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Avidia Bancorp, Inc.

Data quality: 83%
AVBC
NYSE Financial Services Depository Institutions
$20.74
▲ $0.04 (0.19%)
6 months return
Momentum
Neutral
ROE
-1.17%

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)N/A
FCF Growth (3Y)N/A

Quality

Return on Equity
-1.17%
Below sector avg (9.21%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM|NTM|2027)
-115.99 | 14.60 | 14.69
Below sector avg (11.13)
P/B Ratio1.03
EV/EBITDAN/A
Dividend Yield0.24%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Generating 24.09 M in free cash flow

Price History

Financial Trends

Analyst Price Target

1 analyst
Buy
+6.1%
upside to target
Current
$20.74
Consensus Target
$22.00
$22.00
Low
$22.00
High
Forecast
Forward P/E
14.60
Forward EPS
$1.40
EPS Growth (est.)
+8.5%
Est. Revenue
0.0

Earnings Surprises

EPS
Reported Estimate Forecast
Next: Q1 2026 · EPS Est: $0.30 · Rev Est: 0.0
Q42025 Q1 '26 Q2 '26
Reported $0.30
Estimate $0.30 $0.30 $0.33
Surprise -1.40%

Growth

Rev 5Y: N/A · Earnings 1Y: N/A
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) N/A Earnings Growth (5Y) N/A

Profitability

ROE: -1.17% · Net Margin: N/A
Revenue (TTM) N/A Net Income (TTM) -3.29 M
ROE -1.17% ROA -0.11%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 24.09 M
ROIC N/A FCF Growth (3Y) N/A

Safety

D/E: N/A · Current: N/A
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 360.10 M

Dividends

Yield: 0.24% · Payout: N/A
Dividend Yield 0.24% Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A

Valuation

P/E: -115.99 · EV/EBITDA: N/A
P/E Ratio -115.99 Forward P/E 14.60
P/B Ratio 1.03 P/S Ratio N/A
PEG Ratio N/A Forward PEG 1.71
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield 6.85%
FCF Yield 6.31%
Market Cap 381.49 M Enterprise Value 269.62 M

Per Share

EPS: -0.18 · FCF/Share: 1.30
EPS (Diluted TTM) -0.18 Revenue / Share N/A
FCF / Share 1.30 OCF / Share 1.53
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A

Efficiency

FCF Conv: -732.29% · CapEx/Rev: N/A
CapEx / Revenue N/A FCF Conversion -732.29%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025
Revenue
Net Income -3.29 M
EPS (Diluted) -0.18
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 2.56 M
Interest Expense 86.54 M
Income Tax -2.39 M

Balance Sheet

Annual, most recent first
Metric FY2025
Total Assets 2.84 B
Total Liabilities 2.46 B
Shareholders' Equity 378.99 M
Total Debt
Cash & Equivalents 145.45 M
Current Assets
Current Liabilities

Peer Comparison

vs Financial Services sector median (6628 peers)
Metric Stock Sector Median
P/E -116.0 11.1
P/B 1.0 1.2
ROE % -1.2 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

Dividend History

Yield

0.24%

Payout ratio

N/A

Growth (3Y)

N/A

Growth (5Y)

N/A

Recent per-share payments (most recent first).

Ex-dividend Payment Amount / share
Feb 17, 2026 $0.05