AUBURN NATIONAL BANCORPORATION, INC
Data quality: 83%
AUBN
NASDAQ
Financial Services
Depository Institutions
$23.52
▼
$0.38
(-1.59%)
6 months return
—
Momentum
Neutral
1Y earnings growth
13.41%
Growth
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)13.41%
FCF Growth (3Y)-2.74%
Quality
Return on Equity
8.26%
Below sector avg (9.22%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Safety
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valuation
PE (TTM)
11.57
Above sector avg (11.13)
P/B Ratio0.94
EV/EBITDAN/A
Dividend Yield4.50%
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
Generating 10.86 M in free cash flow
P/E of 11.57 — trading at a low valuation
Cash machine — converts 149.75% of earnings into free cash flow
Dividend yield of 4.50% — meaningful income
Healthy payout ratio of 51.92% with room to grow
20 consecutive years of dividends — reliable payer
Price History
Financial Trends
Analyst Price Target
No analyst coverage available
Earnings Surprises
EPS
Reported
Estimate
| Q12011 | Q22011 | Q32011 | Q42011 | |
|---|---|---|---|---|
| Reported | $0.44 | $0.40 | $0.38 | $0.40 |
| Estimate | $0.40 | $0.50 | $0.34 | — |
| Surprise | +11.11% | -19.35% | +12.09% | — |
Growth
Rev 5Y: N/A · Earnings 1Y: 13.41%
Growth
Rev 5Y: N/A · Earnings 1Y: 13.41%| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 13.41% | Earnings Growth (3Y) | 128.05% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -2.53% |
Profitability
ROE: 8.26% · Net Margin: N/A
Profitability
ROE: 8.26% · Net Margin: N/A| Revenue (TTM) | N/A | Net Income (TTM) | 7.26 M |
| ROE | 8.26% | ROA | 0.71% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 10.86 M |
| ROIC | N/A | FCF Growth (3Y) | -2.74% |
Safety
D/E: N/A · Current: N/A
Safety
D/E: N/A · Current: N/A| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 89.61 M |
Dividends
Yield: 4.50% · Payout: 51.92%
Dividends
Yield: 4.50% · Payout: 51.92%| Dividend Yield | 4.50% | Payout Ratio | 51.92% |
| Dividend Growth (3Y) | 0.63% | Dividend Growth (5Y) | 1.15% |
| Consecutive Div Years | 20 yrs | ||
Valuation
P/E: 11.57 · EV/EBITDA: N/A
Valuation
P/E: 11.57 · EV/EBITDA: N/A| P/E Ratio | 11.57 | Forward P/E | N/A |
| P/B Ratio | 0.94 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 12.94% | ||
| Market Cap | 83.94 M | Enterprise Value | 83.94 M |
Per Share
EPS: 2.08 · FCF/Share: 3.11
Per Share
EPS: 2.08 · FCF/Share: 3.11| EPS (Diluted TTM) | 2.08 | Revenue / Share | N/A |
| FCF / Share | 3.11 | OCF / Share | 3.53 |
| EPS CAGR (1Y) | N/A | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
Efficiency
FCF Conv: 149.75% · CapEx/Rev: N/A
Efficiency
FCF Conv: 149.75% · CapEx/Rev: N/A| CapEx / Revenue | N/A | FCF Conversion | 149.75% |
| SBC-Adj. FCF | 10.84 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 7.26 M | 6.40 M | 1.40 M | 10.35 M | 8.04 M |
| EPS (Diluted) | 2.08 | — | — | — | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 2.11 M | 1.93 M | 1.70 M | 1.53 M | 1.24 M |
| Interest Expense | 11.09 M | 11.61 M | 8.05 M | 2.38 M | 2.52 M |
| Income Tax | 1.96 M | 2.00 M | -777,000.0 | 2.50 M | 1.41 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.02 B | 977.32 M | 975.26 M | 1.02 B | 1.11 B |
| Total Liabilities | 926.74 M | 899.03 M | 898.75 M | 955.85 M | 1.00 B |
| Shareholders' Equity | 92.05 M | 78.29 M | 76.51 M | 68.04 M | 103.73 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
Peer Comparison
vs Financial Services sector median (6628 peers)
Compared with similar companies in Financial Services
Peer Comparison
vs Financial Services sector median (6628 peers) Compared with similar companies in Financial Services| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.6 | 11.1 |
| P/B | 0.9 | 1.2 |
| ROE % | 8.3 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
Dividend History
Dividend History
Yield
4.50%
Payout ratio
51.92%
Growth (3Y)
0.63%
Growth (5Y)
1.15%
Recent per-share payments (most recent first).
| Ex-dividend | Payment | Amount / share |
|---|---|---|
| Mar 10, 2026 | — | $0.27 |
| Dec 10, 2025 | — | $0.27 |
| Sep 10, 2025 | — | $0.27 |
| Jun 10, 2025 | — | $0.27 |
| Mar 10, 2025 | — | $0.27 |
| Dec 10, 2024 | — | $0.27 |
| Sep 10, 2024 | — | $0.27 |
| Jun 10, 2024 | — | $0.27 |
| Mar 07, 2024 | — | $0.27 |
| Dec 07, 2023 | — | $0.27 |
| Sep 07, 2023 | — | $0.27 |
| Jun 08, 2023 | — | $0.27 |
Strategy Scores
1 strategy matched
Strategy Scores
1 strategy matched
Dividend
High Yield Value
#86 of 240
Recent Activity
Entered
High Yield Value
Apr 12, 2026
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