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Fourchette du Jour
42,21 €
43,32 €
Fourchette 52 Semaines
41,78 €
64,10 €
Volume
3 138 542
Moyenne 50J / 200J
49,17 €
/
54,59 €
Clôture Précédente
43,34 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 27,8 | 10,3 |
| P/B | 7,9 | 1,1 |
| ROE % | 41,7 | 11,6 |
| Net Margin % | 51,6 | 16,8 |
| Rev Growth 5Y % | 12,3 | 11,6 |
| D/E | 0,4 | 0,5 |
Objectif de Cours des Analystes
Hold
61,83 €
+44.2%
Low: 52,00 €
High: 74,00 €
P/E Prévisionnel
23,3
BPA Prévisionnel
1,86 €
Croissance BPA (est.)
+0,0%
CA Est.
6,3 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
2,74 €
2,63 € – 2,96 €
|
8,4 B | 1 |
| FY2028 |
2,59 €
2,52 € – 2,66 €
|
8,1 B | 2 |
| FY2027 |
2,20 €
2,05 € – 2,32 €
|
7,3 B | 8 |
Points Clés
Revenue grew 12,25% annually over 5 years — strong growth
Earnings grew 16,63% over the past year
ROE of 41,65% indicates high profitability
Net margin of 51,59% shows strong profitability
Debt/Equity of 0,41 — conservative balance sheet
Negative free cash flow of 0,0
Croissance
Revenue Growth (5Y)
12,25%
Revenue (1Y)23,15%
Earnings (1Y)16,63%
FCF Growth (3Y)N/A
Qualité
Return on Equity
41,65%
ROIC16,86%
Net Margin51,59%
Op. Margin57,57%
Sécurité
Debt / Equity
0,41
Current Ratio4,20
Interest Coverage0,00
Valorisation
P/E Ratio
27,77
P/B Ratio7,89
EV/EBITDA25,62
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 23,15% | Revenue Growth (3Y) | 9,85% |
| Earnings Growth (1Y) | 16,63% | Earnings Growth (3Y) | 17,26% |
| Revenue Growth (5Y) | 12,25% | Earnings Growth (5Y) | 8,11% |
| Profitability | |||
| Revenue (TTM) | 4,90B | Net Income (TTM) | 2,53B |
| ROE | 41,65% | ROA | 14,69% |
| Gross Margin | 93,17% | Operating Margin | 57,57% |
| Net Margin | 51,59% | Free Cash Flow (TTM) | 0,0 |
| ROIC | 16,86% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,41 | Current Ratio | 4,20 |
| Interest Coverage | 0,00 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 27,77 | P/B Ratio | 7,89 |
| P/S Ratio | 14,33 | PEG Ratio | 1,85 |
| EV/EBITDA | 25,62 | Dividend Yield | 0,03% |
| Market Cap | 70,23B | Enterprise Value | 72,30B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4,90B | 3,98B | 4,06B | 3,63B | 3,09B |
| Net Income | 2,53B | 2,17B | 1,84B | 1,92B | 1,85B |
| EPS (Diluted) | 1,55 | 1,28 | 1,16 | 0,05 | 4,64 |
| Gross Profit | 4,57B | 2,83B | 3,01B | 2,93B | 2,38B |
| Operating Income | 2,82B | 2,76B | 2,96B | 2,85B | 2,25B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 17,21B | 4,39B | 3,21B | 3,16B | 25,64B |
| Total Liabilities | 6,92B | 1,11B | 1,12B | 784,00M | 11,24B |
| Shareholders' Equity | 8,90B | 3,25B | 2,08B | 2,38B | 9,87B |
| Total Debt | 3,65B | 219,00M | 256,00M | 3,00M | 461,00M |
| Cash & Equivalents | 1,58B | 12,00M | 9,00M | 1,00M | 2,49B |
| Current Assets | 4,96B | 980,00M | 895,00M | 783,00M | 10,13B |
| Current Liabilities | 1,18B | 1,11B | 1,12B | 784,00M | 10,54B |