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Dagbereik
€ 0,86
€ 0,86
52-Weeksbereik
€ 0,80
€ 1,35
Volume
1.000
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€ 0,98
Vorige Slotkoers
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Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (857 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 16,4 | 10,2 |
| P/B | 0,6 | 1,1 |
| ROE % | 3,6 | 11,7 |
| Net Margin % | 7,9 | 16,8 |
| Rev Growth 5Y % | -9,1 | 11,7 |
| D/E | 7,9 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 0,13
€ 0,12 – € 0,13
|
1,58B | 1 |
| FY2028 |
€ 0,14
€ 0,13 – € 0,14
|
1,53B | 1 |
| FY2027 |
€ 0,13
€ 0,12 – € 0,13
|
1,47B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-11 | € 0,06 | € 0,01 | -77,0% |
| 2025-08-06 | € 0,03 | € 0,02 | -27,2% |
| 2025-02-12 | € 0,03 | € 0,02 | -27,5% |
| 2024-08-08 | € 0,03 | € 0,02 | -34,2% |
| 2024-04-12 | € 0,02 | € 0,00 | -94,9% |
| 2023-06-30 | € 0,02 | € 0,06 | +136,6% |
| 2022-12-31 | € 0,02 | -€ 0,03 | -225,3% |
| 2022-06-30 | € 0,03 | € 0,02 | -18,6% |
Dividend History
4 yr streakYield
0,02%
Payout Ratio
0,57%
Growth (3Y)
-35,96%
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 02, 2026 | Apr 02, 2026 | € 0,01 | 2,82% |
| Aug 22, 2025 | Sep 26, 2025 | € 0,01 | 1,47% |
| Mar 03, 2025 | Apr 03, 2025 | € 0,01 | 2,34% |
| Aug 22, 2024 | Sep 27, 2024 | € 0,01 | 4,03% |
| Mar 01, 2024 | Apr 04, 2024 | € 0,01 | 5,00% |
| Aug 23, 2023 | Sep 29, 2023 | € 0,02 | 5,07% |
| Mar 01, 2023 | Apr 03, 2023 | € 0,02 | 2,49% |
| Sep 18, 2020 | Oct 01, 2020 | € 0,07 | 9,20% |
| Feb 27, 2019 | Mar 28, 2019 | € 0,03 | 7,17% |
| Aug 22, 2018 | Sep 28, 2018 | € 0,07 | 10,47% |
| Feb 21, 2018 | Mar 28, 2018 | € 0,11 | 8,07% |
| Aug 23, 2017 | Sep 29, 2017 | € 0,11 | 7,86% |
| Feb 22, 2017 | Mar 31, 2017 | € 0,11 | 7,16% |
| Aug 31, 2016 | Oct 07, 2016 | € 0,11 | 6,95% |
| Mar 01, 2016 | Apr 08, 2016 | € 0,10 | 6,77% |
| Sep 01, 2015 | Oct 09, 2015 | € 0,10 | 7,78% |
| Mar 03, 2015 | Apr 10, 2015 | € 0,11 | 6,55% |
| Sep 03, 2014 | Oct 10, 2014 | € 0,12 | 5,36% |
| Mar 03, 2014 | — | € 0,13 | 6,90% |
| Sep 03, 2013 | — | € 0,16 | 6,86% |
Belangrijkste Punten
Revenue declined -9,11% annually over 5 years
Earnings declined -11,33% over the past year
ROE of 3,60% is below average
Debt/Equity of 7,92 — high leverage
Negative free cash flow of -1,45B
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 105,96%
Groei
Revenue Growth (5Y)
-9,11%
Revenue (1Y)96,85%
Earnings (1Y)-11,33%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
3,60%
ROIC0,51%
Net Margin7,89%
Op. Margin13,35%
Veiligheid
Debt / Equity
7,92
Current Ratio0,32
Interest Coverage0,15
Waardering
P/E Ratio
16,37
Forward P/E7,23
P/B Ratio0,58
EV/EBITDA135,85
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 96,85% | Revenue Growth (3Y) | 9,67% |
| Earnings Growth (1Y) | -11,33% | Earnings Growth (3Y) | -29,16% |
| Revenue Growth (5Y) | -9,11% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 1,69B | Net Income (TTM) | 133,00M |
| ROE | 3,60% | ROA | 0,39% |
| Gross Margin | 13,77% | Operating Margin | 13,35% |
| Net Margin | 7,89% | Free Cash Flow (TTM) | -1,45B |
| ROIC | 0,51% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 7,92 | Current Ratio | 0,32 |
| Interest Coverage | 0,15 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,57% |
| Dividend Growth (3Y) | -35,96% | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 4 yrs | ||
| Valuation | |||
| P/E Ratio | 16,37 | Forward P/E | 7,23 |
| P/B Ratio | 0,58 | P/S Ratio | 1,29 |
| PEG Ratio | -3,45 | Forward PEG | N/A |
| EV/EBITDA | 135,85 | Fwd EV/EBITDA | 29,39 |
| Forward P/S | 1,54 | Fwd Earnings Yield | 13,83% |
| FCF Yield | -66,55% | ||
| Market Cap | 2,18B | Enterprise Value | 30,57B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,69B | 856,00M | 1,40B | 803,00M | 2,47B |
| Net Income | 133,00M | 150,00M | 265,00M | 387,00M | -279,00M |
| EPS (Diluted) | 0,05 | 0,06 | 0,09 | 0,00 | -0,08 |
| Gross Profit | 232,00M | 856,00M | 212,00M | 212,00M | 261,00M |
| Operating Income | 225,00M | -141,00M | 2,02B | -64,00M | 1,08B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 34,21B | 33,16B | 33,88B | 34,94B | 32,34B |
| Total Liabilities | 30,47B | 29,51B | 30,00B | 30,77B | 28,36B |
| Shareholders' Equity | 3,74B | 3,65B | 3,87B | 4,17B | 3,98B |
| Total Debt | 29,64B | 28,71B | 28,92B | 29,53B | 26,25B |
| Cash & Equivalents | 1,25B | 1,38B | 1,44B | 1,82B | 2,92B |
| Current Assets | 8,01B | 7,58B | 7,23B | 8,86B | 7,97B |
| Current Liabilities | 25,26B | 712,00M | 1,04B | 1,17B | 1,88B |