Retour
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Fourchette du Jour
17,82 €
18,25 €
Fourchette 52 Semaines
17,59 €
23,42 €
Volume
7 375 014
Moyenne 50J / 200J
19,47 €
/
20,81 €
Clôture Précédente
17,96 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,0 | 10,4 |
| P/B | 0,9 | 1,1 |
| ROE % | 9,4 | 11,6 |
| Net Margin % | 41,3 | 16,8 |
| Rev Growth 5Y % | 11,3 | 11,6 |
| D/E | 1,1 | 0,5 |
Objectif de Cours des Analystes
Hold
21,88 €
+21.2%
Low: 21,00 €
High: 23,00 €
P/E Prévisionnel
9,33
BPA Prévisionnel
1,94 €
Croissance BPA (est.)
+0,0%
CA Est.
3,16B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
1,85 €
1,78 € – 1,93 €
|
3,18B | 2 |
| FY2027 |
1,92 €
1,90 € – 1,93 €
|
3,28B | 10 |
| FY2026 |
1,94 €
1,87 € – 1,98 €
|
3,16B | 10 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-04 | 0,50 € | 0,50 € | +0,4% |
| 2025-10-28 | 0,50 € | 0,50 € | -0,6% |
| 2025-07-29 | 0,51 € | 0,50 € | -1,2% |
| 2025-04-29 | 0,53 € | 0,50 € | -5,7% |
| 2025-03-24 | N/A | 0,55 € | — |
| 2024-10-30 | 0,60 € | 0,58 € | -3,3% |
| 2024-07-30 | 0,58 € | 0,61 € | +5,2% |
| 2024-05-01 | 0,60 € | 0,59 € | -1,7% |
Dividend History
7 yr streakYield
0,02%
Payout Ratio
0,21%
Growth (3Y)
1,43%
Growth (5Y)
3,71%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 13, 2026 | Mar 31, 2026 | 0,48 € | 10,75% |
| Dec 15, 2025 | Dec 30, 2025 | 0,48 € | 9,45% |
| Sep 15, 2025 | Sep 30, 2025 | 0,48 € | 9,01% |
| Jun 13, 2025 | Jun 30, 2025 | 0,48 € | 8,92% |
| Mar 14, 2025 | Mar 31, 2025 | 0,48 € | 9,02% |
| Dec 13, 2024 | Dec 30, 2024 | 0,48 € | 8,85% |
| Sep 13, 2024 | Sep 30, 2024 | 0,48 € | 9,43% |
| Jun 14, 2024 | Jun 28, 2024 | 0,48 € | 9,28% |
| Mar 14, 2024 | Mar 29, 2024 | 0,48 € | 9,60% |
| Dec 14, 2023 | Dec 28, 2023 | 0,48 € | 9,73% |
| Sep 14, 2023 | Sep 29, 2023 | 0,48 € | 10,10% |
| Jun 14, 2023 | Jun 30, 2023 | 0,48 € | 10,41% |
| Mar 14, 2023 | Mar 31, 2023 | 0,48 € | 10,65% |
| Dec 14, 2022 | Dec 29, 2022 | 0,48 € | 10,01% |
| Sep 14, 2022 | Sep 30, 2022 | 0,46 € | 9,30% |
| Jun 14, 2022 | Jun 30, 2022 | 0,45 € | 9,67% |
| Mar 14, 2022 | Mar 31, 2022 | 0,45 € | 8,46% |
| Dec 14, 2021 | Dec 30, 2021 | 0,41 € | 8,12% |
| Sep 14, 2021 | Sep 30, 2021 | 0,41 € | 8,03% |
| Jun 14, 2021 | Jun 30, 2021 | 0,40 € | 8,11% |
Points Clés
Revenue grew 11,29% annually over 5 years — strong growth
Earnings declined -14,65% over the past year
Net margin of 41,30% shows strong profitability
Generating 1,14B in free cash flow
P/E of 9,98 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 21,58%
Croissance
Revenue Growth (5Y)
11,29%
Revenue (1Y)32,87%
Earnings (1Y)-14,65%
FCF Growth (3Y)6,86%
Qualité
Return on Equity
9,39%
ROIC5,42%
Net Margin41,30%
Op. Margin69,67%
Sécurité
Debt / Equity
1,12
Current Ratio1,71
Interest Coverage3,40
Valorisation
P/E Ratio
9,98
Forward P/E9,33
P/B Ratio0,91
EV/EBITDA12,80
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 32,87% | Revenue Growth (3Y) | 20,50% |
| Earnings Growth (1Y) | -14,65% | Earnings Growth (3Y) | -7,62% |
| Revenue Growth (5Y) | 11,29% | Earnings Growth (5Y) | -4,58% |
| Profitability | |||
| Revenue (TTM) | 3,15B | Net Income (TTM) | 1,30B |
| ROE | 9,39% | ROA | 4,16% |
| Gross Margin | 75,68% | Operating Margin | 69,67% |
| Net Margin | 41,30% | Free Cash Flow (TTM) | 1,14B |
| ROIC | 5,42% | FCF Growth (3Y) | 6,86% |
| Safety | |||
| Debt / Equity | 1,12 | Current Ratio | 1,71 |
| Interest Coverage | 3,40 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,21% |
| Dividend Growth (3Y) | 1,43% | Dividend Growth (5Y) | 3,71% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9,98 | Forward P/E | 9,33 |
| P/B Ratio | 0,91 | P/S Ratio | 4,12 |
| PEG Ratio | -0,46 | Forward PEG | N/A |
| EV/EBITDA | 12,80 | Fwd EV/EBITDA | 13,01 |
| Forward P/S | 4,10 | Fwd Earnings Yield | 10,72% |
| FCF Yield | 8,81% | ||
| Market Cap | 12,97B | Enterprise Value | 28,03B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,15B | 2,37B | 2,17B | 1,20B | 2,05B |
| Net Income | 1,30B | 1,52B | 1,52B | 600,00M | 1,57B |
| EPS (Diluted) | 1,86 | 2,44 | 2,68 | 1,19 | 3,51 |
| Gross Profit | 2,38B | 1,71B | 1,64B | 741,00M | 1,68B |
| Operating Income | 2,19B | 1,60B | 1,54B | 655,00M | 1,60B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 31,24B | 28,25B | 23,80B | 22,40B | 20,84B |
| Total Liabilities | 16,92B | 14,90B | 12,60B | 12,84B | 11,98B |
| Shareholders' Equity | 14,32B | 13,36B | 11,20B | 9,56B | 8,87B |
| Total Debt | 15,99B | 13,76B | 11,95B | 12,38B | 11,16B |
| Cash & Equivalents | 924,00M | 635,00M | 535,00M | 303,00M | 372,00M |
| Current Assets | 1,53B | 1,15B | 825,00M | 517,00M | 708,00M |
| Current Liabilities | 894,00M | 406,00M | 1,87B | 1,22B | 724,00M |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#639 of 1049
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026