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ACNB CORP

Qualité des données : 100%
ACNB
Nasdaq Financial Services Depository Institutions
51,22 €
▼ 0,64 € (-1,23%)
Cap. Boursière: 537,41 M
Prix
51,75 €
Cap. Boursière
537,41 M
Fourchette du Jour
Fourchette 52 Semaines
Volume
Ouverture —
Moyenne 50J / 200J
Moyenne 50J / 200J

Quick Summary

Points Clés

Earnings grew 16,34% over the past year
Net margin of 19,32% shows strong profitability
Generating 52,57 M in free cash flow
P/E of 14,50 — trading at a low valuation
Cash machine — converts 141,88% of earnings into free cash flow
Capital efficient — spends only 0,56% of revenue on capex

Croissance

Revenue Growth (5Y)
N/A
Revenue (1Y)45,10%
Earnings (1Y)16,34%
FCF Growth (3Y)15,46%

Qualité

Return on Equity
9,22%
En dessous de la moyenne du secteur (9,24%)
ROICN/A
Net Margin19,32%
Op. MarginN/A

Sécurité

Debt / Equity
0,82
Au-dessus de la moyenne du secteur (0,49)
Current RatioN/A
Interest CoverageN/A

Valorisation

PE (TTM|2027)
14,50 | 10,01
Au-dessus de la moyenne du secteur (11,14)
P/B Ratio1,32
EV/EBITDAN/A
Dividend YieldN/A

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (2180 pairs)
Métrique Action Médiane du Secteur
P/E 14,5 11,1
P/B 1,3 1,2
ROE % 9,2 9,2
Net Margin % 19,3 9,4
Rev Growth 5Y % 5,8
D/E 0,8 0,5

Objectif de Cours des Analystes

3 analystes
Buy
Actuel
51,22 €
+10.6%
Objectif
56,67 €
56,00 €
57,00 €
57,00 €
Prévisions
P/E Prévisionnel 9,91
BPA Prévisionnel 5,17 €
Croissance BPA (est.) +1,1%
CA Est. 166,16 M

Estimations de Bénéfices

Période BPA Est. CA Est. Analystes
FY2027 5,17 €
4,94 € – 5,43 €
166,16 M 4
FY2026 5,11 €
4,90 € – 5,38 €
163,12 M 4

Surprises de Résultats

Derniers 4 trimestres
Trimestre BPA Est. BPA Réel Surprise
Q42025 1,24 € 1,35 € +9,3%
Q32025 1,18 € 1,44 € +21,7%
Q22025 1,15 € 1,25 € +8,8%
Q12025 0,93 € 0,79 € -15,0%

ETFs Holding This Stock

VFPIX VFPIX
2,39% weight
QABA logo QABA First Trust NASDAQ ABA Community Bank Index Fund
0,24% weight
BOSVX BOSVX
0,20% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0,13% weight
NOSGX NOSGX
0,11% weight
AVSCX AVSCX
0,04% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0,04% weight
EES logo EES WisdomTree U.S. SmallCap Fund
0,04% weight
VYSVX VYSVX
0,04% weight
AVUV logo AVUV Avantis U.S. Small Cap Value ETF
0,02% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) 45,10% Revenue Growth (3Y) N/A
Earnings Growth (1Y) 16,34% Earnings Growth (3Y) 8,13%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 7,41%
Profitability
Revenue (TTM) 191,82 M Net Income (TTM) 37,05 M
ROE 9,22% ROA 1,14%
Gross Margin N/A Operating Margin N/A
Net Margin 19,32% Free Cash Flow (TTM) 52,57 M
ROIC N/A FCF Growth (3Y) 15,46%
Safety
Debt / Equity 0,82 Current Ratio N/A
Interest Coverage N/A Asset Turnover 0,06
Working Capital N/A Tangible Book Value 320,63 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 14,50 Forward P/E N/A
P/B Ratio 1,32 P/S Ratio 2,80
PEG Ratio 1,96 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 9,78%
Market Cap 537,41 M Enterprise Value 771,11 M
Per Share
EPS (Diluted TTM) 3,60 Revenue / Share 18,47
FCF / Share 5,06 OCF / Share 5,17
EPS CAGR (1Y) -3,49% EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue 0,56% FCF Conversion 141,88%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 191,82 M 132,20 M
Net Income 37,05 M 31,85 M 31,69 M 35,75 M 27,83 M
EPS (Diluted) 3,60 3,73 3,71
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 6,74 M 3,03 M
Interest Expense 40,12 M 23,85 M 8,32 M 3,62 M 6,92 M
Income Tax 9,40 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2023 FY2024 FY2022 FY2021
Total Assets 3,23 B 2,42 B 2,39 B 2,53 B 2,79 B
Total Liabilities 2,81 B 2,14 B 2,09 B 2,28 B 2,51 B
Shareholders' Equity 419,97 M 277,46 M 303,27 M 245,04 M 272,11 M
Total Debt 320,12 M 252,17 M 271,16 M 62,95 M 69,90 M
Cash & Equivalents 65,65 M 65,96 M 47,26 M 168,16 M 710,13 M
Current Assets
Current Liabilities