Terug
Dagbereik
€ 38,46
€ 39,24
52-Weeksbereik
€ 25,03
€ 42,66
Volume
92.734
50D / 200D Gem.
€ 38,24
/
€ 31,79
Vorige Slotkoers
€ 38,56
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 11,1 | 10,3 |
| P/B | 1,5 | 1,1 |
| ROE % | 13,9 | 11,6 |
| Net Margin % | 23,0 | 16,8 |
| Rev Growth 5Y % | 21,5 | 11,6 |
| D/E | 0,1 | 0,5 |
Koersdoel Analisten
Hold
€ 27,00
-30.0%
Forward K/W
9,45
Forward WPA
€ 4,08
WPA Groei (sch.)
+0,0%
Omzet Sch.
370,25M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 4,51
€ 4,50 – € 4,52
|
394,71M | 1 |
| FY2026 |
€ 4,08
€ 4,07 – € 4,09
|
370,25M | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-05 | N/A | € 0,88 | — |
| 2025-10-23 | € 0,88 | € 0,91 | +3,4% |
| 2025-07-24 | € 0,90 | € 0,88 | -2,2% |
| 2025-04-24 | € 0,88 | € 0,88 | 0,0% |
| 2025-01-23 | € 0,87 | € 0,90 | +3,4% |
| 2024-10-24 | € 0,83 | € 0,91 | +9,6% |
| 2024-07-25 | € 0,79 | € 0,85 | +7,6% |
| 2024-04-25 | € 0,74 | € 0,83 | +12,2% |
Dividend History
7 yr streakYield
0,02%
Payout Ratio
0,16%
Growth (3Y)
15,87%
Growth (5Y)
11,84%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 03, 2026 | Feb 19, 2026 | € 0,17 | 1,46% |
| Nov 05, 2025 | Nov 20, 2025 | € 0,14 | 2,01% |
| Aug 05, 2025 | Aug 21, 2025 | € 0,14 | 1,96% |
| May 06, 2025 | May 22, 2025 | € 0,14 | 1,77% |
| Feb 11, 2025 | Feb 27, 2025 | € 0,14 | 1,38% |
| Nov 05, 2024 | Nov 21, 2024 | € 0,12 | 1,38% |
| Aug 06, 2024 | Aug 22, 2024 | € 0,12 | 1,56% |
| May 07, 2024 | May 22, 2024 | € 0,12 | 1,67% |
| Feb 05, 2024 | Feb 23, 2024 | € 0,10 | 1,58% |
| Nov 06, 2023 | Nov 24, 2023 | € 0,10 | 2,06% |
| Aug 04, 2023 | Aug 22, 2023 | € 0,10 | 2,04% |
| May 09, 2023 | May 24, 2023 | € 0,10 | 2,70% |
| Feb 03, 2023 | Feb 20, 2023 | € 0,10 | 1,65% |
| Nov 08, 2022 | Nov 28, 2022 | € 0,10 | 1,51% |
| Aug 09, 2022 | Aug 29, 2022 | € 0,10 | 1,42% |
| May 10, 2022 | May 25, 2022 | € 0,08 | 1,63% |
| Feb 14, 2022 | Mar 01, 2022 | € 0,08 | 1,88% |
| Nov 18, 2021 | Dec 01, 2021 | € 0,08 | 1,78% |
| Aug 17, 2021 | Sep 01, 2021 | € 0,08 | 2,06% |
| May 13, 2021 | Jun 01, 2021 | € 0,08 | 1,99% |
Belangrijkste Punten
Revenue grew 21,51% annually over 5 years — strong growth
ROE of 13,91% — decent returns on equity
Net margin of 22,95% shows strong profitability
Debt/Equity of 0,12 — conservative balance sheet
Generating 134,40M in free cash flow
P/E of 11,05 — trading at a low valuation
Groei
Revenue Growth (5Y)
21,51%
Revenue (1Y)4,52%
Earnings (1Y)-1,87%
FCF Growth (3Y)7,76%
Kwaliteit
Return on Equity
13,91%
ROIC11,83%
Net Margin22,95%
Op. Margin30,79%
Veiligheid
Debt / Equity
0,12
Current Ratio12,77
Interest Coverage1,13
Waardering
P/E Ratio
11,05
Forward P/E9,45
P/B Ratio1,45
EV/EBITDA8,88
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,52% | Revenue Growth (3Y) | 9,07% |
| Earnings Growth (1Y) | -1,87% | Earnings Growth (3Y) | 8,96% |
| Revenue Growth (5Y) | 21,51% | Earnings Growth (5Y) | 18,52% |
| Profitability | |||
| Revenue (TTM) | 455,03M | Net Income (TTM) | 104,45M |
| ROE | 13,91% | ROA | 1,18% |
| Gross Margin | 70,28% | Operating Margin | 30,79% |
| Net Margin | 22,95% | Free Cash Flow (TTM) | 134,40M |
| ROIC | 11,83% | FCF Growth (3Y) | 7,76% |
| Safety | |||
| Debt / Equity | 0,12 | Current Ratio | 12,77 |
| Interest Coverage | 1,13 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,16% |
| Dividend Growth (3Y) | 15,87% | Dividend Growth (5Y) | 11,84% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 11,05 | Forward P/E | 9,45 |
| P/B Ratio | 1,45 | P/S Ratio | 2,54 |
| PEG Ratio | -10,65 | Forward PEG | N/A |
| EV/EBITDA | 8,88 | Fwd EV/EBITDA | 9,41 |
| Forward P/S | 3,12 | Fwd Earnings Yield | 10,58% |
| FCF Yield | 11,64% | ||
| Market Cap | 1,15B | Enterprise Value | 1,24B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 455,03M | 435,34M | 382,48M | 285,16M | 208,77M |
| Net Income | 104,45M | 106,43M | 87,98M | 81,48M | 52,94M |
| EPS (Diluted) | 3,41 | 3,44 | 2,86 | 2,61 | 1,68 |
| Gross Profit | 319,80M | 306,19M | 271,05M | 251,51M | 202,83M |
| Operating Income | 140,10M | 145,32M | 124,73M | 108,16M | 70,73M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 8,87B | 8,26B | 7,97B | 7,84B | 7,08B |
| Total Liabilities | 8,08B | 7,55B | 7,39B | 7,33B | 6,51B |
| Shareholders' Equity | 794,46M | 707,65M | 585,23M | 508,82M | 563,74M |
| Total Debt | 94,06M | 334,14M | 335,57M | 698,49M | 131,99M |
| Cash & Equivalents | 4,50M | 60,75M | 90,17M | 63,54M | 330,49M |
| Current Assets | 118,29M | 1,75B | 1,63B | 1,92B | 2,47B |
| Current Liabilities | 9,26M | 7,18B | 7,01B | 6,60B | 6,36B |