Retour
60
38
18
29
Fourchette du Jour
269,82 €
277,21 €
Fourchette 52 Semaines
139,22 €
334,78 €
Volume
308 674
Moyenne 50J / 200J
304,95 €
/
252,23 €
Clôture Précédente
275,28 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,8 | 10,3 |
| P/B | 2,4 | 1,1 |
| ROE % | 21,8 | 11,6 |
| Net Margin % | 29,3 | 16,8 |
| Rev Growth 5Y % | 0,3 | 11,6 |
| D/E | 0,8 | 0,5 |
Objectif de Cours des Analystes
Hold
322,20 €
+16.9%
Low: 282,00 €
High: 408,00 €
P/E Prévisionnel
8,2
BPA Prévisionnel
33,56 €
Croissance BPA (est.)
+0,0%
CA Est.
2,3 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
45,97 €
43,00 € – 48,48 €
|
2,5 B | 1 |
| FY2028 |
45,68 €
42,73 € – 48,17 €
|
2,8 B | 1 |
| FY2027 |
38,45 €
26,64 € – 44,41 €
|
2,5 B | 5 |
Points Clés
Revenue grew 0,34% annually over 5 years — modest growth
Earnings grew 40,07% over the past year
ROE of 21,77% indicates high profitability
Net margin of 29,30% shows strong profitability
Generating 1,00B in free cash flow
P/E of 10,82 — trading at a low valuation
Croissance
Revenue Growth (5Y)
0,34%
Revenue (1Y)19,83%
Earnings (1Y)40,07%
FCF Growth (3Y)7,97%
Qualité
Return on Equity
21,77%
ROIC9,83%
Net Margin29,30%
Op. Margin31,76%
Sécurité
Debt / Equity
0,83
Current RatioN/A
Interest Coverage5,69
Valorisation
P/E Ratio
10,82
P/B Ratio2,39
EV/EBITDA12,69
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 19,83% | Revenue Growth (3Y) | 9,02% |
| Earnings Growth (1Y) | 40,07% | Earnings Growth (3Y) | 3,20% |
| Revenue Growth (5Y) | 0,34% | Earnings Growth (5Y) | 6,09% |
| Profitability | |||
| Revenue (TTM) | 2,45B | Net Income (TTM) | 716,60M |
| ROE | 21,77% | ROA | 7,78% |
| Gross Margin | 86,04% | Operating Margin | 31,76% |
| Net Margin | 29,30% | Free Cash Flow (TTM) | 1,00B |
| ROIC | 9,83% | FCF Growth (3Y) | 7,97% |
| Safety | |||
| Debt / Equity | 0,83 | Current Ratio | N/A |
| Interest Coverage | 5,69 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 10,82 | P/B Ratio | 2,39 |
| P/S Ratio | 3,17 | PEG Ratio | 0,22 |
| EV/EBITDA | 12,69 | Dividend Yield | 0,00% |
| Market Cap | 7,75B | Enterprise Value | 9,86B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,45B | 2,04B | 2,06B | 2,33B | 2,41B |
| Net Income | 716,60M | 511,60M | 672,90M | 1,15B | 565,70M |
| EPS (Diluted) | 22,74 | 15,13 | 17,42 | 25,35 | 13,05 |
| Gross Profit | 2,10B | 1,13B | 1,15B | 1,26B | 1,37B |
| Operating Income | 776,80M | 706,70M | 730,80M | 805,20M | 965,90M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9,21B | 8,83B | 9,06B | 8,88B | 8,88B |
| Total Liabilities | 4,79B | 4,18B | 4,10B | 4,24B | 4,49B |
| Shareholders' Equity | 3,24B | 3,35B | 3,59B | 3,23B | 2,79B |
| Total Debt | 2,69B | 2,62B | 2,54B | 2,54B | 2,49B |
| Cash & Equivalents | 586,00M | 950,00M | 813,60M | 429,20M | 908,50M |
| Current Assets | 1,08B | 1,42B | 1,64B | 1,46B | 1,41B |
| Current Liabilities | 0,0 | 639,10M | 628,50M | 778,30M | 789,10M |
Scores de Stratégies
This stock passed the criteria for 4 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#220 of 1052
Custom
Capital Light Compounder
#124 of 219
#441 of 670
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#305 of 332
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Capital Light Compounder
Mar 24, 2026
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026