Atrás
Rango del Día
$2.47
$2.70
Rango de 52 Semanas
$1.75
$3.49
Volumen
600
Promedio 50D / 200D
$3.19
/
$2.51
Cierre Anterior
$2.70
Quick Summary
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 21.6 | 10.3 |
| P/B | 2.2 | 1.1 |
| ROE % | 9.8 | 11.7 |
| Net Margin % | 56.2 | 16.9 |
| Rev Growth 5Y % | -16.2 | 11.6 |
| D/E | 0.0 | 0.5 |
Precio Objetivo de Analistas
No hay cobertura de analistas disponible
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2029 |
$0.09
$0.09 – $0.10
|
191.72M | 1 |
| FY2028 |
$0.09
$0.09 – $0.10
|
177.38M | 1 |
| FY2027 |
$0.08
$0.08 – $0.09
|
160.50M | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-12 | N/A | $0.10 | — |
| 2025-09-05 | N/A | $0.09 | — |
| 2025-02-07 | N/A | $0.07 | — |
| 2024-09-05 | $0.09 | $0.06 | -28.1% |
| 2024-04-15 | $0.08 | $0.11 | +34.9% |
| 2023-06-29 | $0.10 | $0.07 | -25.2% |
| 2022-12-31 | $0.09 | $0.08 | -20.3% |
| 2022-06-30 | $0.06 | -$0.01 | -116.4% |
Dividend History
Yield
0.11%
Payout Ratio
N/A
Growth (3Y)
N/A
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 27, 2026 | Mar 30, 2026 | $0.06 | 6.58% |
| Nov 07, 2025 | Dec 08, 2025 | $0.16 | 9.20% |
| Feb 28, 2025 | Mar 31, 2025 | $0.06 | 11.73% |
| Nov 08, 2024 | Dec 06, 2024 | $0.16 | 8.03% |
| Feb 29, 2024 | Apr 02, 2024 | $0.06 | 7.91% |
| Nov 02, 2023 | Dec 08, 2023 | $0.15 | 9.17% |
| Mar 02, 2023 | Mar 29, 2023 | $0.06 | 5.94% |
| Nov 03, 2022 | Dec 09, 2022 | $0.14 | 9.86% |
| Mar 03, 2022 | Mar 30, 2022 | $0.06 | 7.08% |
| Nov 04, 2021 | Dec 10, 2021 | $0.16 | 5.30% |
| Mar 04, 2021 | Mar 30, 2021 | $0.07 | 3.62% |
| Nov 05, 2020 | Dec 11, 2020 | $0.16 | 4.75% |
| Mar 05, 2020 | Mar 30, 2020 | $0.06 | 3.66% |
| Oct 31, 2019 | Dec 06, 2019 | $0.16 | 3.61% |
| Mar 07, 2019 | Apr 04, 2019 | $0.06 | 4.15% |
| Nov 01, 2018 | Dec 07, 2018 | $0.16 | 4.75% |
| Mar 08, 2018 | Apr 04, 2018 | $0.06 | 3.91% |
| Nov 02, 2017 | Dec 01, 2017 | $0.16 | 4.24% |
| Mar 09, 2017 | Apr 07, 2017 | $0.06 | 4.89% |
| Nov 03, 2016 | Dec 02, 2016 | $0.15 | 5.26% |
Puntos Clave
Revenue declined -16.21% annually over 5 years
Earnings declined -13.34% over the past year
Net margin of 56.23% shows strong profitability
Debt/Equity of 0.01 — conservative balance sheet
Generating 48.40M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 6.49%
Crecimiento
Revenue Growth (5Y)
-16.21%
Revenue (1Y)-22.70%
Earnings (1Y)-13.34%
FCF Growth (3Y)-41.20%
Calidad
Return on Equity
9.75%
ROIC5.45%
Net Margin56.23%
Op. Margin39.61%
Seguridad
Debt / Equity
0.01
Current Ratio7.01
Interest Coverage190.67
Valoración
P/E Ratio
21.62
Forward P/EN/A
P/B Ratio2.24
EV/EBITDA24.67
Dividend Yield0.11%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -22.70% | Revenue Growth (3Y) | -13.05% |
| Earnings Growth (1Y) | -13.34% | Earnings Growth (3Y) | -1.27% |
| Revenue Growth (5Y) | -16.21% | Earnings Growth (5Y) | -23.74% |
| Profitability | |||
| Revenue (TTM) | 144.40M | Net Income (TTM) | 81.20M |
| ROE | 9.75% | ROA | 8.94% |
| Gross Margin | 83.52% | Operating Margin | 39.61% |
| Net Margin | 56.23% | Free Cash Flow (TTM) | 48.40M |
| ROIC | 5.45% | FCF Growth (3Y) | -41.20% |
| Safety | |||
| Debt / Equity | 0.01 | Current Ratio | 7.01 |
| Interest Coverage | 190.67 | ||
| Dividends | |||
| Dividend Yield | 0.11% | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 21.62 | Forward P/E | N/A |
| P/B Ratio | 2.24 | P/S Ratio | 12.16 |
| PEG Ratio | -0.91 | Forward PEG | N/A |
| EV/EBITDA | 24.67 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 2.76% | ||
| Market Cap | 1.76B | Enterprise Value | 1.41B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 144.40M | 186.80M | 191.00M | 254.40M | 292.90M |
| Net Income | 81.20M | 93.70M | 83.30M | 88.50M | 240.10M |
| EPS (Diluted) | 0.12 | 0.14 | 0.12 | 0.13 | 0.34 |
| Gross Profit | 120.60M | 101.70M | 124.80M | 232.30M | 271.50M |
| Operating Income | 57.20M | 57.20M | 77.40M | 119.20M | 258.30M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 908.10M | 979.70M | 1.01B | 1.10B | 1.11B |
| Total Liabilities | 117.30M | 88.90M | 95.70M | 131.40M | 175.30M |
| Shareholders' Equity | 782.60M | 882.60M | 898.80M | 945.00M | 911.60M |
| Total Debt | 4.60M | 6.40M | 5.80M | 8.00M | 9.80M |
| Cash & Equivalents | 348.70M | 511.80M | 478.60M | 552.00M | 456.10M |
| Current Assets | 737.10M | 806.00M | 834.70M | 923.70M | 946.10M |
| Current Liabilities | 105.20M | 75.50M | 82.70M | 116.80M | 157.50M |