atrás
Rango del Día
$8.85
$9.18
Rango de 52 Semanas
$4.60
$10.54
Volumen
369,296
Promedio 50D / 200D
$8.73
/
$6.86
Cierre Anterior
$8.92
Quick Summary
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (855 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 23.8 | 10.3 |
| P/B | 2.1 | 1.1 |
| ROE % | 8.7 | 11.6 |
| Net Margin % | 15.5 | 16.8 |
| Rev Growth 5Y % | 79.6 | 11.6 |
| D/E | 1.0 | 0.5 |
Precio Objetivo de Analistas
Hold
$10.00
+12.5%
Low: $9.00
High: $11.00
P/E Futuro
8.95
EPS Futuro
$0.99
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
286.18M
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2027 |
$1.16
$1.14 – $1.19
|
333.39M | 2 |
| FY2026 |
$0.99
$0.96 – $1.01
|
286.18M | 4 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-12 | $0.19 | $0.23 | +19.4% |
| 2025-11-06 | $0.18 | $0.20 | +11.1% |
| 2025-08-07 | $0.16 | $0.22 | +37.5% |
| 2025-05-08 | $0.16 | $0.18 | +12.5% |
| 2025-03-27 | $0.13 | $0.16 | +23.1% |
| 2024-11-07 | $0.14 | $0.20 | +42.9% |
| 2024-08-12 | $0.13 | $0.18 | +38.5% |
| 2024-05-13 | N/A | $0.11 | — |
Dividend History
1 yr streakYield
0.00%
Payout Ratio
0.01%
Growth (3Y)
N/A
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Dec 02, 2025 | Dec 17, 2025 | $0.20 | 3.11% |
Puntos Clave
Revenue grew 79.63% annually over 5 years — strong growth
Net margin of 15.53% shows strong profitability
Negative free cash flow of -26.61M
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 30.55%
Capital efficient — spends only 0.40% of revenue on capex
Crecimiento
Revenue Growth (5Y)
79.63%
Revenue (1Y)110.18%
Earnings (1Y)N/A
FCF Growth (3Y)N/A
Calidad
Return on Equity
8.67%
ROIC7.87%
Net Margin15.53%
Op. Margin37.01%
Seguridad
Debt / Equity
0.98
Current Ratio0.69
Interest Coverage2.24
Valoración
P/E Ratio
23.79
Forward P/E8.95
P/B Ratio2.08
EV/EBITDA14.71
Dividend Yield0.00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 110.18% | Revenue Growth (3Y) | 88.22% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | 95.91% |
| Revenue Growth (5Y) | 79.63% | Earnings Growth (5Y) | 146.00% |
| Profitability | |||
| Revenue (TTM) | 235.24M | Net Income (TTM) | 36.53M |
| ROE | 8.67% | ROA | 3.99% |
| Gross Margin | 71.91% | Operating Margin | 37.01% |
| Net Margin | 15.53% | Free Cash Flow (TTM) | -26.61M |
| ROIC | 7.87% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.98 | Current Ratio | 0.69 |
| Interest Coverage | 2.24 | ||
| Dividends | |||
| Dividend Yield | 0.00% | Payout Ratio | 0.01% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 1 yrs | ||
| Valuation | |||
| P/E Ratio | 23.79 | Forward P/E | 8.95 |
| P/B Ratio | 2.08 | P/S Ratio | 3.69 |
| PEG Ratio | -0.11 | Forward PEG | N/A |
| EV/EBITDA | 14.71 | Fwd EV/EBITDA | 13.08 |
| Forward P/S | 3.04 | Fwd Earnings Yield | 11.17% |
| FCF Yield | -3.06% | ||
| Market Cap | 869.02M | Enterprise Value | 1.28B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 235.24M | 111.92M | 66.40M | 44.71M | 22.59M |
| Net Income | 36.53M | -23.96M | 9.52M | 31.68M | 997,415.0 |
| EPS (Diluted) | 0.36 | -0.34 | 0.16 | 0.63 | 0.02 |
| Gross Profit | 169.17M | 100.55M | 59.91M | 38.83M | 8.39M |
| Operating Income | 87.05M | -888,304.0 | 24.13M | 33.67M | 937,115.0 |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 915.92M | 874.16M | 331.83M | 59.09M | 1.84M |
| Total Liabilities | 478.70M | 450.87M | 167.76M | 30.95M | 1.07M |
| Shareholders' Equity | 418.54M | 424.15M | 163.93M | 27.25M | 915,048.0 |
| Total Debt | 411.18M | 385.91M | 141.74M | 28.33M | 1.05M |
| Cash & Equivalents | -384,618.0 | 131.94M | 25.59M | 30.05M | 102,420.0 |
| Current Assets | 80.73M | 159.56M | 31.78M | 33.28M | 194,816.0 |
| Current Liabilities | 116.64M | 62.47M | 23.33M | 1.30M | 995,929.0 |
