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ASSOCIATED BANC-CORP

Data quality: 83%
Also listed as ASB-PF NYSE
ASB-PE
NYSE Financial Services Depository Institutions
$20.78
▼ $0.03 (-0.14%)
Mkt Cap: 2.68 B
6 months return
Momentum
Neutral
1Y earnings growth
285.54%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Earnings grew 285.54% over the past year
Debt/Equity of 0.20 — conservative balance sheet
Generating 615.69 M in free cash flow
P/E of 5.64 — trading at a low valuation
PEG of 0.72 suggests growth is underpriced
Cash machine — converts 129.68% of earnings into free cash flow

Price History

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)285.54%
FCF Growth (3Y)17.93%

Quality

Return on Equity
9.84%
Above sector avg (9.23%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
0.20
Below sector avg (0.49)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
5.64
Below sector avg (11.11)
P/B Ratio0.55
EV/EBITDAN/A
Dividend Yield7.06%

Financial Trends

Peer Comparison

vs Financial Services sector median (2698 peers)
Metric Stock Sector Median
P/E 5.6 11.1
P/B 0.6 1.2
ROE % 9.8 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.2 0.5

Analyst Price Target

Consensus from analysts covering this stock: typical price target vs today’s price, and how analysts rate it.

No analyst coverage available

Earnings Estimates

Analyst forecasts for EPS and revenue by period. Annual = fiscal years; quarterly = near-term quarters. Figures are consensus (average of analyst estimates).

Period EPS Est. Revenue Est. Analysts
FY2027 1.88 B
FY2026 1.72 B

Dividend History

8 yr streak

Yield

7.06%

Payout ratio

53.02%

Growth (3Y)

0.00%

Growth (5Y)

0.00%

Recent per-share payments (most recent first).

Ex-dividend Payment Amount / share
Mar 02, 2026 $0.37
Dec 01, 2025 $0.37
Sep 02, 2025 $0.37
Jun 02, 2025 $0.37
Mar 03, 2025 $0.37
Dec 02, 2024 $0.37
Sep 03, 2024 $0.37
Jun 03, 2024 $0.37
Feb 29, 2024 $0.37
Nov 30, 2023 $0.37
Aug 31, 2023 $0.37
May 31, 2023 $0.37

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 285.54% Earnings Growth (3Y) 61.09%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 7.84%
Profitability
Revenue (TTM) N/A Net Income (TTM) 474.78 M
ROE 9.84% ROA 1.07%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 615.69 M
ROIC N/A FCF Growth (3Y) 17.93%
Safety
Debt / Equity 0.20 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 3.74 B
Dividends
Dividend Yield 7.06% Payout Ratio 53.02%
Dividend Growth (3Y) 0.00% Dividend Growth (5Y) 0.00%
Consecutive Div Years 8 yrs
Valuation
P/E Ratio 5.64 Forward P/E N/A
P/B Ratio 0.55 P/S Ratio N/A
PEG Ratio 0.72 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 1.42 Fwd Earnings Yield N/A
FCF Yield 22.98%
Market Cap 2.68 B Enterprise Value 3.67 B
Per Share
EPS (Diluted TTM) 2.77 Revenue / Share N/A
FCF / Share 4.78 OCF / Share 4.78
EPS CAGR (1Y) 284.72% EPS CAGR (5Y) 6.17%
EPS CAGR (10Y) 9.15%
Efficiency
CapEx / Revenue N/A FCF Conversion 129.68%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.10 B 1.24 B 1.06 B
Net Income 474.78 M 123.15 M 182.96 M 366.12 M 350.99 M
EPS (Diluted) 2.77 0.72 1.13 2.34 2.18
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 971.61 M 1.08 B 918.48 M 187.93 M 72.33 M
Income Tax 103.13 M 11.31 M 23.10 M 93.51 M 85.31 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 45.20 B 43.02 B 41.02 B 39.41 B 35.10 B
Total Liabilities 40.23 B 38.42 B 36.84 B 35.39 B 31.08 B
Shareholders' Equity 4.98 B 4.61 B 4.17 B 4.02 B 4.02 B
Total Debt 1.31 B 1.44 B 2.07 B 2.05 B 2.22 B
Cash & Equivalents
Current Assets
Current Liabilities

Strategy Scores

This stock passed the criteria for 3 strategies

Score = fit strength (0–100)
Rank = position among all matches
Dividend High Yield Value
#44 of 240
57

Recent Activity

Entered High Yield Value
Apr 12, 2026
Entered Deep Value Investing (Seth Klarman)
Apr 12, 2026
Entered Defensive Investing (Benjamin Graham)
Apr 12, 2026