Terug
36
29
54
Dagbereik
€ 441,67
€ 452,15
52-Weeksbereik
€ 396,14
€ 550,18
Volume
846.842
50D / 200D Gem.
€ 485,48
/
€ 493,74
Vorige Slotkoers
€ 438,94
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 11,6 | 10,3 |
| P/B | 6,3 | 1,1 |
| ROE % | 60,5 | 11,7 |
| Net Margin % | 18,8 | 16,8 |
| Rev Growth 5Y % | 8,7 | 11,7 |
| D/E | 0,9 | 0,5 |
Koersdoel Analisten
Hold
€ 554,40
+25.2%
Low: € 485,00
High: € 605,00
Forward K/W
10,3
Forward WPA
€ 43,02
WPA Groei (sch.)
+0,0%
Omzet Sch.
20 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 60,74
€ 55,96 – € 63,11
|
23 B | 1 |
| FY2028 |
€ 52,50
€ 44,66 – € 57,08
|
21 B | 3 |
| FY2027 |
€ 46,64
€ 40,32 – € 48,86
|
20 B | 8 |
Belangrijkste Punten
Revenue grew 8,71% annually over 5 years — modest growth
ROE of 60,51% indicates high profitability
Net margin of 18,84% shows strong profitability
Generating 2,89B in free cash flow
P/E of 11,55 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 3,54%
Groei
Revenue Growth (5Y)
8,71%
Revenue (1Y)5,17%
Earnings (1Y)4,76%
FCF Growth (3Y)-19,83%
Kwaliteit
Return on Equity
60,51%
ROIC29,19%
Net Margin18,84%
Op. Margin25,54%
Veiligheid
Debt / Equity
0,90
Current Ratio7,87
Interest Coverage14,82
Waardering
P/E Ratio
11,55
P/B Ratio6,28
EV/EBITDA7,64
Dividend Yield0,07%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5,17% | Revenue Growth (3Y) | 8,31% |
| Earnings Growth (1Y) | 4,76% | Earnings Growth (3Y) | 18,07% |
| Revenue Growth (5Y) | 8,71% | Earnings Growth (5Y) | 6,59% |
| Profitability | |||
| Revenue (TTM) | 18,91B | Net Income (TTM) | 3,56B |
| ROE | 60,51% | ROA | 1,87% |
| Gross Margin | 50,38% | Operating Margin | 25,54% |
| Net Margin | 18,84% | Free Cash Flow (TTM) | 2,89B |
| ROIC | 29,19% | FCF Growth (3Y) | -19,83% |
| Safety | |||
| Debt / Equity | 0,90 | Current Ratio | 7,87 |
| Interest Coverage | 14,82 | Dividend Yield | 0,07% |
| Valuation | |||
| P/E Ratio | 11,55 | P/B Ratio | 6,28 |
| P/S Ratio | 2,18 | PEG Ratio | 1,36 |
| EV/EBITDA | 7,64 | Dividend Yield | 0,07% |
| Market Cap | 41,15B | Enterprise Value | 36,91B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 18,91B | 17,98B | 16,12B | 14,33B | 13,54B |
| Net Income | 3,56B | 3,40B | 2,56B | 3,15B | 2,76B |
| EPS (Diluted) | 36,36 | 33,05 | 23,71 | 27,70 | 28,48 |
| Gross Profit | 9,53B | 9,15B | 8,34B | 7,69B | 7,83B |
| Operating Income | 4,83B | 4,61B | 3,56B | 4,13B | 3,61B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 190,90B | 181,40B | 175,19B | 158,85B | 175,91B |
| Total Liabilities | 184,36B | 176,18B | 170,46B | 155,05B | 169,97B |
| Shareholders' Equity | 6,55B | 5,23B | 4,73B | 3,80B | 5,94B |
| Total Debt | 5,86B | 5,47B | 5,76B | 5,39B | 5,20B |
| Cash & Equivalents | 10,10B | 8,52B | 7,56B | 7,10B | 7,25B |
| Current Assets | 25,05B | 75,18B | 74,23B | 63,52B | 55,52B |
| Current Liabilities | 3,18B | 701,00M | 751,00M | 1,50B | 200,00M |
Strategiescores
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#703 of 1024
Custom
Capital Light Compounder
#162 of 213
#115 of 658
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