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ASPEN INSURANCE HOLDINGS LTD

Data quality: 100%
Also listed as AHL-PD NYSE AHL-PF NYSE
AHL-PE
NYSE Financial Services Insurance Carriers
$20.54
▲ $0.23 (1.11%)
Mkt Cap: 1.87 B
Price
$20.35
Mkt Cap
1.87 B
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
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Quick Summary

Key Takeaways

Revenue grew 5.20% annually over 5 years — modest growth
Earnings declined -30.01% over the past year
ROE of 12.92% — decent returns on equity
Debt/Equity of 0.12 — conservative balance sheet
Generating 439.00 M in free cash flow
P/E of 5.49 — trading at a low valuation

Growth

Revenue Growth (5Y)
5.20%
Below sector avg (5.83%)
Revenue (1Y)-1.25%
Earnings (1Y)-30.01%
FCF Growth (3Y)16.28%

Quality

Return on Equity
12.92%
Above sector avg (9.24%)
ROICN/A
Net Margin10.57%
Op. MarginN/A

Safety

Debt / Equity
0.12
Below sector avg (0.49)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
5.49
Below sector avg (11.15)
P/B Ratio0.73
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2180 peers)
Metric Stock Sector Median
P/E 5.5 11.1
P/B 0.7 1.2
ROE % 12.9 9.2
Net Margin % 10.6 9.4
Rev Growth 5Y % 5.2 5.8
D/E 0.1 0.5

All Fundamental Metrics
Growth
Revenue Growth (1Y) -1.25% Revenue Growth (3Y) 4.19%
Earnings Growth (1Y) -30.01% Earnings Growth (3Y) -20.24%
Revenue Growth (5Y) 5.20% Earnings Growth (5Y) 83.81%
Profitability
Revenue (TTM) 3.22 B Net Income (TTM) 340.20 M
ROE 12.92% ROA 2.40%
Gross Margin N/A Operating Margin N/A
Net Margin 10.57% Free Cash Flow (TTM) 439.00 M
ROIC N/A FCF Growth (3Y) 16.28%
Safety
Debt / Equity 0.12 Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.23
Working Capital N/A Tangible Book Value 2.55 B
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 5.49 Forward P/E N/A
P/B Ratio 0.73 P/S Ratio 0.58
PEG Ratio 0.07 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 23.49%
Market Cap 1.87 B Enterprise Value 1.11 B
Per Share
EPS (Diluted TTM) 3.17 Revenue / Share 35.06
FCF / Share 4.78 OCF / Share 4.78
EPS CAGR (1Y) -55.60% EPS CAGR (5Y) N/A
EPS CAGR (10Y) 2.18%
Efficiency
CapEx / Revenue N/A FCF Conversion 129.04%
SBC-Adj. FCF 433.90 M Growth Momentum -6.45

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 3.22 B 3.26 B 2.97 B 2.89 B 2.63 B
Net Income 340.20 M 486.10 M 534.70 M 51.10 M 29.80 M
EPS (Diluted) 3.17 7.14 8.03 — —
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses 671.40 M 533.10 M 503.60 M 494.20 M 418.00 M
D&A — — — — —
Interest Expense 31.70 M 62.10 M 55.20 M 43.70 M 14.30 M
Income Tax 103.90 M -22.00 M -132.10 M -78.10 M 5.30 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 16.31 B 15.75 B 15.22 B 15.16 B 13.84 B
Total Liabilities 12.68 B 12.38 B 12.32 B 12.80 B 11.07 B
Shareholders' Equity 3.63 B 3.37 B 2.91 B 2.36 B 2.77 B
Total Debt 296.80 M 300.00 M 300.00 M 299.90 M 299.90 M
Cash & Equivalents 1.66 B 914.20 M 1.03 B 959.20 M 1.31 B
Current Assets — — — — —
Current Liabilities — — — — —