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Day Range
$5.53
$5.78
52-Week Range
$5.47
$7.98
Volume
1,882,144
50D / 200D Avg
$6.50
/
$6.77
Prev Close
$5.61
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 103.8 | 10.3 |
| P/B | 0.9 | 1.1 |
| ROE % | 0.9 | 11.6 |
| Net Margin % | 2.0 | 16.8 |
| Rev Growth 5Y % | 0.1 | 11.6 |
| D/E | 2.9 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2029 |
-$0.27
-$0.28 – -$0.25
|
240 M | 1 |
| FY2028 |
-$0.28
-$0.29 – -$0.26
|
240 M | 1 |
| FY2027 |
-$0.29
-$0.29 – -$0.28
|
220 M | 2 |
Key Takeaways
Revenue grew 0.06% annually over 5 years — modest growth
Earnings declined -84.28% over the past year
ROE of 0.86% is below average
Debt/Equity of 2.86 — high leverage
Generating 16.62M in free cash flow
P/E of 103.82 — premium valuation
Growth
Revenue Growth (5Y)
0.06%
Revenue (1Y)3.98%
Earnings (1Y)-84.28%
FCF Growth (3Y)-50.40%
Quality
Return on Equity
0.86%
ROIC2.46%
Net Margin1.96%
Op. Margin27.93%
Safety
Debt / Equity
2.86
Current Ratio0.58
Interest Coverage0.95
Valuation
P/E Ratio
103.82
P/B Ratio0.93
EV/EBITDA29.20
Dividend Yield0.13%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3.98% | Revenue Growth (3Y) | -34.62% |
| Earnings Growth (1Y) | -84.28% | Earnings Growth (3Y) | -17.77% |
| Revenue Growth (5Y) | 0.06% | Earnings Growth (5Y) | -28.87% |
| Profitability | |||
| Revenue (TTM) | 285.42M | Net Income (TTM) | 5.60M |
| ROE | 0.86% | ROA | 0.22% |
| Gross Margin | 3.48% | Operating Margin | 27.93% |
| Net Margin | 1.96% | Free Cash Flow (TTM) | 16.62M |
| ROIC | 2.46% | FCF Growth (3Y) | -50.40% |
| Safety | |||
| Debt / Equity | 2.86 | Current Ratio | 0.58 |
| Interest Coverage | 0.95 | Dividend Yield | 0.13% |
| Valuation | |||
| P/E Ratio | 103.82 | P/B Ratio | 0.93 |
| P/S Ratio | 2.04 | PEG Ratio | -0.81 |
| EV/EBITDA | 29.20 | Dividend Yield | 0.13% |
| Market Cap | 581.80M | Enterprise Value | 2.33B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 285.42M | 274.50M | 667.72M | 454.84M | 284.74M |
| Net Income | 5.60M | 35.65M | 8.29M | 74.75M | 21.89M |
| EPS (Diluted) | -0.07 | 0.30 | -0.04 | 0.72 | 0.12 |
| Gross Profit | 9.93M | 6.26M | -5.47M | 6.69M | -12.04M |
| Operating Income | 79.71M | 86.96M | 66.71M | 73.08M | 45.22M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.60B | 2.51B | 2.56B | 2.24B | 1.94B |
| Total Liabilities | 1.77B | 1.62B | 1.76B | 1.34B | 1.16B |
| Shareholders' Equity | 627.78M | 670.64M | 572.62M | 647.45M | 555.35M |
| Total Debt | 1.80B | 1.57B | 1.68B | 1.26B | 1.11B |
| Cash & Equivalents | 52.38M | 33.52M | 30.17M | 51.87M | 40.44M |
| Current Assets | 247.23M | 218.93M | 169.87M | 227.09M | 196.45M |
| Current Liabilities | 424.05M | 136.70M | 73.75M | 12.08M | 34.11M |