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Fourchette du Jour
106,24 €
111,71 €
Fourchette 52 Semaines
95,80 €
195,26 €
Volume
2 873 988
Moyenne 50J / 200J
133,15 €
/
159,52 €
Clôture Précédente
105,87 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 66,7 | 10,3 |
| P/B | 8,2 | 1,1 |
| ROE % | 13,5 | 11,7 |
| Net Margin % | 8,2 | 16,8 |
| Rev Growth 5Y % | 11,3 | 11,7 |
| D/E | 3,5 | 0,5 |
Objectif de Cours des Analystes
Hold
179,25 €
+67.3%
Low: 148,00 €
High: 215,00 €
P/E Prévisionnel
16,6
BPA Prévisionnel
6,44 €
Croissance BPA (est.)
+0,0%
CA Est.
5,9 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
9,76 €
8,77 € – 10,78 €
|
12 B | 1 |
| FY2028 |
8,87 €
7,17 € – 9,87 €
|
8,3 B | 3 |
| FY2027 |
7,71 €
7,10 € – 8,02 €
|
6,9 B | 11 |
Points Clés
Revenue grew 11,33% annually over 5 years — strong growth
ROE of 13,49% — decent returns on equity
Debt/Equity of 3,49 — high leverage
Generating 1,54B in free cash flow
P/E of 66,71 — premium valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 55,22%
Croissance
Revenue Growth (5Y)
11,33%
Revenue (1Y)66,55%
Earnings (1Y)13,72%
FCF Growth (3Y)N/A
Qualité
Return on Equity
13,49%
ROIC6,88%
Net Margin8,15%
Op. Margin27,22%
Sécurité
Debt / Equity
3,49
Current Ratio2,24
Interest Coverage2,30
Valorisation
P/E Ratio
66,71
P/B Ratio8,23
EV/EBITDA27,59
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 66,55% | Revenue Growth (3Y) | 33,47% |
| Earnings Growth (1Y) | 13,72% | Earnings Growth (3Y) | 5,44% |
| Revenue Growth (5Y) | 11,33% | Earnings Growth (5Y) | 6,57% |
| Profitability | |||
| Revenue (TTM) | 6,47B | Net Income (TTM) | 527,36M |
| ROE | 13,49% | ROA | 1,82% |
| Gross Margin | 74,79% | Operating Margin | 27,22% |
| Net Margin | 8,15% | Free Cash Flow (TTM) | 1,54B |
| ROIC | 6,88% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 3,49 | Current Ratio | 2,24 |
| Interest Coverage | 2,30 | Dividend Yield | 0,05% |
| Valuation | |||
| P/E Ratio | 66,71 | P/B Ratio | 8,23 |
| P/S Ratio | 5,44 | PEG Ratio | -12,54 |
| EV/EBITDA | 27,59 | Dividend Yield | 0,05% |
| Market Cap | 35,18B | Enterprise Value | 48,59B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 6,47B | 3,88B | 3,63B | 3,06B | 4,21B |
| Net Income | 527,36M | 463,74M | 474,33M | 167,54M | 408,84M |
| EPS (Diluted) | 1,96 | 2,07 | 2,42 | 0,87 | 2,15 |
| Gross Profit | 4,84B | 2,15B | 2,15B | 1,56B | 3,05B |
| Operating Income | 1,76B | 946,09M | 834,03M | 306,36M | 802,01M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 28,99B | 24,88B | 24,73B | 22,00B | 21,61B |
| Total Liabilities | 20,29B | 18,06B | 20,26B | 18,20B | 17,79B |
| Shareholders' Equity | 4,28B | 3,54B | 1,89B | 1,59B | 1,83B |
| Total Debt | 14,91B | 13,15B | 15,76B | 13,33B | 12,49B |
| Cash & Equivalents | 1,50B | 2,74B | 1,50B | 1,11B | 1,39B |
| Current Assets | 3,35B | 4,25B | 2,77B | 2,20B | 2,55B |
| Current Liabilities | 1,49B | 4,33B | 3,79B | 3,42B | 4,02B |