رجوع
نطاق اليوم
KWD 126.86
KWD 128.21
نطاق 52 أسبوعًا
KWD 114.73
KWD 150.02
حجم التداول
378,635
متوسط 50 يوم / 200 يوم
KWD 129.89
/
KWD 132.69
الإغلاق السابق
KWD 127.32
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (854 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 12.6 | 10.3 |
| P/B | 2.2 | 1.1 |
| ROE % | 18.1 | 11.7 |
| Net Margin % | 10.3 | 16.8 |
| Rev Growth 5Y % | 7.0 | 11.7 |
| D/E | 0.4 | 0.5 |
السعر المستهدف للمحللين
Hold
KWD 153.500
+20.2%
Low: KWD 142.000
High: KWD 165.000
مكرر الربحية المستقبلي
11.5
ربحية السهم المستقبلية
KWD 11.074
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
7.6 B
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2028 |
KWD 12.975
KWD 12.883 – KWD 13.130
|
8.5 B | 1 |
| FY2027 |
KWD 12.096
KWD 11.951 – KWD 12.262
|
7.9 B | 4 |
| FY2026 |
KWD 11.074
KWD 10.995 – KWD 11.206
|
7.6 B | 4 |
النقاط الرئيسية
Revenue grew 7.02% annually over 5 years — modest growth
ROE of 18.13% — decent returns on equity
Debt/Equity of 0.42 — conservative balance sheet
Generating 1.40B in free cash flow
P/E of 12.64 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 8.28%
النمو
Revenue Growth (5Y)
7.02%
Revenue (1Y)-1.26%
Earnings (1Y)-5.07%
FCF Growth (3Y)-14.18%
الجودة
Return on Equity
18.13%
ROIC11.74%
Net Margin10.30%
Op. Margin13.13%
الأمان
Debt / Equity
0.42
Current Ratio1.25
Interest Coverage13.41
التقييم
P/E Ratio
12.64
P/B Ratio2.21
EV/EBITDA10.20
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1.26% | Revenue Growth (3Y) | 2.85% |
| Earnings Growth (1Y) | -5.07% | Earnings Growth (3Y) | -0.59% |
| Revenue Growth (5Y) | 7.02% | Earnings Growth (5Y) | -19.40% |
| Profitability | |||
| Revenue (TTM) | 8.17B | Net Income (TTM) | 842.00M |
| ROE | 18.13% | ROA | 3.18% |
| Gross Margin | 46.32% | Operating Margin | 13.13% |
| Net Margin | 10.30% | Free Cash Flow (TTM) | 1.40B |
| ROIC | 11.74% | FCF Growth (3Y) | -14.18% |
| Safety | |||
| Debt / Equity | 0.42 | Current Ratio | 1.25 |
| Interest Coverage | 13.41 | Dividend Yield | 0.05% |
| Valuation | |||
| P/E Ratio | 12.64 | P/B Ratio | 2.21 |
| P/S Ratio | 1.30 | PEG Ratio | -2.77 |
| EV/EBITDA | 10.20 | Dividend Yield | 0.05% |
| Market Cap | 10.64B | Enterprise Value | 10.95B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 8.17B | 8.28B | 7.73B | 6.77B | 6.23B |
| Net Income | 842.00M | 887.00M | 852.00M | 898.00M | 2.00B |
| EPS (Diluted) | 10.08 | 10.57 | 10.05 | 10.53 | 23.30 |
| Gross Profit | 3.79B | 1.47B | 1.36B | 1.20B | 1.37B |
| Operating Income | 1.07B | 1.12B | 1.07B | 1.12B | 1.34B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 26.50B | 25.01B | 24.62B | 24.09B | 24.89B |
| Total Liabilities | 24.37B | 20.54B | 20.36B | 20.04B | 19.87B |
| Shareholders' Equity | 4.82B | 4.47B | 4.26B | 4.05B | 5.01B |
| Total Debt | 2.04B | 1.90B | 1.83B | 1.69B | 2.20B |
| Cash & Equivalents | 1.73B | 1.41B | 1.23B | 872.00M | 2.13B |
| Current Assets | 3.37B | 2.94B | 2.70B | 2.21B | 3.40B |
| Current Liabilities | 2.69B | 2.61B | 2.53B | 2.37B | 2.25B |