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Atlanticus Holdings Corp

جودة البيانات: 100%
مُدرج أيضًا باسم ATLCL NASDAQ ATLCZ NASDAQ
ATLCP
NASDAQ Financial Services Nondepository Credit Institutions
KWD 22.79
▲ KWD 0.24 (1.06%)
6 months return
Momentum
Neutral
5Y revenue growth
27.36%

النمو

Revenue Growth (5Y)
27.36%
أعلى من متوسط القطاع (5.76%)
Revenue (1Y)50.09%
Earnings (1Y)9.80%
FCF Growth (3Y)17.85%

الجودة

Return on Equity
21.20%
أعلى من متوسط القطاع (9.19%)
ROICN/A
Net Margin6.21%
Op. MarginN/A

الأمان

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

التقييم

PE (TTM)
3.54
أقل من متوسط القطاع (11.13)
P/B Ratio0.73
EV/EBITDAN/A
Dividend Yield8.47%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Revenue grew 27.36% annually over 5 years — strong growth
ROE of 21.20% indicates high profitability
Generating 637.96 M in free cash flow
P/E of 3.54 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 22.73%
Cash machine — converts 522.05% of earnings into free cash flow

Price History

الاتجاهات المالية

السعر المستهدف للمحللين

لا تتوفر تغطية محللين

Growth

Rev 5Y: 27.36% · Earnings 1Y: 9.80%
Revenue Growth (1Y) 50.09% Revenue Growth (3Y) 30.50%
Earnings Growth (1Y) 9.80% Earnings Growth (3Y) 9.01%
Revenue Growth (5Y) 27.36% Earnings Growth (5Y) -8.96%

Profitability

ROE: 21.20% · Net Margin: 6.21%
Revenue (TTM) 1.97 B Net Income (TTM) 122.20 M
ROE 21.20% ROA 2.28%
Gross Margin N/A Operating Margin N/A
Net Margin 6.21% Free Cash Flow (TTM) 637.96 M
ROIC N/A FCF Growth (3Y) 17.85%

Safety

D/E: N/A · Current: N/A
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.37
Working Capital N/A Tangible Book Value 557.46 M

Dividends

Yield: 8.47% · Payout: 32.01%
Dividend Yield 8.47% Payout Ratio 32.01%
Dividend Growth (3Y) 0.02% Dividend Growth (5Y) N/A
Consecutive Div Years 5 yrs

Valuation

P/E: 3.54 · EV/EBITDA: N/A
P/E Ratio 3.54 Forward P/E N/A
P/B Ratio 0.73 P/S Ratio 0.22
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 0.12 Fwd Earnings Yield N/A
FCF Yield 147.67%
Market Cap 432.01 M Enterprise Value 6.99 M

Per Share

EPS: 5.96 · FCF/Share: 33.27
EPS (Diluted TTM) 5.96 Revenue / Share 102.65
FCF / Share 33.27 OCF / Share 33.27
EPS CAGR (1Y) 24.95% EPS CAGR (5Y) -5.77%
EPS CAGR (10Y) N/A

Efficiency

FCF Conv: 522.05% · CapEx/Rev: N/A
CapEx / Revenue N/A FCF Conversion 522.05%
SBC-Adj. FCF 634.25 M Growth Momentum 22.73

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.97 B 1.31 B 1.16 B 1.05 B 748.06 M
Net Income 122.20 M 111.30 M 102.85 M 135.60 M 177.90 M
EPS (Diluted) 5.96 4.77 4.24 5.83 7.56
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 301.90 M 160.17 M 109.34 M 81.85 M 54.13 M
Income Tax 39.10 M 28.47 M 26.60 M 14.66 M 41.78 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 7.62 B 3.27 B 2.71 B 2.39 B 1.94 B
Total Liabilities 6.98 B 2.69 B 2.17 B 1.92 B 1.52 B
Shareholders' Equity 608.70 M 492.91 M 394.68 M 326.41 M 288.00 M
Total Debt
Cash & Equivalents 621.09 M 375.42 M
Current Assets
Current Liabilities

مقارنة الأقران

مقابل وسيط قطاع Financial Services (6628 نظير)
المقياس السهم وسيط القطاع
P/E 3.5 11.1
P/B 0.7 1.2
ROE % 21.2 9.2
Net Margin % 6.2 9.4
Rev Growth 5Y % 27.4 5.8
D/E 0.5

تاريخ التوزيعات

العائد

8.47%

نسبة التوزيع

32.01%

النمو (٣ سنوات)

0.02%

النمو (٥ سنوات)

N/A

المدفوعات الأخيرة لكل سهم (الأحدث أولاً).

تاريخ الاستحقاق الدفع المبلغ / سهم
Feb 27, 2026 KWD 0.48
Dec 01, 2025 KWD 0.48
Aug 29, 2025 KWD 0.48
May 30, 2025 KWD 0.48
Feb 28, 2025 KWD 0.48
Nov 29, 2024 KWD 0.48
Aug 30, 2024 KWD 0.48
May 31, 2024 KWD 0.48
Feb 29, 2024 KWD 0.48
Nov 30, 2023 KWD 0.48
Aug 31, 2023 KWD 0.48
May 31, 2023 KWD 0.48

درجات الاستراتيجيات

3 strategies matched
Dividend High Yield Value
#64 of 240
53

النشاط الأخير

دخل High Yield Value
Apr 12, 2026
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