Atrás
51
48
78
Rango del Día
$35.36
$36.19
Rango de 52 Semanas
$32.75
$48.50
Volumen
652,988
Promedio 50D / 200D
$41.46
/
$43.45
Cierre Anterior
$35.93
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 8.7 | 10.3 |
| P/B | 5.8 | 1.1 |
| ROE % | 70.2 | 11.6 |
| Net Margin % | 24.3 | 16.8 |
| Rev Growth 5Y % | -0.6 | 11.6 |
| D/E | 0.9 | 0.5 |
Precio Objetivo de Analistas
Hold
$42.25
+18.0%
Low: $39.50
High: $45.00
P/E Futuro
8.7
EPS Futuro
$4.12
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
1.3 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$4.30
$4.28 – $4.32
|
1.4 B | 1 |
| FY2027 |
$4.30
$4.18 – $4.41
|
1.3 B | 2 |
| FY2026 |
$4.12
$4.03 – $4.21
|
1.3 B | 2 |
Puntos Clave
Revenue declined -0.63% annually over 5 years
ROE of 70.15% indicates high profitability
Net margin of 24.26% shows strong profitability
Generating 419.91M in free cash flow
P/E of 8.70 — trading at a low valuation
PEG of 0.86 suggests growth is underpriced
Crecimiento
Revenue Growth (5Y)
-0.63%
Revenue (1Y)7.63%
Earnings (1Y)11.77%
FCF Growth (3Y)6.67%
Calidad
Return on Equity
70.15%
ROIC35.30%
Net Margin24.26%
Op. Margin33.39%
Seguridad
Debt / Equity
0.93
Current Ratio20.33
Interest Coverage46.73
Valoración
P/E Ratio
8.70
P/B Ratio5.76
EV/EBITDA6.71
Dividend Yield0.09%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 7.63% | Revenue Growth (3Y) | 10.78% |
| Earnings Growth (1Y) | 11.77% | Earnings Growth (3Y) | 14.28% |
| Revenue Growth (5Y) | -0.63% | Earnings Growth (5Y) | -3.62% |
| Profitability | |||
| Revenue (TTM) | 1.20B | Net Income (TTM) | 290.32M |
| ROE | 70.15% | ROA | 18.41% |
| Gross Margin | 45.72% | Operating Margin | 33.39% |
| Net Margin | 24.26% | Free Cash Flow (TTM) | 419.91M |
| ROIC | 35.30% | FCF Growth (3Y) | 6.67% |
| Safety | |||
| Debt / Equity | 0.93 | Current Ratio | 20.33 |
| Interest Coverage | 46.73 | Dividend Yield | 0.09% |
| Valuation | |||
| P/E Ratio | 8.70 | P/B Ratio | 5.76 |
| P/S Ratio | 2.11 | PEG Ratio | 0.86 |
| EV/EBITDA | 6.71 | Dividend Yield | 0.09% |
| Market Cap | 2.53B | Enterprise Value | 2.68B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.20B | 1.11B | 975.13M | 993.29M | 1.23B |
| Net Income | 290.32M | 259.75M | 222.29M | 206.76M | 336.52M |
| EPS (Diluted) | 4.05 | 3.66 | 3.19 | 2.94 | 5.09 |
| Gross Profit | 547.10M | 517.68M | 445.74M | 482.89M | 664.18M |
| Operating Income | 399.63M | 366.63M | 303.59M | 344.10M | 540.49M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.58B | 1.62B | 1.41B | 1.23B | 1.21B |
| Total Liabilities | 794.87M | 868.84M | 802.10M | 819.97M | 801.05M |
| Shareholders' Equity | 438.83M | 388.92M | 324.15M | 262.22M | 276.20M |
| Total Debt | 410.21M | 300.71M | 312.66M | 319.90M | 299.75M |
| Cash & Equivalents | 255.51M | 268.22M | 178.47M | 143.25M | 200.14M |
| Current Assets | 420.72M | 409.41M | 307.77M | 262.58M | 335.57M |
| Current Liabilities | 20.69M | 501.40M | 446.87M | 449.56M | 474.60M |
Puntuaciones de Estrategias
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#384 of 1052
Custom
Capital Light Compounder
#77 of 218
#32 of 670
Actividad Reciente
Entró
Cash Flow Compounder
Mar 24, 2026
Entró
Capital Light Compounder
Mar 24, 2026
Entró
Contrarian Investing (David Dreman)
Mar 24, 2026