Retour
24
29
11
Fourchette du Jour
82,66 €
85,16 €
Fourchette 52 Semaines
54,46 €
101,92 €
Volume
205 214
Moyenne 50J / 200J
92,22 €
/
85,63 €
Clôture Précédente
83,78 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,1 | 10,3 |
| P/B | 1,8 | 1,1 |
| ROE % | 17,4 | 11,6 |
| Net Margin % | 22,4 | 16,8 |
| Rev Growth 5Y % | 28,3 | 11,6 |
| D/E | 0,1 | 0,5 |
Objectif de Cours des Analystes
Hold
111,00 €
+31.4%
Low: 110,00 €
High: 112,00 €
P/E Prévisionnel
9,7
BPA Prévisionnel
8,60 €
Croissance BPA (est.)
+0,0%
CA Est.
1,5 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
9,90 €
9,20 € – 10,60 €
|
1,6 B | 3 |
| FY2026 |
8,60 €
8,49 € – 8,78 €
|
1,5 B | 3 |
Points Clés
Revenue grew 28,30% annually over 5 years — strong growth
ROE of 17,42% — decent returns on equity
Net margin of 22,44% shows strong profitability
Debt/Equity of 0,14 — conservative balance sheet
Generating 436,12M in free cash flow
P/E of 11,06 — trading at a low valuation
Croissance
Revenue Growth (5Y)
28,30%
Revenue (1Y)9,16%
Earnings (1Y)-3,80%
FCF Growth (3Y)61,85%
Qualité
Return on Equity
17,42%
ROIC15,07%
Net Margin22,44%
Op. Margin31,79%
Sécurité
Debt / Equity
0,14
Current Ratio0,11
Interest Coverage0,89
Valorisation
P/E Ratio
11,06
P/B Ratio1,79
EV/EBITDA5,26
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 9,16% | Revenue Growth (3Y) | 23,54% |
| Earnings Growth (1Y) | -3,80% | Earnings Growth (3Y) | 18,72% |
| Revenue Growth (5Y) | 28,30% | Earnings Growth (5Y) | 19,02% |
| Profitability | |||
| Revenue (TTM) | 1,93B | Net Income (TTM) | 432,91M |
| ROE | 17,42% | ROA | 1,75% |
| Gross Margin | 61,47% | Operating Margin | 31,79% |
| Net Margin | 22,44% | Free Cash Flow (TTM) | 436,12M |
| ROIC | 15,07% | FCF Growth (3Y) | 61,85% |
| Safety | |||
| Debt / Equity | 0,14 | Current Ratio | 0,11 |
| Interest Coverage | 0,89 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 11,06 | P/B Ratio | 1,79 |
| P/S Ratio | 2,48 | PEG Ratio | -3,72 |
| EV/EBITDA | 5,26 | Dividend Yield | 0,00% |
| Market Cap | 4,79B | Enterprise Value | 3,23B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,93B | 1,77B | 1,26B | 757,91M | 711,97M |
| Net Income | 432,91M | 450,01M | 307,17M | 240,72M | 215,71M |
| EPS (Diluted) | 7,43 | 7,66 | 5,07 | 3,97 | 3,56 |
| Gross Profit | 1,19B | 1,04B | 865,93M | 681,59M | 609,10M |
| Operating Income | 613,40M | 635,48M | 431,74M | 339,96M | 305,74M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 24,78B | 22,86B | 20,35B | 17,46B | 14,27B |
| Total Liabilities | 22,10B | 20,56B | 18,43B | 15,81B | 12,86B |
| Shareholders' Equity | 2,68B | 2,29B | 1,92B | 1,64B | 1,40B |
| Total Debt | 372,67M | 415,68M | 451,78M | 562,74M | 574,86M |
| Cash & Equivalents | 1,93B | 1,98B | 2,23B | 1,20B | 715,62M |
| Current Assets | 2,37B | 2,41B | 2,91B | 1,88B | 1,27B |
| Current Liabilities | 21,18B | 19,69B | 17,57B | 14,49B | 11,35B |
Scores de Stratégies
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#937 of 1052
Custom
Capital Light Compounder
#162 of 219
#531 of 670
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Capital Light Compounder
Mar 24, 2026
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026