Retour
59
32
41
Fourchette du Jour
92,85 €
94,43 €
Fourchette 52 Semaines
82,45 €
103,39 €
Volume
1 762 759
Moyenne 50J / 200J
96,06 €
/
92,09 €
Clôture Précédente
92,30 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 7,7 | 10,3 |
| P/B | 1,4 | 1,1 |
| ROE % | 19,5 | 11,7 |
| Net Margin % | 22,1 | 16,8 |
| Rev Growth 5Y % | 22,3 | 11,7 |
| D/E | 0,1 | 0,5 |
Objectif de Cours des Analystes
Hold
106,22 €
+13.4%
Low: 93,00 €
High: 125,00 €
P/E Prévisionnel
10,0
BPA Prévisionnel
9,41 €
Croissance BPA (est.)
+0,0%
CA Est.
18 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
10,88 €
10,10 € – 12,28 €
|
20 B | 3 |
| FY2027 |
10,16 €
9,82 € – 10,54 €
|
18 B | 11 |
| FY2026 |
9,41 €
9,15 € – 9,84 €
|
18 B | 11 |
Points Clés
Revenue grew 22,25% annually over 5 years — strong growth
ROE of 19,54% — decent returns on equity
Net margin of 22,07% shows strong profitability
Debt/Equity of 0,11 — conservative balance sheet
Generating 6,13B in free cash flow
P/E of 7,72 — trading at a low valuation
Croissance
Revenue Growth (5Y)
22,25%
Revenue (1Y)14,27%
Earnings (1Y)2,02%
FCF Growth (3Y)3,71%
Qualité
Return on Equity
19,54%
ROIC13,86%
Net Margin22,07%
Op. Margin24,98%
Sécurité
Debt / Equity
0,11
Current Ratio1,21
Interest Coverage33,64
Valorisation
P/E Ratio
7,72
P/B Ratio1,40
EV/EBITDA7,17
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 14,27% | Revenue Growth (3Y) | 22,44% |
| Earnings Growth (1Y) | 2,02% | Earnings Growth (3Y) | -0,50% |
| Revenue Growth (5Y) | 22,25% | Earnings Growth (5Y) | 19,50% |
| Profitability | |||
| Revenue (TTM) | 19,93B | Net Income (TTM) | 4,40B |
| ROE | 19,54% | ROA | 6,56% |
| Gross Margin | 37,16% | Operating Margin | 24,98% |
| Net Margin | 22,07% | Free Cash Flow (TTM) | 6,13B |
| ROIC | 13,86% | FCF Growth (3Y) | 3,71% |
| Safety | |||
| Debt / Equity | 0,11 | Current Ratio | 1,21 |
| Interest Coverage | 33,64 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 7,72 | P/B Ratio | 1,40 |
| P/S Ratio | 1,70 | PEG Ratio | 2,49 |
| EV/EBITDA | 7,17 | Dividend Yield | 0,00% |
| Market Cap | 33,96B | Enterprise Value | 35,70B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 19,93B | 17,44B | 13,29B | 9,66B | 8,92B |
| Net Income | 4,40B | 4,31B | 4,44B | 1,48B | 2,16B |
| EPS (Diluted) | 11,62 | 11,19 | 11,62 | 3,80 | 5,23 |
| Gross Profit | 7,41B | 6,45B | 4,74B | 2,89B | 3,04B |
| Operating Income | 4,98B | 4,47B | 3,11B | 1,37B | 1,74B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 67,06B | 70,91B | 58,91B | 47,99B | 45,10B |
| Total Liabilities | 42,85B | 50,09B | 40,55B | 35,07B | 31,55B |
| Shareholders' Equity | 24,21B | 20,82B | 18,35B | 12,91B | 13,55B |
| Total Debt | 2,73B | 2,73B | 2,73B | 2,73B | 2,72B |
| Cash & Equivalents | 993,00M | 979,00M | 917,00M | 855,00M | 858,67M |
| Current Assets | 8,99B | 28,14B | 24,04B | 20,39B | 19,36B |
| Current Liabilities | 7,44B | 44,32B | 35,88B | 30,98B | 27,49B |
Scores de Stratégies
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#240 of 1024
Custom
Capital Light Compounder
#150 of 213
#225 of 658
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Capital Light Compounder
Mar 24, 2026
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026