Retour
51
66
Fourchette du Jour
80,96 €
82,23 €
Fourchette 52 Semaines
74,09 €
92,40 €
Volume
198 114
Moyenne 50J / 200J
85,62 €
/
85,08 €
Clôture Précédente
81,45 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 7,5 | 10,3 |
| P/B | 0,7 | 1,1 |
| ROE % | 9,0 | 11,7 |
| Net Margin % | 63,8 | 16,8 |
| Rev Growth 5Y % | 3,1 | 11,6 |
| D/E | 0,3 | 0,5 |
Objectif de Cours des Analystes
Hold
94,00 €
+15.1%
P/E Prévisionnel
11,89
BPA Prévisionnel
6,85 €
Croissance BPA (est.)
+0,0%
CA Est.
818,34M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
8,63 €
8,08 € – 9,20 €
|
901,48M | 1 |
| FY2027 |
7,34 €
6,87 € – 7,82 €
|
807,26M | 2 |
| FY2026 |
6,85 €
6,41 € – 7,30 €
|
818,34M | 2 |
No quarterly estimates available
Dividend History
Yield
0,02%
Payout Ratio
N/A
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Points Clés
Revenue grew 3,08% annually over 5 years — modest growth
Earnings grew 33,78% over the past year
Net margin of 63,83% shows strong profitability
Debt/Equity of 0,30 — conservative balance sheet
Generating 259,00M in free cash flow
P/E of 7,48 — trading at a low valuation
Croissance
Revenue Growth (5Y)
3,08%
Revenue (1Y)-3,19%
Earnings (1Y)33,78%
FCF Growth (3Y)-25,05%
Qualité
Return on Equity
9,02%
ROIC6,74%
Net Margin63,83%
Op. Margin84,01%
Sécurité
Debt / Equity
0,30
Current RatioN/A
Interest Coverage7,44
Valorisation
P/E Ratio
7,48
Forward P/EN/A
P/B Ratio0,66
EV/EBITDA7,67
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -3,19% | Revenue Growth (3Y) | -11,89% |
| Earnings Growth (1Y) | 33,78% | Earnings Growth (3Y) | -17,50% |
| Revenue Growth (5Y) | 3,08% | Earnings Growth (5Y) | 6,64% |
| Profitability | |||
| Revenue (TTM) | 788,00M | Net Income (TTM) | 503,00M |
| ROE | 9,02% | ROA | 4,13% |
| Gross Margin | 92,89% | Operating Margin | 84,01% |
| Net Margin | 63,83% | Free Cash Flow (TTM) | 259,00M |
| ROIC | 6,74% | FCF Growth (3Y) | -25,05% |
| Safety | |||
| Debt / Equity | 0,30 | Current Ratio | N/A |
| Interest Coverage | 7,44 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 7,48 | Forward P/E | N/A |
| P/B Ratio | 0,66 | P/S Ratio | 4,78 |
| PEG Ratio | 0,19 | Forward PEG | N/A |
| EV/EBITDA | 7,67 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 6,88% | ||
| Market Cap | 3,76B | Enterprise Value | 5,08B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 788,00M | 814,00M | 1,02B | 684,00M | 698,00M |
| Net Income | 503,00M | 376,00M | 739,00M | 124,00M | 389,00M |
| EPS (Diluted) | 10,18 | 6,87 | 12,30 | 1,92 | 5,24 |
| Gross Profit | 732,00M | 820,00M | 840,00M | 654,00M | 904,00M |
| Operating Income | 662,00M | 488,00M | 668,00M | 148,00M | 477,00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12,18B | 11,90B | 12,54B | 16,84B | 18,21B |
| Total Liabilities | 6,39B | 6,35B | 6,77B | 11,55B | 11,71B |
| Shareholders' Equity | 5,66B | 5,50B | 5,71B | 5,06B | 6,29B |
| Total Debt | 1,70B | 1,70B | 1,69B | 6,99B | 1,67B |
| Cash & Equivalents | 388,00M | 121,00M | 97,00M | 107,00M | 120,00M |
| Current Assets | 8,33B | 0,0 | 0,0 | 9,59B | 11,72B |
| Current Liabilities | 0,0 | 3,99B | 0,0 | 297,00M | 928,00M |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#278 of 827
#45 of 709
Activité Récente
Entré
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entré
Defensive Investing (Benjamin Graham)
Mar 24, 2026